I was a bit hesitant at first (because money can be a scary subject!) but having taken the plunge and started working with Tom, I can honestly say it was one of the best decisions I've made! Tom has made money a lot less scary and made me realise that someone like me (an average earner with an average financial situation - including average debts(!) etc) can still make good financial decisions with the right advice and guidance. Tom is accessible, approachable and completely non-judgmental - ...