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2606 Risk Management courses in Ince-in-Makerfield delivered Online

Risk Assessment at Work

5.0(1)

By LearnDrive UK

Empower yourself with crucial risk management skills in the workplace through our Risk Assessment course. Learn to identify, measure, and mitigate risks effectively, ensuring a safer and more resilient work environment. Ideal for professionals seeking to enhance workplace safety and decision-making.

Risk Assessment at Work
Delivered Online On Demand1 hour
£5

Certificate in Compliance and Risk Management - CPD Accredited

5.0(5)

By Online Training Academy

Are you ready to elevate your career and become a key player in the world of business governance? Our Compliance and Risk Management course is designed to equip you with the essential skills and knowledge to navigate the complexities of today's regulatory landscape. This course is not just another step in your professional development - it's a game changer. According to Reed a Compliance Officer can earn from £25,000 to £30,000 in a year depending on qualification, experience, location and other factors. Don't miss this opportunity to become an indispensable asset to any organisation. Enrol in our Compliance and Risk Management course today and take the first step towards a safer, more compliant future. Key Features: CPD Certified Compliance and Risk Management course Free Certificate Developed by Specialist Lifetime Access Course Curriculum: Module 1: The Role of Compliance and its Significance Module 2: Elements and Structure of Compliance Module 3: Managing Compliance through Compliance Management System (CMS) Module 4: Conducting Compliance Audits Module 5: Interconnection between Compliance and Ethics Module 6: Types of Risk - Pure Risk and Financial Risk Module 7: Exploring the History, Operations, Policy, and Strategy of Risk Management Module 8: The Process, Monitoring, and Evaluation in Risk Management Learning Outcomes: Understand the pivotal role of compliance and its organizational implications. Analyze the structural components essential for an effective compliance framework. Implement a Compliance Management System for efficient regulatory adherence. Conduct comprehensive compliance audits to ensure organizational adherence to regulations. Recognize the intricate relationship between compliance practices and ethical considerations. Differentiate between pure and financial risks, demonstrating proficiency in risk management. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Certificate in Compliance and Risk Management course is accessible to anyone eager to learn more about this topic. Through this course, you'll gain a solid understanding of Compliance and Risk Management. Moreover, this course is ideal for: Professionals seeking in-depth knowledge of compliance and risk management. Executives responsible for ensuring regulatory compliance within their organizations. Risk management professionals aiming to enhance their strategic understanding. Individuals aspiring to pursue a career in compliance and risk management. Corporate decision-makers looking to strengthen their organizations' governance and risk protocols. Requirements There are no requirements needed to enrol into this Certificate in Compliance and Risk Management course. We welcome individuals from all backgrounds and levels of experience to enrol into this Certificate in Compliance and Risk Management course. Career path After finishing this Certificate in Compliance and Risk Management course you will have multiple job opportunities waiting for you. Some of the following Job sectors of Certificate in Compliance and Risk Management are: Compliance Officer Risk Analyst Regulatory Affairs Specialist Internal Auditor Ethics and Compliance Manager Risk Management Consultant Certificates Digital certificate Digital certificate - Included Certificate of Completion Digital certificate - Included Will be downloadable when all lectures have been completed.

Certificate in Compliance and Risk Management - CPD Accredited
Delivered Online On Demand1 hour 48 minutes
£10

Certificate in Compliance and Risk Management - CPD Accredited

5.0(5)

By Online Training Academy

Are you ready to elevate your career and become a key player in the world of business governance? Our Compliance and Risk Management course is designed to equip you with the essential skills and knowledge to navigate the complexities of today's regulatory landscape. This course is not just another step in your professional development - it's a game changer. According to Reed a Compliance Officer can earn from £25,000 to £30,000 in a year depending on qualification, experience, location and other factors. Don't miss this opportunity to become an indispensable asset to any organisation. Enrol in our Compliance and Risk Management course today and take the first step towards a safer, more compliant future. Key Features: CPD Certified Compliance and Risk Management course Developed by Specialist Lifetime Access Course Curriculum: Module 1: The Role of Compliance and its Significance Module 2: Elements and Structure of Compliance Module 3: Managing Compliance through Compliance Management System (CMS) Module 4: Conducting Compliance Audits Module 5: Interconnection between Compliance and Ethics Module 6: Types of Risk - Pure Risk and Financial Risk Module 7: Exploring the History, Operations, Policy, and Strategy of Risk Management Module 8: The Process, Monitoring, and Evaluation in Risk Management Learning Outcomes: Understand the pivotal role of compliance and its organizational implications. Analyze the structural components essential for an effective compliance framework. Implement a Compliance Management System for efficient regulatory adherence. Conduct comprehensive compliance audits to ensure organizational adherence to regulations. Recognize the intricate relationship between compliance practices and ethical considerations. Differentiate between pure and financial risks, demonstrating proficiency in risk management. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Certificate in Compliance and Risk Management course is accessible to anyone eager to learn more about this topic. Through this course, you'll gain a solid understanding of Compliance and Risk Management. Moreover, this course is ideal for: Professionals seeking in-depth knowledge of compliance and risk management. Executives responsible for ensuring regulatory compliance within their organizations. Risk management professionals aiming to enhance their strategic understanding. Individuals aspiring to pursue a career in compliance and risk management. Corporate decision-makers looking to strengthen their organizations' governance and risk protocols. Requirements There are no requirements needed to enrol into this Certificate in Compliance and Risk Managementcourse. We welcome individuals from all backgrounds and levels of experience to enrol into this Certificate in Compliance and Risk Management course. Career path After finishing this Certificate in Compliance and Risk Management course you will have multiple job opportunities waiting for you. Some of the following Job sectors of Certificate in Compliance and Risk Management are: Compliance Officer Risk Analyst Regulatory Affairs Specialist Internal Auditor Ethics and Compliance Manager Risk Management Consultant Certificates Digital certificate Digital certificate - Included Will be downloadable when all lectures have been completed.

Certificate in Compliance and Risk Management - CPD Accredited
Delivered Online On Demand1 hour 48 minutes
£10

Governance and Risk Management Practices Course

5.0(2)

By Training Express

In today’s fast-paced business landscape, understanding governance and risk management practices is not just a choice; it’s a necessity. The Governance and Risk Management Practices Course is designed to help professionals grasp the essential principles and strategies involved in managing risks while maintaining robust governance structures. Whether you’re already in a leadership role or aiming to strengthen your decision-making abilities, this course provides the knowledge to help you navigate the complexities of risk and governance frameworks effectively. It delves into key concepts, such as assessing risk exposure, developing control measures, and making informed decisions that drive organisational success. This course focuses on equipping you with the tools and insights to anticipate potential risks and understand the importance of governance within any business environment. By engaging with a structured and insightful curriculum, you will become adept at identifying and addressing risks, ensuring your organisation remains resilient in the face of challenges. With clear explanations, relevant case studies, and an emphasis on practical methodologies, the course offers a streamlined approach to managing risks while adhering to governance standards. Stay ahead of the curve, and safeguard your business with the strategies you’ll learn from this essential course. Key Features CPD Accredited FREE PDF + Hardcopy certificate Fully online, interactive course Self-paced learning and laptop, tablet and smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases Course Curriculum Module 01: Introduction to Corporate Governance Module 02: Governance Structures and Mechanisms Module 03: Transparency, Disclosure and Ethics Module 04: Corporate Governance in ESG Module 05: Introduction to Risk Management Module 06: Risk and Types of Risk Module 07: Risk Management Process Module 08: Compliance and Ethics Module 09: Compliance Audit Learning Outcomes: Gain in-depth knowledge of corporate governance and its importance. Understand the structures and mechanisms that underpin corporate governance. Explore the ethical aspects of transparency and disclosure in business. Grasp the significance of corporate governance in the context of ESG. Identify and assess various types of risks that can impact businesses. Learn the ins and outs of risk management, compliance, and ethical auditing. Accreditation This course is CPD Quality Standards (CPD QS) accredited, providing you with up-to-date skills and knowledge and helping you to become more competent and effective in your chosen field. Certificate After completing this course, you will get a FREE Digital Certificate from Training Express. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Aspiring business leaders Risk management professionals Compliance officers Corporate governance enthusiasts ESG-focused individuals Business students Professionals looking to enhance their knowledge Anyone interested in corporate ethics and transparency Career path Risk Manager Compliance Officer Corporate Governance Analyst ESG Specialist Business Consultant Corporate Ethics Auditor Certificates Digital certificate Digital certificate - Included Once you've successfully completed your course, you will immediately be sent a FREE digital certificate. Hard copy certificate Hard copy certificate - Included Also, you can have your FREE printed certificate delivered by post (shipping cost £3.99 in the UK). For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10. Our certifications have no expiry dates, although we do recommend that you renew them every 12 months.

Governance and Risk Management Practices Course
Delivered Online On Demand1 hour
£12

Forex Trading and Risk Management Diploma

4.5(3)

By Studyhub UK

Embark on a Financial Odyssey: Forex Trading and Risk Management Diploma Embark on a riveting journey into the dynamic world of financial markets with our comprehensive course, 'Forex Trading and Risk Management Diploma.' This immersive learning experience is not just about charts and numbers; it's a passport to a world where financial opportunities abound. Delve into the intricacies of forex trading as you navigate the course's roadmap - from the initial setup of your trading account to mastering the art of trading the news like a seasoned professional. Unlock the secrets of risk management, a vital skill that separates successful traders from the rest. Our bonus interviews with successful students provide real-world insights, ensuring you're equipped with the knowledge and confidence to navigate the complex landscape of forex trading. Learning Outcomes Establish proficiency in opening and managing your trading account with ease. Navigate economic news confidently and capitalize on trading opportunities. Master the art of trading the news to maximize your trading strategies. Set up your trading environment like a professional, optimizing your chances for success. Develop robust risk management strategies to safeguard your trades and investments. Why choose this Forex Trading and Risk Management Diploma? Unlimited access to the course for a lifetime. Opportunity to earn a certificate accredited by the CPD Quality Standards and CIQ after completing this course. Structured lesson planning in line with industry standards. Immerse yourself in innovative and captivating course materials and activities. Assessments designed to evaluate advanced cognitive abilities and skill proficiency. Flexibility to complete the Course at your own pace, on your own schedule. Receive full tutor support throughout the week, from Monday to Friday, to enhance your learning experience. Unlock career resources for CV improvement, interview readiness, and job success. Who is this Forex Trading and Risk Management Diploma for? Aspiring traders eager to delve into the world of forex markets. Finance enthusiasts seeking to enhance their understanding of risk management. Individuals interested in leveraging economic news for profitable trading. Entrepreneurs looking to diversify their investment portfolios. Students of finance and economics aiming to apply theoretical knowledge in practical scenarios. Career path Forex Trader: £30,000 - £100,000+ Risk Management Analyst: £35,000 - £60,000 Financial Analyst: £28,000 - £50,000 Investment Consultant: £40,000 - £70,000 Financial Market Strategist: £45,000 - £80,000 Trading Account Manager: £50,000 - £120,000+ Prerequisites This Forex Trading and Risk Management Diploma does not require you to have any prior qualifications or experience. You can just enrol and start learning.This Forex Trading and Risk Management Diploma was made by professionals and it is compatible with all PC's, Mac's, tablets and smartphones. You will be able to access the course from anywhere at any time as long as you have a good enough internet connection. Certification After studying the course materials, there will be a written assignment test which you can take at the end of the course. After successfully passing the test you will be able to claim the pdf certificate for £4.99 Original Hard Copy certificates need to be ordered at an additional cost of £8. Course Curriculum Welcome & Introduction Introduction 00:03:00 Disclaimer & Copyright 00:05:00 Welcome & Introduction 00:16:00 Opening your trading / broker account Why your choice of broker is KEY 00:17:00 Demonstration Video - Opening your trading account 00:06:00 3 step process to opening your account 00:05:00 Getting familiar with economic news Economic News Explained 00:18:00 Trading the News Why trade the news 00:14:00 What news to trade 00:15:00 What currencies to focus on? 00:04:00 A brilliant Central Bank resource 00:20:00 Is a currency strong or weak? (The Long Term View) 00:11:00 Trading strong vs weak 00:13:00 Currency Watch-list Example 00:10:00 Setting yourself up like a PRO-TRADER The resources you need 00:16:00 Demonstration Video - Forexfactory.com 00:08:00 Demonstration Video - FXPro Squawk Feed 00:10:00 Forex News Gun - Download Instructions 00:05:00 Demonstration video - Forex News Gun 00:06:00 Demonstration video - News Impact DataFlash (replacement for the FNG) 00:07:00 News Impact DataFlash Setup Instructions (replacement for the FNG) 00:05:00 Placing The Trade Creating a trading plan / idea 00:14:00 Executing the trade - Determining your Entry, Stop & Target 00:11:00 Management of the trade & summary 00:11:00 Demonstration Video - FXPro MT4 00:12:00 Demonstration Video - Closing a trade after 1 hour if not done as expected 00:03:00 Risk Managing your trades Risk management and working out your trade quantity 00:15:00 Demonstration Video - Earn Forex Position Size Calculator 00:07:00 Your ongoing support Next steps 00:04:00 Trader Transformation Membership Service - Intro video 00:03:00 A small peek into our trader mentoring service 00:59:00 Weekly market analysis video predicts USD move well ahead of time! 00:06:00 Conclusion Full re-cap 00:09:00 BONUS VIDEOS! How to predict the largest movements from news 00:06:00 Understanding & trading market turmoil successfully 00:39:00 Student Interviews! Student Interview #1 - Paul, UK 00:38:00 Student Interview #2 - Jean, South Africa 00:59:00 Student Interview #3 - Gavin, UK 00:55:00 Student Interview #4 - Connor, Australia 00:40:00 Student Interview #5 - Lourens, South Africa 00:36:00 Trade Examples 00:16:00 Lourens Trading & Travelling 00:02:00 BONUS TRAINING - USING CORRELATIONS TO YOUR ADVANTAGE!_2 00:35:00

Forex Trading and Risk Management Diploma
Delivered Online On Demand11 hours 34 minutes
£10.99

Diploma in Compliance and Risk Management at QLS Level 5

By Compliance Central

Are you looking to enhance your Compliance Audit & Risk Management skills? If yes, then you have come to the right place. Our comprehensive course on Compliance Audit & Risk Management will assist you in producing the best possible outcome by mastering the Compliance Audit & Risk Management skills. The Compliance Audit & Risk Management course is for those who want to be successful. In the Compliance Audit & Risk Management course, you will learn the essential knowledge needed to become well versed in Compliance Audit & Risk Management. Our Compliance Audit & Risk Management course starts with the basics of Compliance Audit & Risk Management and gradually progresses towards advanced topics. Therefore, each lesson of this Compliance Audit & Risk Management course is intuitive and easy to understand. Why would you choose the course: Lifetime access to the Compliance Audit & Risk Management course materials Full tutor support is available from Monday to Friday with the Compliance Audit & Risk Management course Gain a complete understanding of the Compliance Audit & Risk Management course Accessible, informative Compliance Audit & Risk Management learning modules designed by experts Get 24/7 help or advice from our email and live chat teams with the Compliance Audit & Risk Management course Study Compliance Audit & Risk Management in your own time through your computer, tablet or mobile device A 100% learning satisfaction guarantee with your Compliance Audit & Risk Management course Learn at your own pace from the comfort of your home, as the rich learning materials of this course are accessible from any place at any time. Enrol and excel in your career with Compliance Central. Curriculum of Course Module 01: Introduction to Compliance Module 02: Five basic elements of compliance Module 03: Compliance Management System (CMS) Module 04: Compliance Audit Module 05: Compliance and Ethics Module 06: Risk and Types of Risk Module 07: Introduction to Risk Management Module 08: Risk Management Process Certificate of Achievement CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? The Compliance Audit & Risk Management course helps aspiring professionals who want to obtain the knowledge and familiarise themselves with the skillsets to pursue a career in Compliance Audit & Risk Management. It is also great for professionals who are already working in Compliance Audit & Risk Management and want to get promoted at work. Requirements To enrol in this Compliance Audit & Risk Management course, all you need is a basic understanding of the English Language and an internet connection. Career path The Compliance Audit & Risk Management course will enhance your knowledge and improve your confidence in exploring opportunities in various related sectors.

Diploma in Compliance and Risk Management at QLS Level 5
Delivered Online On Demand7 days
£12

Introduction to ISO Standards: Quality, Environment, IT & Risk Management

5.0(1)

By LearnDrive UK

Master ISO Standards with our Introduction to ISO Standards course. Dive into ISO 9001:2015 for Quality Management and learn the essentials of effective leadership, operation, planning, support, and performance evaluation in a structured and compliant environment.

Introduction to ISO Standards: Quality, Environment, IT & Risk Management
Delivered Online On Demand1 hour
£5

Introduction to UK AML, KYC & CFT Risk Management and Compliance Course

5.0(14)

By Training Express

**6 FREE CPD Accredited Certificates and Included with Lifetime Access** Indulge in our 6-course bundle, originally priced at £120, now available for a limited time at the exclusive rate of £100. Enjoy an instant savings of £20! Welcome to a realm where financial security is not just a buzzword, but a practice rooted in expertise and adherence to the highest standards. To reach these high standards our Introduction to UK AML/CFT Risk Management and Compliance comes in handy. This bundle consists of the following CPD Endorsed Courses: Course 01: Anti Money Laundering (AML) Course 02: Fraud Awareness and Prevention Training Course 03: Know Your Customer (KYC) Course 04: Security Risk and Fraud Prevention Course 05: GDPR UK Training Course 06: Corporate Governance Key Features 6 FREE CPD Accredited Certificate Fully online, interactive course Self-paced learning and laptop, tablet, smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases Imagine you're navigating the intricate landscape of financial transactions, grappling with the pervasive challenge of money laundering, feeling the weight of security risks, and yearning for a robust shield against fraud. The frustration of combating these complex issues is real. But fear not - our tailored courses serve as your beacon, guiding you through the labyrinth of financial intricacies. As you dive into the intricacies of Anti Money Laundering, Fraud Awareness, and Know Your Customer protocols, a new world unfolds. Imagine gaining a profound understanding of security risks and fraud prevention, and acquiring the tools to shield your organisation. The GDPR UK Training we offer is not just a compliance necessity but a strategic advantage. Corporate Governance ties it all together, offering you the compass to navigate the ever-evolving corporate landscape. Enrol now and let your frustration be replaced with empowerment as you equip yourself with the knowledge and skills to not only navigate but master the intricacies of AML/CFT risk management and compliance. This is your journey to resilience, excellence, and unwavering confidence in the face of financial complexities. Learning Outcomes: Identify and mitigate financial risks for robust compliance. Implement effective fraud prevention strategies in diverse contexts. Master client vetting techniques for thorough KYC practices. Develop strategies to prevent security risks and financial fraud. Navigate the nuances of GDPR compliance within the UK. Instil ethical decision-making through a deep understanding of corporate governance. Certificate After completing this course, you will be able to claim your FREE PDF and Hardcopy certificates, which are CPD accredited. Job Vacancies There are currently over 15,000 job vacancies in the UK for AML/CFT Risk Management and Compliance professionals. The most popular roles include: AML/CFT Compliance Officer Sanctions Officer Anti-Money Laundering Analyst Transaction Monitoring Analyst Financial Crime Analyst Future Job Openings The UK AML/CFT Risk Management and Compliance sector is expected to grow in the coming years. There are a number of reasons for the strong demand for AML/CFT Risk Management and Compliance professionals. The reasons are increased regulatory focus along with evolving financial landscape. Also, the growing international cooperation and technological advancements has led to an increased demand for qualified professionals who can carry out these tasks. The job market for this profession is strong, with a predicted 25% growth in employment from 2022 to 2027. Salaries in the UK The salaries for AML/CFT Risk Management and Compliance professionals vary depending on their experience and qualifications. However, most professionals in this field can expect to earn a competitive salary. The average salary for an AML/CFT Compliance Officer in the UK is £35,000 - £55,000 per year. Satisfaction A recent survey found that 77% of AML/CFT Risk Management and Compliance professionals are satisfied with their jobs. The most common reasons given for job satisfaction were: Meaningful and impactful work Intellectual challenge and problem-solving Competitive salary and benefits Potential for specialisation and career progression Dynamic and ever-changing environment CPD 60 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Financial analysts and compliance officers Banking and finance professionals Risk management specialists Legal and regulatory affairs professionals Business executives and managers Aspiring professionals entering the finance sector Corporate governance enthusiasts Individuals seeking a comprehensive compliance skill set Career path Risk Analyst Compliance Officer Financial Investigator Fraud Prevention Specialist Data Protection Officer Corporate Governance Advisor Certificates Digital certificate Digital certificate - Included Hard copy certificate Hard copy certificate - Included Hardcopy Certificate (UK Delivery): For those who wish to have a physical token of their achievement, we offer a high-quality, printed certificate. This hardcopy certificate is also provided free of charge. However, please note that delivery fees apply. If your shipping address is within the United Kingdom, the delivery fee will be only £3.99. Hardcopy Certificate (International Delivery): For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10.

Introduction to UK AML, KYC & CFT Risk Management and Compliance Course
Delivered Online On Demand1 hour
£100

Golf Cart Etiquette and Risk Management

4.8(9)

By Skill Up

Master the ins and outs of golf cart etiquette and safety. This course offers guidance on operation, maintenance, and risk management. Join now!

Golf Cart Etiquette and Risk Management
Delivered Online On Demand2 hours 14 minutes
£25

Defensive Driving Techniques and Risk Management

4.7(47)

By Academy for Health and Fitness

Elevate your delivery driving skills with our Defensive Driving Techniques and Risk Management course. Learn effective techniques for maintaining traffic laws, route planning, driving in adverse weather conditions and more. Enhance your driving skills and ensure a safe and successful delivery every time. Learning Outcomes Understand the basics of delivery driving Develop effective route planning skills Acquire stress management techniques Learn how to drive safely in adverse weather conditions Gain knowledge on vehicle maintenance and safety Learn zero contact delivery methods Why Prefer this Defensive Driving Techniques and Risk Management Course? Opportunity to earn a certificate accredited by CPD QS after completing this Defensive Driving Techniques and Risk Management course Get a free student ID card! (£10 postal charge will be applicable for international delivery). Innovative and engaging content. Free assessments. 24/7 tutor support In the delivery industry, ensuring safe and timely deliveries is crucial. Our Defensive Driving Techniques and Risk Management course is designed to help delivery drivers understand the basics of delivery driving, including maintaining records, delivery and collection, and maintaining traffic laws. We will guide you through effective route planning, stress management, driver CPC, parking and reversing, and driving in adverse weather conditions. Furthermore, our course covers safety regulations and hygiene, vehicle maintenance and safety, and zero contact delivery methods. With our course, you will gain valuable knowledge and techniques to ensure safe and successful deliveries, while also reducing the risk of accidents and incidents. Join our course today and elevate your delivery driving skills. Certification Upon successful completion of the Delivery Driver Training course, learners can obtain a certificate as proof of their achievement. The following certificate options are available: PDF Certificate: A digital version of the certificate will be emailed to the learner upon request for only £10. Printed Hardcopy Certificate - UK Delivery: For learners within the United Kingdom, a high-quality printed hardcopy of the certificate can be delivered to your postal address for only £29. Printed Hardcopy Certificate - International Delivery: For learners residing outside the UK, a high-quality printed hardcopy of the certificate can be delivered to your international postal address for only £39. CPD 10 CPD hours / points Accredited by CPD Quality Standards Who is this course for? The target audience for the Delivery Driver Training course is: Delivery drivers Commercial drivers Anyone interested in enhancing their driving skills in the delivery industry Employers looking to train their delivery drivers Requirements You will not need any prior background or expertise. All you need to take this Defensive Driving Techniques and Risk Management is - A smart device. A secure internet connection. Being over the age of 16. And a strong drive for learning and literacy. Career path This Delivery Driver Training course will help you to pursue a range of career paths, such as: Delivery Driver (£18,000 - £28,000) HGV Driver (£24,000 - £35,000) Logistics Coordinator (£20,000 - £30,000) Van Driver (£18,000 - £25,000) Route Planner (£20,000 - £35,000) Operations Manager (£25,000 - £50,000)

Defensive Driving Techniques and Risk Management
Delivered Online On Demand7 hours
£16