9314 Communication courses in Formby delivered On Demand

Join our "Introduction to Clinical Observations and Managing Deterioration" e-learning course. Gain essential knowledge and practical skills to recognise and respond to clinical deterioration in patients. Perfect for healthcare professionals, students, caregivers, and medical enthusiasts.

24-Hour Flash Sale! Prices Reduced Like Never Before!! Family Support Worker Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter There are unsung heroes in every community whose work often goes unnoticed, yet their impact echoes through generations. Family support workers are these heroes, offering a beacon of hope and a helping hand. In the UK, Social Work and Support roles are going to see an increasing demand of 5-10% in the next 5 years. So, join in this Family Support Worker training to guide, heal, and uplift individuals and families facing life's toughest challenges and be a part of this rewarding opportunity. Explore the complexities of Mental Health, the nuances of Elder and Childcare, and the delicate art of Therapy and Counselling. You'll gain insights into the minds and hearts of those you aim to support, learning not just to address their immediate needs but to understand their fears, hopes, and dreams. From mastering Safeguarding practices to applying therapeutic techniques like CBT and engaging in deeply emotional work like Play Therapy and Autism Awareness, this curriculum is designed to mould you into a versatile, empathetic support worker capable of making real, lasting differences in people's lives. Courses Are Included In this Family Support Worker Bundle: Course 01: Family Support Worker Course 02: Senior Adult Care Support Worker Course 03: Mental Health Support Worker Course 04: Elderly Care Worker Course 05: Residential Childcare Worker Course 06: Nanny Care Worker Course 07: Advanced Safeguarding Children (Level 2 Safeguarding) Course 08: Dementia Training (Awareness and Prevention) Course 09: Counselling and Psychotherapy Course 10: Mental Health Care Training - MCA & DOLS Course 11: Psychology of Anxiety and Stress Course 12: Psychology and Therapy of Addictions Certificate Course 13: Persuasion and Influence Psychology Course 14: Why Do We Do The Things We Do Psychology Course Course 15: Mental Freedom Course Course 16: Motivational Psychology Online Course 17: Motivational Psychology of the Successful Entrepreneur Course 18: CBT (Cognitive Behavioural Therapy) Course 19: Psychology of Older Age Certificate Course 20: Occupational Therapy Diploma Level 3 Course 21: Journal Therapy Course 22: Art Therapy Course 23: Educational Psychology & Development Training Course 24: Child And Family Psychology - Diploma Course 25: Speech And Language Therapy Course 26: Autism Awareness Course 27: Play Therapy Course 28: Psychology of Persuasion and Social Influence Course 29: Child and Family Psychology Course 30: Educational Psychology & Development Training This training bundle opens up a world of opportunities for those passionate about making a tangible impact in the field of family support and care. Join the ranks of dedicated professionals committed to improving mental health and well-being across all stages of life. Take the first step towards a rewarding career that changes lives every day. Enrol in this Family Support Worker today and take the first step towards achieving your goals and dreams! Learning Outcomes of this Bundle: Develop an understanding of key concepts in human development, psychology, and social work. Gain essential knowledge for supporting individuals and families facing various challenges. Learn effective communication strategies to build rapport and empathy. Identify and assess potential risks and safeguarding concerns. Apply evidence-based interventions to promote well-being and mental health. Develop a professional and ethical approach to care work. But that's not all. When you enrol in Family Support Worker Online Training, you'll receive 30 CPD-Accredited PDF Certificates, Hard Copy Certificates, and our exclusive student ID card, all absolutely free! Why Prefer this Course? Get a Free QLS Endorsed Certificate upon completion of the course Get a Free Student ID Card with this training program The course is Affordable and Simple to understand Get Lifetime Access to the course materials The training program comes with 24/7 Tutor Support Start your learning journey straight away! Curriculum Breakdown Course 01: Family Support Worker Module 01: Introduction to Family Support Work Module 02: Legislation, Policy and Guidance Module 03: Solving Family Issues: Part 1 Module 04: Solving Family Issues: Part 2 Module 05: Safeguarding & Assessing Need and Providing Help (Part 1) Module 06: Safeguarding & Assessing Need and Providing Help (Part 2) Module 07: Building Relationships Course 02: Senior Adult Care Support Worker Module 01: Introduction To Adult Care Module 02: Creating A Service Development Plan Module 03: Importance Of Communication Module 04: Partnership Working Module 05: Supporting And Encouraging The Team Module 06: Supporting Education In Adult Care Module 07: Safeguarding In Adult Care Module 08: Managing Stress And Maintaining Well-Being Module 09: Overcoming Barriers In Adult Care Settings Course 03: Mental Health Support Worker Module 01: Introduction to Mental Health Module 02: Overview of Mental Health Support Worker Module 03: Childhood and Adolescent Psychiatric Disorders Module 04: Stress and Anxiety Disorders Module 05: Schizophrenia Module 06: Personality Disorders Module 07: Mood Disorders Module 08: Eating & Sleeping Disorders Module 09: Self-Harm and Suicide Module 10: Medication and Therapy in the Treatment of Mental Illness Module 11: Mental Health Legislation and Services Module 12: Community Mental Health Teams (CMHTs) Module 13: The Participation of The Service User =========>>>>> And 27 More Courses <<<<<========= How will I get my Certificate? After successfully completing the course, you will be able to order your Certificates as proof of your achievement. PDF Certificate: Free (Previously it was £12.99*30 = £390) CPD Hard Copy Certificate: Free (For The First Course: Previously it was £29.99) QLS Endorsed Hard Copy Certificate: Free (For The Title Course: Previously it was £119) CPD 440 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Anyone interested in learning more about the topic is advised to take this bundle. This bundle is ideal for: Aspiring support workers Social workers Counsellors Therapists Nurses Please note: This course doesn't entitle you to practice as a professional in this specific field. Rather, this course will assist you in understanding the fundamentals so that you can improve your knowledge in the relevant field. Requirements You will not need any prior background or expertise to enrol in this Family Support Worker Course. Career path After completing this bundle, you are to start your career or begin the next phase of your career. Family Support Worker - £20,000 to £30,000 Mental Health Support Worker - £18,000 to £25,000 Social Worker - £28,000 to £40,000 Occupational Therapist - £24,000 to £40,000 Speech and Language Therapist - £25,000 to £35,000 Educational Psychologist - £35,000 to £50,000 Certificates CPD Accredited Digital Certificate Digital certificate - Included Upon passing the Course, you need to order a Digital Certificate for each of the courses inside this bundle as proof of your new skills that are accredited by CPD QS for Free. CPD Accredited Hard copy certificate Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee. Family Support Worker at QLS Level 5 Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee.

***24 Hour Limited Time Flash Sale*** Business (Analysis, Development and Law) Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Thinking of starting your own business? Did you know that according to UK government statistics, over 5 million businesses are operating in the UK alone? But with great opportunity comes responsibility. Are you equipped with the knowledge to navigate the legal and financial aspects of running a successful business? This comprehensive bundle equips you with the skills to thrive in the dynamic world of business. This Business (Analysis, Development and Law) bundle offers a well-rounded foundation for aspiring entrepreneurs and business professionals alike. You'll gain a strong understanding of core business principles through courses in Business Management and Business Law. Develop the analytical skills necessary to make informed decisions with Financial Modelling for Decision Making and Business Plan. Learn how to navigate the ever-changing social media landscape with Social Media Strategy for Business. The bundle also equips you with the knowledge to mitigate risk through Compliance & Business Risk Management, and ensure adherence to regulations with AML for Business Owner. Key Features of the Business (Analysis, Development and Law) Bundle: 3 QLS-Endorsed Courses: We proudly offer 3 QLS-endorsed courses within our Business (Analysis, Development and Law) bundle, providing you with industry-recognized qualifications. Plus, you'll receive a free hardcopy certificate for each of these courses. QLS Course 01: Business Management QLS Course 02: Business Data Analysis QLS Course 03: Business Law 5 CPD QS Accredited Courses: Additionally, our bundle includes 5 relevant CPD QS accredited courses, ensuring that you stay up-to-date with the latest industry standards and practices. Course 01: Social Media Strategy for Business Course 02: Compliance & Business Risk Management Course 03: Business Law & Commercial Law Course 04: Financial Modelling for Decision Making and Business plan Course 05: AML for Business Owner In Addition, you'll get Five Career Boosting Courses absolutely FREE with this Bundle. Course 01: Professional CV Writing Course 02: Job Search Skills Course 03: Self Esteem & Confidence Building Course 04: Professional Diploma in Stress Management Course 05: Complete Communication Skills Master Class Convenient Online Learning: Our Business (Analysis, Development and Law) courses are accessible online, allowing you to learn at your own pace and from the comfort of your own home. Learning Outcomes of the Business (Analysis, Development and Law) Bundle: Master the intricacies of business management, analysis, and law. Learn to strategize social media for optimal business growth. Understand the role of compliance and risk management in business. Delve deep into business and commercial law for lawful business operations. Develop skills in financial modelling for strategic decision making and business planning. Gain knowledge on Anti-Money Laundering (AML) for business owners. Build a comprehensive theoretical understanding of business operations. Why Choose Us? Get 3 Free QLS Endorsed Certificate upon completion of Business Analysis Get a free student ID card with Business Analysis Training program (£10 postal charge will be applicable for international delivery) The Business Analysis is affordable and simple to understand This course is entirely online, interactive lesson with voiceover audio Get Lifetime access to the Business Analysis course materials The Business Analysis comes with 24/7 tutor support Start your learning journey straight away! ****Course Curriculum**** QLS Course 01: Business Management Module 01: Introduction To Business Management Module 02: Operations Management Module 03: Introduction To Business Analysis Module 04: Strategic Analysis And Product Scope Module 05: Project Management Module 06: Business Development And Succession Planning Module 07- Business Process Management Module 08: Planning & Forecasting Operations Module 09: Performance Management Module 10: Management Of Cash And Credit Module 11: Managing Risk And Recovery Module 12: Quality Management Module 13: Communication Skills Module 14: Business Environment Module 15: Organisational Skills Module 16: Negotiation Techniques Module 17: Human Resource Management Module 18: Motivation And Counselling Module 19: Customer Service Module 20: Time Management Module 21: Conflict Management QLS Course 02: Business Data Analysis Module 01: Introduction To Business Analysis Module 02: Business Environment Module 03: Business Processes Module 04: Business Analysis Planning And Monitoring Module 05: Strategic Analysis And Product Scope Module 06: Solution Evaluation Module 07: Investigation Techniques Module 08: Ratio Analysis Module 09: Stakeholder Analysis And Management Module 10: Process Improvement With Gap Analysis Module 11: Documenting And Managing Requirements Module 12: Business Development And Succession Planning Module 13: Planning & Forecasting Operations Module 14: Business Writing Skills QLS Course 03: Business Law Module 1: Understanding Business Law Module 2: European Community Law Module 3: The Court System Module 4: Civil And Alternative Dispute Resolution Module 5: Contract & Business Law Module 6: Employment Law Module 7: Agency Law Module 8: Consumer Law And Protection Module 9: Law Of Tort Module 10: Business Organisations Module 11: Company Law Module 12: Business Property Module 13: Competition Law =========>>>>> And 10 More Courses <<<<<========= How will I get my Certificate? After successfully completing the course, you will be able to order your Certificates as proof of your achievement. PDF Certificate: Free (Previously it was £12.99*11 = £168) QLS Endorsed Hard Copy Certificate: Free (For The 3 QLS Course: Previously it was £119*3 =357 ) CPD 450 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Anyone interested in learning more about the topic is advised to take this bundle. This bundle is ideal for: Individuals seeking a deeper understanding of business analysis, development, and law. Business professionals aiming for career progression. Aspiring entrepreneurs looking to equip themselves with essential business knowledge. Anyone interested in gaining a theoretical understanding of diverse business operations. Requirements You will not need any prior background or expertise to enrol in this bundle. Career path After completing this bundle, you are to start your career or begin the next phase of your career. Business Owner Manager Consultant Analyst Lawyer Banker Certificates Advanced Diploma in Business Management at QLS Level 7 Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee. CPD Accredited Digital Certificate Digital certificate - Included Upon passing the Course, you need to order a Digital Certificate for each of the courses inside this bundle as proof of your new skills that are accredited by CPD QS for Free. CPD Accredited Hard Copy Certificate Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee. Diploma in Business Data Analysis at QLS Level 5 Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee. Diploma in Business Law at QLS Level 5 Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee.

Wireless networks are essential in today's world, powering our homes, businesses, and communities. But understanding how they work can be tricky.

Create 3 useful desktop applications with web technologies using Electron

48-Hour Knowledge Knockdown! Prices Reduced Like Never Before! This Certificate in Care Certificate Preparation at QLS Level 2 course is endorsed by The Quality Licence Scheme and accredited by CPDQS (with 60 CPD points) to make your skill development & career progression more accessible than ever! Everyone is a part of society, including young ones and the elderly. These two categories of people require a lot of care and attention, especially when they are too young or too elderly. The difficulty is that only some understand how to care for them, but you may get the necessary skills through a comprehensively designed The Care Certificate Preparation course. In this course, you will study the fundamentals of care and how to apply them to your prospective customers. The later part of the course focuses on the duty of care, communication, privacy and dignity. It will also enhance your ability in terms of your personal development. You can not take care of people if you're not healthy yourself, so you should work on your personal and mental development. In the next part, you will learn about mental health awareness and safeguarding adults and children. This course will also emphasise basic life support, handling information, health and safety. Learning Outcomes Upon completion of The Care Certificate Preparation, you will be able to, Understand the core skills required to offer great care. Comprehend what it takes to be compassionate Learn how to enhance your personal development. Learn more about the duty of care. Explore the fundamentals of privacy and dignity as well as foods and nutrition. Learn how to safeguard adults and children. Understand the importance of basic life support. Determine how to prevent infection and control it. The Care Certificate Preparation course is for you if you wish to work in health and social care, use services, or learn more about how we support adults in our care system. It is meant to provide students with the skills and information needed to care for others in a variety of health and social care settings to investigate a wide range of relevant themes and controversies. So, enrol now and learn from the convenience of your own home at your own speed. Why Prefer This Care Certificate Preparation at QLS Level 2 Course? Opportunity to earn a certificate endorsed by the Quality Licence Scheme & another accredited by CPDQS which is completely free. Get a free student ID card! (£10 postal charge will be applicable for international delivery) Innovative and engaging content. Free assessments 24/7 tutor support. Take a step toward a brighter future! *** Course Curriculum *** Here is the curriculum breakdown of the Care Certificate Preparation at QLS Level 2 course: Standard 01: Understand your role Standard 02: Your personal development Standard 03: Duty of Care Standard 04: Equality and Diversity Standard 05: Work in A Person-Centred Way Standard 06: Communication Standard 07: Privacy and Dignity Standard 08: Fluids and Nutrition Standard 09: Awareness of Mental Health, Dementia and Learning Disabilities Standard 10: Safeguarding Adults Standard 11: Safeguarding Children Standard 12: Basic Life Support Standard 13: Health and Safety Standard 14: Handling Information Standard 15: Infection Prevention and Control Assessment Process After completing an online module, you will be given immediate access to a specially designed MCQ test. The results will be immediately analysed, and the score will be shown for your review. The passing score for each test will be set at 60%. You will be entitled to claim a certificate endorsed by the Quality Licence Scheme after you have completed all of the Certificate in Care Certificate Preparation at QLS Level 2exams. CPD 60 CPD hours / points Accredited by CPD Quality Standards Who is this course for? People interested in learning how to care for children or the elderly. Individuals who want to pursue a career in the social care profession. Anyone interested in learning about care certificate preparation. Requirements No prior background or expertise is required. Career path The resources or knowledge would be helpful for many professions or jobs in different fields, such as: Care Support Worker. Health Care Assistant. Social Workers. The average salary for a Care Support Worker ranges from £18,000 to £28,000 per annum in the UK. Certificates Certificate in Care Certificate Preparation at QLS Level 2 Hard copy certificate - Included Show off Your New Skills with a Certificate of Completion After successfully completing the Certificate in Care Certificate Preparation at QLS Level 2, you can order an original hardcopy certificate of achievement endorsed by the Quality Licence Scheme andalso you can order CPDQSAccredited Certificate that is recognised all over the UK and also internationally. The certificates will be home-delivered, completely free of cost. CPDQS Accredited Certificate Digital certificate - Included

Elevate your administrative prowess with our Administrative Assistant course. Learn to manage daily routines, communication, records, and office technology effectively. Become the organizational backbone in any professional setting with top-tier relationship and conflict management skills.

Sharpen Your Virtual Management Skills, Enhance Your Productivity and Collaborate Effectively to Drive Results.

Give a compliment to your career and take it to the next level. This Ladder Safety: Ensuring Safe and Proper Use of Ladders will provide you with the essential knowledge and skills required to shine in your professional career. Whether you want to develop skills for your next job or want to elevate skills for your next promotion, this Ladder Safety: Ensuring Safe and Proper Use of Ladders will help you keep ahead of the pack. The Ladder Safety: Ensuring Safe and Proper Use of Ladders incorporates basic to advanced level skills to shed some light on your way and boost your career. Hence, you can reinforce your professional skills and knowledge, reaching out to the level of expertise required for your position. Further, this Ladder Safety: Ensuring Safe and Proper Use of Ladders will add extra value to your resume to stand out to potential employers. Throughout the programme, it stresses how to improve your competency as a person in your profession while at the same time it outlines essential career insights in this job sector. Consequently, you'll strengthen your knowledge and skills; on the other hand, see a clearer picture of your career growth in future. By the end of the Ladder Safety: Ensuring Safe and Proper Use of Ladders, you can equip yourself with the essentials to keep you afloat into the competition. Along with thiscourse, you will get 10 other premium courses. Also, you will get an original Hardcopy and PDF certificate for the title course and a student ID card absolutely free. What other courses are included with this Ladder Safety: Ensuring Safe and Proper Use of Ladders? Course 1: Fall Prevention During Working at Height Course 2: Manual Handling Level 2 Course 3: LOLER Training Course 4: DSEAR Training Course 5: Handyperson Course 6: Pain Management Course 7: Workplace Safety Course Course 8: Infection Prevention Training Course 9: First Aid Training Course 10: Complete Communication Skills Master Class for Life As one of the top course providers in the UK, we're committed to providing you with the best educational experience possible. Our industry experts have designed the Ladder Safety: Ensuring Safe and Proper Use of Ladders to empower you to learn all at once with accuracy. You can take the course at your own pace - anytime, from anywhere. So, enrol now to advance your career! Benefits you'll get choosing Apex Learning for this Ladder Safety: Ensuring Safe and Proper Use of Ladders: One payment, but lifetime access to 11 CPD courses Certificate, student ID for the title course included in a one-time fee Full tutor support available from Monday to Friday Free up your time - don't waste time and money travelling for classes Accessible, informative modules taught by expert instructors Learn at your ease - anytime, from anywhere Study the course from your computer, tablet or mobile device CPD accredited course - improve the chance of gaining professional skills How will I get my Certificate? After successfully completing the course you will be able to order your CPD Accredited Certificates (PDF + Hard Copy) as proof of your achievement. PDF Certificate: Free (Previously it was £10 * 11 = £110) Hard Copy Certificate: Free (For The Title Course) If you want to get hardcopy certificates for other courses, generally you have to pay £20 for each. But this Fall, Apex Learning is offering a Flat 50% discount on hard copy certificates, and you can get each for just £10! P.S. The delivery charge inside the U.K. is £3.99 and the international students have to pay £9.99. Curriculum: Course 1: Ladder Safety Module 01: Introduction to Ladder Safety Module 02: Ladder Classifications and Uses Module 03: Pre-use Safety Inspections and Risk Assessment Module 04: Setting Up and Safe Use of Ladders Module 05: Placement Considerations and Securing a Ladder Course 2: Fall Prevention During Working at Height Module 01: Introduction, Regulations and Duties Module 02: Risk Assessment and Prevention Module 03: Work at Height Equipment Course 3: Manual Handling Level 2 Introduction, Legislation and Guidance Manual Handling Hazards and Injuries Manual Handling Risk Assessments Controlling and Reducing the Risks Safe Lifting Techniques Course 4: LOLER Training Module 01: Introduction to LOLER Module 02: Part 01 - Selecting Lifting Equipment and Accessories Module 03: Part 02 - Selecting Lifting Equipment and Accessories Module 04: Planning the Lifting Operation Module 05: Factors Affecting Safe Lifting Operation Module 06: Roles and Responsibilities Module 07: Risk Assessment Module 08: Examination and Inspection Module 09: Reports and Defects Course 5: DSEAR Training Introduction to DSEAR ATEX and Explosive Atmospheres General Safety Safe Working with Flammable Substances Equipment and Protection System Risk Assessment Course 6: Handyperson Module 01 Introduction to Handyperson Module 02 Basic Tools and Equipment Module 03 Electrical Work Module 04 Plumbing Skills Module 05 Appliances Module 06 General Carpentry Module 07 Basic Maintenance Skills Module 08 Walls and Floors Module 09 Painting and Decorating Module 10 Drilling, Tiling and Welding Module 11 Construction Projects Module 12 Health and Safety at Work Module 13 Starting Own Business for Handyperson Course 7: Pain Management Module 01 Introducing Pain Management Module 02 Pain Theories Module 03 Types of Pain Module 04 Physiology and Psychology of Acute Pain Module 05 Pain as a Long-term Condition Module 06 Back and Neck Pain Module 07 Headache Module 08 Neuropathic Pain and Its Management Module 09 Cancer Pain Module 10 Assessment of Pain Module 11 Relaxation for Pain Management Course 8: Workplace Safety Course Module 01 Health and Safety at Work and the Laws Module 02 Managing for Health and Safety Module 03 Risk Assessment and Common Risks Module 04 Workplace Health, Safety and Welfare Module 05 Accidents and Ill Health at Work Module 06 Electrical, Fire and Gas Safety Module 07 Safety in Different Work Settings Module 08 Work Equipment Hazards and Risk Control Module 09 Other Health and Safety Hazards at Work Course 9: Infection Prevention Training Module 01 Infection Prevention and Control Policy in the UK Module 02 Principles of Prevention and Control of Infection Module 03 Immunization Module 04 Infections Spread by Food and Water Module 05 Infections Spread by Animals and Insects, and Less Common Infections Found in the UK Module 06 Infections & Diseases Spread by Person-to-Person Contact Module 07 Infections Spread by Sexual Contact Module 08 Infections Spread by Blood and Body Fluids Course 10: First Aid Training Introduction to Workplace First Aid Legal Framework for Workplace First Aid Incident Management at Work Primary Survey Secondary Survey Basic First-Aid Techniques Dealing with Minor Injuries at the Workplace Secondary Illness Loss of Responsiveness and CPR Secondary Illness Breathing Problems Secondary Illnesses and Injuries Dealing With Fractures and Dislocations Call for an Emergency Course 11: Complete Communication Skills Master Class for Life Module 01: Effective Communication Module 02: How to Talk to Anyone Module 03: Power of Storytelling Module 04: Becoming an Influencer Module 05: Importance of Body Language Module 06: Communication Skills for Job Interviews Module 07: Public Speaking CPD 115 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Anyone from any background can enrol in this Ladder Safety: Ensuring Safe and Proper Use of Ladders bundle. Persons with similar professions can also refresh or strengthen their skills by enrolling in this course. Students can take this course to gather professional knowledge besides their study or for the future. Requirements Our Ladder Safety: Ensuring Safe and Proper Use of Ladders is fully compatible with PC's, Mac's, Laptop, Tablet and Smartphone devices. This course has been designed to be fully compatible with tablets and smartphones so you can access your course on Wi-Fi, 3G or 4G. There is no time limit for completing this course, it can be studied in your own time at your own pace. Career path Having these various expertise will increase the value in your CV and open you up to multiple job sectors. Certificates Certificate of completion Digital certificate - Included

Level 7 Course | QLS Endorsed Certificate Included | 11 CPD Courses & PDF Certificate | 140 CPD Points | Lifetime Access | Installment Payment