Security Guard Training - CPD Accredited Career Bundle Step into the world of private security with confidence through our Security Guard Training - CPD Accredited Career Bundle. This course has been designed for individuals looking to build a solid foundation in security services, offering essential knowledge on everything from legal responsibilities to incident management. Whether you're completely new or looking to refresh your understanding, this bundle is packed with engaging content that simplifies complex subjects and helps you feel prepared for every situation a modern security guard may face. Built with flexibility in mind, this online course allows you to study at your own pace from anywhere, anytime—no need to step foot in a classroom. You’ll gain vital theoretical understanding tailored to today’s security environments, with modules that cover conflict resolution, patrol techniques, emergency procedures, and more. If you're aiming for a professional edge in the private security sector, this course is your reliable starting point. Key Features of this Bundle CPD Accredited Courses Instant PDF certificate Fully online, interactive course Self-paced learning and laptop, tablet, smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases This Security Guard course ensures that all information provided is current and up-to-date, recognising the evolving nature of security in modern times compared to the past. The scope of security guards has expanded, and the standards have been elevated, necessitating the need for security guards to stay abreast of the latest policies and practices. In addition, the Security Guard course covers the expectations and guidelines set by specific organisations and companies, enabling learners to align with and adhere to these trending policies. Security Guard Training Bundle Course 01: Security Guard Course 02: Working Within the Private Security Industry Course 03: Fire Marshal Level 3 Course 04: Emergency First Aid At Work Course 05: Health and Safety Course 06: Security Management Diploma Accreditation These bundle courses are CPD accredited, providing you with up-to-date skills and knowledge and helping you to become more competent and effective in your chosen field. Certification Once you've successfully completed your course, you will immediately be sent a digital certificate. Also, you can have your printed certificate delivered by post (shipping cost £3.99). CPD 60 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Security Guard Training course is for anyone looking to kickstart a career in this field, including the following professions: Security Guard Security Officer Door Supervisor Security Manager Risk Manager Requirements No prior degree or experience is required to enrol in this course. Career path This Security Guard Course will help you to explore avariety of career paths in the related industry, including: Security Guard Security Manager Close Protection Officer Event Security Officer Retail Security Officer Mobile Patrol Officer Certificates Digital certificate Digital certificate - Included Hardcopy Certificate Hard copy certificate - Included Hardcopy Certificate (UK Delivery): For those who wish to have a physical token of their achievement, we offer a high-quality, printed certificate. This hardcopy certificate is also provided free of charge. However, please note that delivery fees apply. If your shipping address is within the United Kingdom, the delivery fee will be only £3.99. Hardcopy Certificate (International Delivery): For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10.
This course is designed to provide a comprehensive understanding of finance and international sources of finance. The course will cover different sources of finance, including long-term, medium-term, short-term, and international sources. The course will also discuss the features of each source of finance and how they can be used effectively. This course provides a comprehensive understanding of finance and international sources of finance. The course covers different sources of finance, their features and effective use, financial analysis, forecasting, planning, and decision-making. The course also covers international sources of finance, their advantages, disadvantages, and risk assessment. After the successful completion of the course, you will be able to learn about the following; Understand the different sources of finance and their features Identify the appropriate sources of finance for different business needs Learn about international sources of finance and their implications for business Analyze financial statements and use financial ratios for decision-making Understand risk and return in finance and apply capital budgeting techniques Understand ethical issues in finance and the importance of corporate social responsibility Apply financial decision-making in real-life situations through case studies Understanding finance and international sources of finance is essential for individuals and organizations seeking to manage their financial resources effectively. This course is designed to provide participants with a comprehensive understanding of finance and international sources of finance. Participants will learn about the different sources of finance, including long-term, medium-term, short-term, and international sources. The course will cover the features of each source of finance and how they can be used effectively to meet the financial needs of organizations. The course will also discuss the role of finance in the decision-making process, including the importance of financial analysis, financial forecasting, and financial planning. Participants will learn how to use financial ratios and other tools to analyze financial data and make informed financial decisions. Moreover, the course will delve into international sources of finance, including foreign direct investment, export finance, and international capital markets. Participants will learn about the advantages and disadvantages of each international source of finance and how to assess the risks associated with them. By the end of this course, participants will have gained valuable knowledge and skills to become effective financial managers. They will have a comprehensive understanding of the different sources of finance, the ability to analyze financial data and make informed financial decisions, and the skills to assess the risks associated with international sources of finance. Participants will be equipped with the knowledge and skills needed to manage their financial resources effectively and make informed financial decisions to support the success of their organizations. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Project Financing Options - N Self-paced pre-recorded learning content on this topic. Project Financing Options Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. CEO, Director, Manager, Supervisor Project Managers Project Coordinators Project Analysts Business Analysts Team Leaders Department Managers Executives overseeing projects Consultants Engineers IT Professionals Marketing Managers Human Resources Managers Financial Analysts Operations Managers Supply Chain Managers Product Managers. Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
Through this course, you will explore the Strategy-Formulation Analytical Framework, which will help you develop a comprehensive understanding of the different components of strategy and their interdependencies. Additionally, you will delve into the dynamics of culture aspects of strategy choice and understand how it influences the strategic direction of a company. Furthermore, you will gain valuable insights into the politics of strategy choice and learn how to navigate the challenges and obstacles that arise in the process. By exploring what makes a strategy acceptable for all stakeholders, you will develop the skills to identify, evaluate and implement strategies that are effective and sustainable. Whether you are a business owner, entrepreneur, manager, or student pursuing a degree in a related field, this course will equip you with the knowledge and tools needed to make strategic decisions that drive business success. After the successful completion of the course, you will be able to learn about the following, Understand portfolio theory and modern portfolio theory. Understand assets diversification in the light portfolio theory. Understand the Assumptions of modern portfolio theory. The concepts of risk and return, and risk and returns trade-off. Quantitative approaches in finance such as value at risk, credit risk, implied volatility, and econometrics. Qualitative theoretical approaches in finance such as applied ethnography, content analysis, social constructionism, grounded theory, system theory, and critical change. Understand also data analysis using a qualitative theoretical window. Through this course, you will explore the Strategy-Formulation Analytical Framework, which will help you develop a comprehensive understanding of the different components of strategy and their interdependencies. Additionally, you will delve into the dynamics of culture aspects of strategy choice and understand how it influences the strategic direction of a company. Furthermore, you will gain valuable insights into the politics of strategy choice and learn how to navigate the challenges and obstacles that arise in the process. By exploring what makes a strategy acceptable for all stakeholders, you will develop the skills to identify, evaluate and implement strategies that are effective and sustainable. Whether you are a business owner, entrepreneur, manager, or student pursuing a degree in a related field, this course will equip you with the knowledge and tools needed to make strategic decisions that drive business success. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Understanding the Strategy Formulation Self-paced pre-recorded learning content on this topic. Understanding the Strategy Formulation Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. CEO, Director, Manager, Supervisor Business executives and leaders Management consultants Strategic planners MBA students and graduates Entrepreneurs and business owners Anyone interested in developing their strategic thinking and decision-making skills. Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
24 Hours Left! Don't Let the Winter Deals Slip Away - Enrol Now! Suppose you're a hotel owner looking to increase guest satisfaction and improve efficiency. You've noticed a lack of consistency in housekeeping and maintenance, leading to negative reviews and lost revenue. You need a solution that not only trains your staff but also creates a structured plan for your department. Introducing our Housekeeping and Maintenance course. Our curriculum covers all aspects of hotel maintenance and cleaning, giving your staff the knowledge and skills needed to maintain a high level of guest satisfaction. From understanding staff duties to health and safety, our modules provide a comprehensive approach to housekeeping management. Through our course, you'll learn the principles of effective housekeeping and maintenance, including inventory control and budgeting. Our housekeeping and maintenance course modules on planning and organising the department will help you streamline operations and improve efficiency. Our standard operational procedures in hotel housekeeping will ensure consistency and quality in your cleaning process. After this housekeeping and maintenance course, you will be able to learn: Understand staff duties and responsibilities in housekeeping Apply principles of effective housekeeping and maintenance Develop a comprehensive approach to inventory control and budgeting Implement standard operational procedures in hotel housekeeping Plan and organise the housekeeping department efficiently Maintain health and safety standards in the workplace Why Prefer Us? Opportunity to earn a certificate accredited by CPDQS. Get a free student ID card! (£10 postal charges will be applicable for international delivery) Innovative and engaging content. Free assessments 24/7 tutor support. Take a step toward a brighter future! *** Course Curriculum *** Here is the curriculum breakdown of the Housekeeping and Maintenance course: Module 1: Introduction Module 2: Principles Module 3: Understanding Staff Duties Module 4: Cleaning Module 5: Inventory Control Module 6: Planning & Organising the Housekeeping Department Module 7: Understanding Budgeting Module 8: Carpet Maintenance Module 9: Wall, Ceiling and Window Cleaning and Maintenance Module 10: Staffing Module 11: Standard Operational Procedures in Hotel Housekeeping Module 12: Laundry Operation in Hotel Module 13: Health and Safety Assessment Process Your skills and knowledge will be tested with an automated multiple-choice assessment. You will then receive instant results to let you know if you have successfully passed the Housekeeping and Maintenance course. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? this housekeeping and maintenance course is for: Hotel managers looking to improve guest satisfaction and streamline operations Housekeeping staff looking to develop their knowledge and skills Maintenance staff looking to expand their skillset Requirements You will not need any prior background or expertise to enrol in this Housekeeping and Maintenance course. Career path After completing this Housekeeping and Maintenance course, you are to start your career or begin the next phase of your career. Like as: Housekeeping Supervisor: £20,000 - £25,000 Maintenance Technician: £18,000 - £25,000 Facilities Manager: £30,000 - £45,000 Executive Housekeeper: £25,000 - £35,000 Laundry Manager: £20,000 - £30,000 Cleaning Manager: £25,000 - £35,000 Certificates CPDQS Accredited Certificate Digital certificate - £10 CPDQS Accredited Certificate Hard copy certificate - £29 If you are an international student, then you have to pay an additional 10 GBP as an international delivery charge.
Elevate your understanding of workplace safety with our 'Ladder Safety Training' course. Discover the nuances of ladder classifications, their applications, and the imperative role of pre-use inspections. This course ensures that by the end of your journey, not only will you be adept at setting up and using ladders securely but will also be well-versed in risk assessments and ladder placements, cultivating a safer work environment. Learning Outcomes Comprehend the foundational principles of ladder safety and its significance. Differentiate among various ladder classifications and their specific uses. Conduct thorough pre-use safety inspections and comprehensive risk assessments. Master the techniques of setting up ladders safely and efficiently. Understand the importance of ladder placement and the art of securing it effectively. Why choose this Ladder Safety Training CPD Approved Course? Unlimited access to the course for a lifetime. Opportunity to earn a certificate accredited by the CPD Quality Standards after completing this course. Structured lesson planning in line with industry standards. Immerse yourself in innovative and captivating course materials and activities. Assessments are designed to evaluate advanced cognitive abilities and skill proficiency. Flexibility to complete the Ladder Safety Training CPD Approved Course Course at your own pace, on your own schedule. Receive full tutor support throughout the week, from Monday to Friday, to enhance your learning experience. Who is this Ladder Safety Training CPD Approved Course for? Individuals responsible for workplace health and safety. Construction workers or tradespeople using ladders regularly. Supervisors and managers overseeing projects involving ladder use. New recruits in industries where ladder usage is prevalent. Homeowners and DIY enthusiasts keen to ensure personal safety. Career path Health and Safety Officer: £25,000 - £40,000 Construction Supervisor: £30,000 - £50,000 Maintenance Technician: £20,000 - £35,000 Building Inspector: £28,000 - £45,000 Facilities Manager: £30,000 - £55,000 Site Manager: £35,000 - £60,000 Prerequisites This Ladder Safety Training CPD Approved Course does not require you to have any prior qualifications or experience. You can just enrol and start learning.This Ladder Safety Training CPD Approved Course was made by professionals and it is compatible with all PC's, Mac's, tablets and smartphones. You will be able to access the course from anywhere at any time as long as you have a good enough internet connection. Certification After studying the course materials, there will be a written assignment test which you can take at the end of the course. After successfully passing the test you will be able to claim the pdf certificate for £4.99 Original Hard Copy certificates need to be ordered at an additional cost of £8. Course Curriculum Module 01: Introduction to Ladder Safety Introduction to Ladder Safety 00:14:00 Module 02: Ladder Classifications and Uses Ladder Classifications and Uses 00:23:00 Module 03: Pre-use Safety Inspections and Risk Assessment Pre-use Safety Inspections and Risk Assessment 00:11:00 Module 04: Setting Up and Safe Use of Ladders Setting Up and Safe Use of Ladders 00:15:00 Module 05: Placement Considerations and Securing a Ladder Placement Considerations and Securing a Ladder 00:13:00
Duration 2 Days 12 CPD hours This course is intended for Operators and application owners who are responsible for deploying and managing policies for multiple Kubernetes clusters across on-premises and public cloud environments. Overview By the end of the course, you should be able to meet the following objectives: Describe the VMware Tanzu Mission Control architecture Configure user and group access Create access, image registry, network, security, quota, and custom policies Connect your on-premises vSphere with Tanzu Supervisor cluster to VMware Tanzu Mission Control Create, manage, and backup Tanzu Kubernetes clusters Perform cluster inspections Monitor and secure Kubernetes environments During this two-day course, you focus on using VMware Tanzu© Mission Control? to provision and manage Kubernetes clusters. The course covers how to apply access, image registry, network, security, quota, and custom policies to Kubernetes environments. For cluster provisioning and management, the course focuses on deploying, upgrading, backing up and monitoring Kubernetes clusters on VMware vSphere© with Tanzu. Given the abstractions of VMware Tanzu Mission Control, the learnings should be transferrable to public cloud. Introducing VMware Tanzu Mission Control VMware Tanzu Mission Control Accessing VMware Tanzu Mission Control VMware Cloud? services access control VMware Tanzu Mission Control architecture Cluster Management Attached clusters Management clusters Provisioned clusters Cluster inspections Data protection VMware Tanzu© Observability? by Wavefront VMware Tanzu© Service Mesh? Policy Management Policy management Access policies Image registry policies Network policies Security policies Quota policies Custom policies Policy insights
In the world of factories, warehouses, and production floors, safety isn’t a bonus—it’s a must. This Industrial Environments Safety Training Course takes a straight-talking approach to keeping people safe where the risks are real and often right under your boots. With machinery moving, noise levels rising, and hazards lurking in every corner, knowing what to do (and what not to do) can make all the difference. This course lays out the key rules, routines and responsibilities in a clear and down-to-earth way, helping teams keep things ticking along without slipping up—literally or figuratively. Ideal for those working around heavy equipment, loading bays, or industrial processes, the content focuses on awareness, risk reduction, and smart habits that stop accidents before they start. No fluff, no waffle—just straight facts and solid guidance. From dealing with slips and trips to understanding signage, fire protocols and PPE, it covers the essentials that matter most. Whether you're new to industrial work or brushing up after a few years on the job, this training helps keep your thinking sharp and your footing even sharper. Key Features CPD Accredited FREE PDF + Hardcopy certificate Fully online, interactive course Self-paced learning and laptop, tablet and smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases Course Curriculum Module 01: Introduction to Industrial Safety Module 02: Industrial Equipment and Machineries Module 03: Ergonomics and Manual Handling Module 04: Slips, Missteps, and Falls Module 05: Safe Walking and Driving Module 06: Electrical Safety and Noise Control Module 07: Hazardous Materials Handling Module 08: COSHH-Control of Substances Hazardous to Health Learning Outcomes: Identify potential workplace hazards, fostering a safety-oriented mindset. Demonstrate proficiency in handling industrial equipment and machinery. Apply ergonomic principles to enhance manual handling practices. Implement strategies to prevent slips, missteps, falls, and promote safe mobility. Safely operate in industrial settings, incorporating walking and driving best practices. Execute effective measures for electrical safety, noise control, and hazardous materials handling. Accreditation This course is CPD Quality Standards (CPD QS) accredited, providing you with up-to-date skills and knowledge and helping you to become more competent and effective in your chosen field. Certificate After completing this course, you will get a FREE Digital Certificate from Training Express. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Entry-level industrial workers Safety officers and supervisors Manufacturing and production staff Construction site personnel Warehouse and logistics employees Maintenance and facility management staff Health and safety professionals Individuals seeking to enhance workplace safety awareness Career path Industrial Safety Officer Manufacturing Safety Coordinator Construction Site Supervisor Warehouse Safety Manager Facility Maintenance Inspector Health and Safety Consultant Certificates Digital certificate Digital certificate - Included Once you've successfully completed your course, you will immediately be sent a FREE digital certificate. Hard copy certificate Hard copy certificate - Included Also, you can have your FREE printed certificate delivered by post (shipping cost £3.99 in the UK). For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10. Our certifications have no expiry dates, although we do recommend that you renew them every 12 months.
From blueprints to brickwork, the world of building construction is always on the move. Whether it’s a family home or a commercial hub, skilled understanding of construction processes is in high demand. This Building Construction Training Course is designed to give learners a strong grasp of materials, methods, and project stages—from site preparation and structural systems to roofing, insulation, and building regulations. It’s a step-by-step look at how modern construction projects take shape, with insights that matter across industries. If you’ve ever wanted to understand what holds a building together (besides sheer willpower), this course is your digital hard hat. Explore topics like construction planning, foundation types, drainage, timber vs steel frames, and more—all delivered in an easy-to-follow, online format. Whether you're just curious or already involved in the trade, this training is tailored for those who want structured learning without lifting a single brick. Key Features CPD Accredited FREE PDF + Hardcopy certificate Fully online, interactive course Self-paced learning and laptop, tablet and smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases Course Curriculum Module 01: Construction Management Module 02: Site Set-Up Module 03: Construction Design and Management (CDM) Regulations Module 04: Risk Identification, Assessment and Management Module 05: Management of Occupational Health Module 06: Cost Estimation in the Construction Industry Module 07: Management of Material for Construction Module 08: Electricity Module 09: Working at Height Module 10: Scaffolding Module 11: Excavations and Confined Space Module 12: Demolition Module 13: Construction Project Management Learning Outcomes: Master strategic Construction Management techniques for project success. Apply Construction Design and Management (CDM) Regulations effectively. Proficiently identify, assess, and manage risks in construction projects. Demonstrate expertise in occupational health and safety management. Develop precision in cost estimation and material management. Attain proficiency in electricity, working at height, scaffolding, and excavation. Accreditation This course is CPD Quality Standards (CPD QS) accredited, providing you with up-to-date skills and knowledge and helping you to become more competent and effective in your chosen field. Certificate After completing this course, you will get a FREE Digital Certificate from Training Express. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Aspiring construction managers Project coordinators in the construction sector Individuals pursuing a career in construction health and safety Estimators and cost analysts in the construction industry Construction site supervisors and foremen Demolition project managers Professionals seeking expertise in construction project management Anyone looking to advance their knowledge in the construction field Career path Construction Manager Health and Safety Officer Cost Estimator Site Supervisor Project Coordinator Demolition Project Manager Certificates Digital certificate Digital certificate - Included Once you've successfully completed your course, you will immediately be sent a FREE digital certificate. Hard copy certificate Hard copy certificate - Included Also, you can have your FREE printed certificate delivered by post (shipping cost £3.99 in the UK). For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10. Our certifications have no expiry dates, although we do recommend that you renew them every 12 months.
Learn how to navigate the uncertain waters of investing with confidence and security through the power of effective Investment Risk Management. After the successful completion of the course, you will be able to learn about the following; Describe the nature of investment risk and its potential impact on investment outcomes. Identify and differentiate between the types of investment risks, such as market risk, credit risk, and liquidity risk. Explain the nature and process of risk management, including risk identification, risk assessment, and risk mitigation. Analyze the nature of a risk mitigation plan and identify the key components that make it effective. Evaluate various risk mitigation methods used in investments, including diversification, asset allocation, and use of derivatives. Examine the concept of hedging in investments, including hedging strategies and using futures and options for speculation and arbitrage. Investment Risk Management is a crucial aspect of any successful investment strategy. In this course, you will learn how to navigate the complex world of investing with confidence and security by effectively managing investment risk. You will explore the nature of investment risk, the different types of investment risks, and how they can impact investment outcomes. Through practical examples and case studies, you will understand the nature and process of risk management and how to develop a risk mitigation plan that works for your investment portfolio. This course will equip you with the knowledge and tools to manage investment risk effectively. You will learn various risk mitigation methods, including diversification, asset allocation, and the use of derivatives such as options and futures. You will also delve into the concept of hedging, including hedging strategies and using futures and options for speculation and arbitrage. By the end of this course, you will have a thorough understanding of the best practices for managing investment risk, enabling you to make informed investment decisions and maximize your returns while minimizing your risk exposure. This course will equip the learner with the knowledge and tools to manage investment risk effectively. You will learn various risk mitigation methods, including diversification, asset allocation, and the use of derivatives such as options and futures. You will also delve into the concept of hedging, including hedging strategies and using futures and options for speculation and arbitrage. By the end of this course, you will have a thorough understanding of the best practices for managing investment risk, enabling you to make informed investment decisions and maximize your returns while minimizing your risk exposure. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Introduction to Investment Analysis Self-paced pre-recorded learning content on this topic. Investment Risk Management Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. CEO, Director, Manager, Supervisor Risk Manager Investment Risk Analyst Portfolio Manager Chief Risk Officer Investment Analyst Quantitative Analyst Risk Management Consultant Compliance Officer Financial Advisor Hedge Fund Manager Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.