188 Financial Markets courses delivered Online

The demand for financial engineers is skyrocketing. Did you know that the demand for financial engineering professionals is rising? In today's ever-changing economic landscape, having a solid foundation in financial analysis, business finance, and data analytics is crucial for success. Our comprehensive bundle of 15 courses in Financial Engineering is designed to equip you with the theoretical knowledge and analytical skills necessary to excel in this field. With our bundle, you'll embark on a transformative learning journey, expanding your financial intelligence and gaining valuable insights into financial analysis, business finance, investment strategies, and risk management. Explore the fascinating realm of FinTech and its impact on the industry, from digital banking to cryptocurrencies. Dive into the world of data analytics, unlocking the power of business and data analytics for informed decision-making. • Course 01: Financial Analysis • Course 02: Basic Business Finance • Course 03: Improve your Financial Intelligence • Course 04: FinTech • Course 05: Investment • Course 06: Business and Data Analytics for Beginners • Course 07: Corporate Finance: Profitability in a Financial Downturn • Course 08: Statistics • Course 09: Economics • Course 10: Business and Financial Modeling Specialisation • Course 11: Making Budget & Forecast • Course 12: Anti-Money Laundering (AML) Training • Course 13: Blockchain & Cryptocurrency • Course 14: Stock Market Day Trading Strategies • Course 15: Risk Management • Course 16: Career Development Plan Fundamentals • Course 17: CV Writing and Job Searching • Course 18: Learn to Level Up Your Leadership • Course 19: Networking Skills for Personal Success • Course 20: Ace Your Presentations: Public Speaking Masterclass Learning Outcomes: Develop a comprehensive understanding of financial analysis, business finance, FinTech, investment strategies, statistics, economics, business and data analytics, corporate finance, budgeting, anti-money laundering, blockchain and cryptocurrency, stock market day trading strategies, and risk management. Acquire the knowledge and intelligence needed to make informed financial decisions, assess risks, and maximise profitability. Gain proficiency in statistical analysis, enabling you to extract meaningful insights from data and make data-driven decisions. Understand the principles of economics and their impact on financial markets and decision-making processes. Master the art of financial modelling, constructing accurate models to evaluate business performance and forecast future outcomes. Explore essential topics such as anti-money laundering practices, blockchain and cryptocurrency, stock market day trading strategies, and risk management to broaden your understanding of the finance industry. Embark on an enriching journey through financial engineering with our comprehensive bundle of 15 courses. Designed to provide a theoretical understanding of key financial concepts, this bundle covers a wide range of topics, including financial analysis, business finance, FinTech, investment strategies, statistics, economics, business and data analytics, corporate finance, budgeting, anti-money laundering, blockchain and cryptocurrency, stock market day trading strategies, and risk management. Begin by diving into financial analysis, where you'll learn to interpret complex financial statements and evaluate investment opportunities. Gain a solid understanding of basic business finance, equipping yourself with the knowledge to manage finances effectively and make sound financial decisions. Enhance your financial intelligence and explore strategies to improve profitability in a financial downturn. Stay ahead of the curve with our FinTech course, where you'll discover how technology is reshaping the finance industry. Explore the potential of digital banking, payment systems, and automated investment platforms. Develop the skills to navigate the ever-evolving landscape of FinTech and leverage technology to drive financial success. Unlock the secrets of investment strategies and master the art of portfolio management. Learn to assess risks, evaluate asset profitability, and construct diversified portfolios that align with your financial goals. Enhance your analytical skills through our statistics and data analytics courses, enabling you to extract meaningful insights from financial data and make data-driven decisions. Understand the principles of economics and their influence on financial markets and economic trends. Explore supply and demand, market equilibrium, and macroeconomic factors that shape the business landscape. Delve into business and financial modelling, where you'll gain the skills to construct accurate models for budgeting, forecasting, and evaluating investment prospects. Gain insights into the binding domain of risk management, understanding how to identify, assess, and mitigate financial risks. Explore the transformative potential of blockchain and cryptocurrency, learning about their applications and impact on traditional financial systems. Lastly, delve into stock market day trading strategies, equipping yourself with techniques to navigate the fast-paced world of stock trading. Enrol in our Financial Engineering bundle today and unlock the knowledge and insights that will set you apart in this competitive field. Position yourself for success and open doors to a wide range of career opportunities in the finance industry. CPD 120 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This course is Ideal for: Aspiring financial professionals seeking to enhance their knowledge in financial engineering. Business students or graduates are looking to gain a competitive edge in finance. Finance professionals who want to expand their expertise and stay updated with the latest trends. Entrepreneurs or individuals interested in understanding financial dynamics for their business ventures. Anyone with a keen interest in finance and a desire to make informed financial decisions. Requirements Our Financial Engineering course is fully compatible with PCs, Macs, laptops, tablets and Smartphone devices. Career path The career paths you can pursue with this bundle and their salary ranges in the UK are: Financial Engineer: £50,000 - £100,000 Quantitative Analyst: £40,000 - £80,000 Risk Analyst: £30,000 - £60,000 Portfolio Manager: £40,000 - £80,000 Investment Banker: £60,000 - £120,000 Financial Consultant: £30,000 - £60,000 Financial Planner: £30,000 - £60,000

Incredible Things Originate from a Little Bundle Special Price Cut Offer Are you looking to enhance your Debt Collector skills? If yes, then you have come to the right place. Our comprehensive courses on Debt Collector will assist you in producing the best possible outcome by mastering the Debt Collector skills. Get 6 CPD Accredited Courses for only £41! Offer Valid for a Limited Time!! Hurry Up and Enrol Now!!! Course 01: Debt Management Plan Course 02: Financial Modelling and Valuation Methods Course 03: Financial Analysis Course 04: Pension Course 05: Principles of Insurance & Insurance Fraud Course 06: Financial Investigator/Fraud Investigator The Debt Collector bundle is for those who want to be successful. In the Debt Collector bundle, you will learn the essential knowledge needed to become well versed in Debt Collector. Our Debt Collector bundle starts with the basics of Debt Collector and gradually progresses towards advanced topics. Therefore, each lesson of this Debt Collector course is intuitive and easy to understand. Why would you choose the Debt Collector course from Compliance Central: Lifetime access to Debt Collector courses materials Full tutor support is available from Monday to Friday with the Debt Collector course Learn Debt Collector skills at your own pace from the comfort of your home Gain a complete understanding of Debt Collector course Accessible, informative Debt Collector learning modules designed by expert instructors Get 24/7 help or advice from our email and live chat teams with the Debt Collector bundle Debt Collector Curriculum Breakdown of the Debt Collector Bundle Curriculum Breakdown of the Debt Collector Bundle Course 01: Debt Management Plan Module 01: Introduction to Debt Management Introduction to Debt Management Module 02: Long Term and Short Term Debt Long Term and Short Term Debt Module 03: Identifying Your Debt Identifying Your Debt Module 04: Debt Management Plan Debt Management Plan Module 05: Debt Assessment Debt Assessment Module 06: Debt Financing Debt Financing Module 07: Building Budget Building Budget Module 08: Debt Counselling Debt Counselling Module 09: When Is Debt Good? When Is Debt Good? Module 10: Avoiding Debt Problems Avoiding Debt Problems Module 11: How to Handle Debt Collectors How to Handle Debt Collectors Module 12: How to Get Out of Debt How to Get Out of Debt Module 13: Dealing with Bankruptcy and Insolvency Dealing with Bankruptcy and Insolvency Module 14: Laws and Regulations Laws and Regulations Course 02: Financial Modelling and Valuation Methods Module 01: Basic Financial Calculations Basic Financial Calculations Module 02: Overview of Financial Markets, Financial Assets, and Market Participants Overview of Financial Markets, Financial Assets, and Market Participants Module 03: Financial Statement Modelling Financial Statement Modelling Module 04: Types of Financial Models Types of Financial Models Module 05: Sensitivity Analysis Sensitivity Analysis Module 06: Sales and Revenue Model Sales and Revenue Model Module 07: Cost of Goods Sold and Inventory Model Cost of Goods Sold and Inventory Model Module 08: Valuation Methods Valuation Methods Course 03: Financial Analysis Section-1. Introduction Financial Statement Analysis Objectives Financial Analysis Methods in Brief Ratio Analysis Section-2. Profitability Gross Profit Operating Margin Ratios Net Profit Expense Control Ratios ClassRoom Discussion for some other expenses Use of Profitability Ratio to Understand Competitive advantage and Business Models Section-3. Return Ratio Return on Assets and FIxed Assets Return on Capital Employed Case Study Analysis of three telecom companies Cautions for using return ratios on face value Ratios which help to understand how efficiently assets are used How we measure utilisation of assets not recorded in Balance Sheet Section-4. Liqudity Ratio Liquidity Ratio to understand Risk inherent in companies Long Term Liquidity Ratios Section-5.Operational Analysis Financial Analysis Measure meant to understand efficiency in other operations Summarise - Ratios use for operational analysis Dupont Analysis to understand opportunities in optimising return on equity Section-6. Detecting Manipulation Detecting Manipulation in accounts - Fake Sales Detecting Manipulation - Wrong Depreciation and others Pricing Decisions How to make Capex Decisions Course 04: Pension Pension Module 01: Overview of the UK Pension system Module 02: Type of Pension Schemes Module 03: Pension Regulation Module 04: Pension Fund Governance Module 05: Law and Regulation of Pensions in the UK Module 06: Key Challenges in UK Pension System Course 05: Principles of Insurance & Insurance Fraud Principles of Insurance & Insurance Fraud Module 01: Principles of Insurance Module 02: General Insurance Module 03: Insurance Fraud Module 04: Underwriting Process Course 06: Financial Investigator/Fraud Investigator Module 01: Introduction to Financial Investigator Introduction to Financial Investigator Module 02: Introduction to Financial Investigation Introduction to Financial Investigation Module 03: Characteristics of Financial Crimes Characteristics of Financial Crimes Module 04: Categories of Financial Crimes Categories of Financial Crimes Module 05: Financial Crime Response Plan Financial Crime Response Plan Module 06: Collecting, Preserving and Gathering Evidence Collecting, Preserving and Gathering Evidence Module 07: Laws against Financial Fraud Laws against Financial Fraud CPD 60 CPD hours / points Accredited by CPD Quality Standards Who is this course for? The Debt Collector bundle helps aspiring professionals who want to obtain the knowledge and familiarise themselves with the skillsets to pursue a career in Debt Collector. It is also great for professionals who are already working in Debt Collector and want to get promoted at work. Requirements To enrol in this Debt Collector course, all you need is a basic understanding of the English Language and an internet connection. Career path The Debt Collector bundle will enhance your knowledge and improve your confidence in exploring opportunities in various sectors related to Debt Collector. Debt Recovery Specialist: £20,000 to £35,000 per year Collections Agent: £18,000 to £30,000 per year Credit Control Officer: £22,000 to £35,000 per year Debt Collection Team Leader: £25,000 to £45,000 per year Certificates CPD Accredited PDF Certificate Digital certificate - Included Get 6 CPD accredited PDF certificate for Free. Hard copy certificate Hard copy certificate - £9.99 CPD Accredited Hard Copy Certificate for £9.99 each. Delivery Charge: Inside the UK: Free Outside of the UK: £9.99

Description Register on the Essential Training on Deep Learning Heuristic using R today and build the experience, skills and knowledge you need to enhance your professional development and work towards your dream job. Study this course through online learning and take the first steps towards a long-term career. The course consists of a number of easy to digest, in-depth modules, designed to provide you with a detailed, expert level of knowledge. Learn through a mixture of instructional video lessons and online study materials. Receive online tutor support as you study the course, to ensure you are supported every step of the way. Get a certificate as proof of your course completion. The Essential Training on Deep Learning Heuristic using R course is incredibly great value and allows you to study at your own pace. Access the course modules from any internet-enabled device, including computers, tablets, and smartphones. The course is designed to increase your employability and equip you with everything you need to be a success. Enrol on the now and start learning instantly! What You Get With This Course Receive a digital certificate upon successful completion of the course Get taught by experienced, professional instructors Study at a time and pace that suits your learning style Get instant feedback on assessments 24/7 help and advice via email or live chat Get full tutor support on weekdays (Monday to Friday) Certificate of Achievement After the successful completion of the final assessment, you will receive a CPD-accredited certificate of achievement. The PDF certificate is for 9.99, and it will be sent to you immediately after through e-mail. You can get the hard copy for 15.99, which will reach your doorsteps by post.  Method of Assessment You need to attend an assessment right after the completion of this course to evaluate your progression. For passing the assessment, you need to score at least 60%. After submitting your assessment, you will get feedback from our experts immediately. Who Is This Course For The course is ideal for those who already work in this sector or are aspiring professionals. This course is designed to enhance your expertise and boost your CV. Learn key skills and gain a professional qualification to prove your newly-acquired knowledge.   Course Content Section 01: Experimental Design - Heuristics Project 1-Agriculture Course Contents 00:08:00 Creating Dataframes 00:09:00 Generating Descriptive 00:11:00 Generating Descriptive Continued 00:10:00 Section 02: Experimental Design - Heuristics Project 2-Cryptocurrencies Setting Directory and Environment 00:11:00 Assigning Variables 00:09:00 Syntax and Command Part 1 00:09:00 Syntax and Command Part 2 00:10:00 Syntax and Command Part 3 00:07:00 Setting Directory and Environment-Cryptocurrencies 00:09:00 Spearman Techniques 00:08:00 Generating Line Graphs 00:09:00 Generating Scatter Plots 00:10:00 Generating Multiple Scatter Plots 00:10:00 Section 03: Experimental Design: Heuristics Project 3-Energy Sector Understanding Regression Modeling Theory 00:10:00 Implementing Linear Regression Modeling 00:10:00 Syntax and Commands 00:10:00 Generating Scatter Plots-Energy Sector 00:09:00 Multiple Scatter Plots 00:09:00 Section 04: Experimental Design: Heuristics Project 4-Financial Markets Creating Dataframes-Financial Markets 00:08:00 Understanding Multiple 00:09:00 Implementing Multiple Regression Model in R 00:10:00 Plot and Draw Line of Fit 00:10:00 Multiple Scatter Plots in a Graphical Frame 00:07:00 Resource Resource - Essential Training on Deep Learning Heuristic using R 00:00:00 Frequently Asked Questions Are there any prerequisites for taking the course? There are no specific prerequisites for this course, nor are there any formal entry requirements. All you need is an internet connection, a good understanding of English and a passion for learning for this course. Can I access the course at any time, or is there a set schedule? You have the flexibility to access the course at any time that suits your schedule. Our courses are self-paced, allowing you to study at your own pace and convenience. How long will I have access to the course? For this course, you will have access to the course materials for 1 year only. This means you can review the content as often as you like within the year, even after you've completed the course. However, if you buy Lifetime Access for the course, you will be able to access the course for a lifetime. Is there a certificate of completion provided after completing the course? Yes, upon successfully completing the course, you will receive a certificate of completion. This certificate can be a valuable addition to your professional portfolio and can be shared on your various social networks. Can I switch courses or get a refund if I'm not satisfied with the course? We want you to have a positive learning experience. If you're not satisfied with the course, you can request a course transfer or refund within 14 days of the initial purchase. How do I track my progress in the course? Our platform provides tracking tools and progress indicators for each course. You can monitor your progress, completed lessons, and assessments through your learner dashboard for the course. What if I have technical issues or difficulties with the course? If you encounter technical issues or content-related difficulties with the course, our support team is available to assist you. You can reach out to them for prompt resolution.

Diploma in Stock Trading, Forex Trading & Investment Embark on a comprehensive journey in Stock Trading and Investment, acquiring skills essential for navigating the dynamic world of financial markets. Deepen your expertise in Investment strategies and Stock Trading principles, essential for successful portfolio management and market analysis. Learning Outcomes: Master fundamental and advanced techniques in Stock Trading. Develop comprehensive Investment strategies for portfolio growth. Gain in-depth knowledge of Forex trading as part of Investment planning. More Benefits: LIFETIME access Device Compatibility Free Workplace Management Toolkit Key Modules from Stock Trading, Forex Trading & Investment Diploma: 01: Stock Trading EssentialsDelve into the core principles of Stock Trading, learning about market analysis, trading strategies, and risk management.Explore different types of stocks and how to effectively trade them for Investment success. 02: Investment Principles and StrategiesUnderstand the broader scope of Investment, including asset allocation, portfolio diversification, and market trends analysis.Learn to develop sound Investment strategies that align with financial goals and risk tolerance. 03: Forex Trading in the Investment LandscapeGain insights into the world of Forex trading, understanding its role and impact within the broader Investment sphere.Learn about currency markets, forex trading techniques, and how to integrate them into an Investment portfolio.

Overview This comprehensive course on Financial Modelling Course - Learn Online will deepen your understanding on this topic.After successful completion of this course you can acquire the required skills in this sector. This Financial Modelling Course - Learn Online comes with accredited certification, which will enhance your CV and make you worthy in the job market. So enrol in this course today to fast track your career ladder. How will I get my certificate? You may have to take a quiz or a written test online during or after the course. After successfully completing the course, you will be eligible for the certificate. Who is This course for? There is no experience or previous qualifications required for enrolment on this Financial Modelling Course - Learn Online. It is available to all students, of all academic backgrounds. Requirements Our Financial Modelling Course - Learn Online is fully compatible with PC's, Mac's, Laptop, Tablet and Smartphone devices. This course has been designed to be fully compatible with tablets and smartphones so you can access your course on Wi-Fi, 3G or 4G.There is no time limit for completing this course, it can be studied in your own time at your own pace. Career Path Having these various qualifications will increase the value in your CV and open you up to multiple sectors such as Business & Management, Admin, Accountancy & Finance, Secretarial & PA, Teaching & Mentoring etc. Course Curriculum 1 sections • 8 lectures • 04:26:00 total length •Module 01: Basic Financial Calculations: 00:34:00 •Module 02: Overview of Financial Markets, Financial Assets, and Market Participants: 00:35:00 •Module 03: Financial Statement Modelling: 00:28:00 •Module 04: Types of Financial Models: 00:33:00 •Module 05: Sensitivity Analysis: 00:36:00 •Module 06: Sales and Revenue Model: 00:34:00 •Module 07: Cost of Goods Sold and Inventory Model: 00:36:00 •Module 08: Valuation Methods: 00:30:00

The Level 5 Diploma in Forex Trading is an invitation to individuals who are eager to become experts in the fascinating field of Forex Trading inside the fast-paced world of financial markets. Picture yourself navigating the intricate tapestry of global currencies, deciphering market structures, and unraveling the secrets of money management. This transformative course is your passport to an immersive exploration of major currencies, diverse foreign exchange markets, and the nuanced interplay between fundamental and technical analyses. As you delve into the labyrinth of Forex Trading, you'll develop a keen awareness of pitfalls and risks, honing your skills in managing and mitigating them. The course goes beyond the surface, delving deep into the psychology of trading, empowering you to navigate the unpredictable currents with finesse. Immerse yourself in this intellectual voyage, where every module is a stepping stone toward mastering the art of Forex Trading. Level 5 Diploma in Forex Trading Course Learning Outcomes: Analyse and interpret major currencies with precision. Comprehend the intricacies of market structures and their impact on trading. Navigate and categorize various types of foreign exchange markets. Implement effective money management strategies in Forex Trading. Apply fundamental analysis techniques to make informed trading decisions. Master the art of technical analysis for predicting market trends. Level 5 Diploma in Forex Trading Introduction to Forex Trading Major Currencies and Market Structure Kinds of Foreign Exchange Market Money Management Fundamental Analysis Technical Analysis Pitfalls and Risks Managing Risk Trading Psychology Certificate of Achievement Endorsed Certificate of Achievement from the Quality Licence Scheme Learners will be able to achieve an endorsed certificate after completing the course as proof of their achievement. You can order the endorsed certificate for Free to be delivered to your home by post. For international students, there is an additional postage charge of £10. Endorsement The Quality Licence Scheme (QLS) has endorsed this course for its high-quality, non-regulated provision and training programmes. The QLS is a UK-based organisation that sets standards for non-regulated training and learning. This endorsement means that the course has been reviewed and approved by the QLS and meets the highest quality standards. Who is this course for? Level 5 Diploma in Forex Trading Forex Trader Currency Analyst Financial Analyst Risk Manager Market Research Analyst Investment Consultant Requirements Level 5 Diploma in Forex Trading To enrol in this Level 5 Diploma in Forex Trading, Purchasing & Procurement course, all you need is a basic understanding of the English Language and an internet connection. Career path Level 5 Diploma in Forex Trading Forex Trader: £40,000 to £100,000 per year Financial Analyst (Forex Focus): £35,000 to £80,000 per year Risk Analyst (Forex): £35,000 to £75,000 per year Forex Account Manager: £45,000 to £90,000 per year Forex Educator/Trainer: £30,000 to £70,000 per year Certificates CPD Accredited PDF Certificate Digital certificate - Included QLS Endorsed Hard Copy Certificate Hard copy certificate - Included CPD Accredited Hard Copy Certificate Hard copy certificate - £9.99 CPD Accredited Hard Copy Certificate Delivery Charge: Inside the UK: Free Outside of the UK: £9.99 each

Overview This comprehensive course on Accounting and Finance will deepen your understanding on this topic. After successful completion of this course you can acquire the required skills in this sector. This Accounting and Finance comes with accredited certification from CPD, which will enhance your CV and make you worthy in the job market. So enroll in this course today to fast-track your career ladder. How will I get my certificate? You may have to take a quiz or a written test online during or after the course. After successfully completing the course, you will be eligible for the certificate. Who is This course for? There is no experience or previous qualifications required for enrolment on this Accounting and Finance. It is available to all students, of all academic backgrounds. Requirements Our Accounting and Finance is fully compatible with PC's, Mac's, Laptop, Tablet and Smartphone devices. This course has been designed to be fully compatible with tablets and smartphones so you can access your course on Wi-Fi, 3G or 4G. There is no time limit for completing this course, it can be studied in your own time at your own pace. Career Path Learning this new skill will help you to advance in your career. It will diversify your job options and help you develop new techniques to keep up with the fast-changing world. This skillset will help you to- Open doors of opportunities Increase your adaptability Keep you relevant Boost confidence And much more!   Course Curriculum 10 sections • 10 lectures • 03:39:00 total length •Introduction to Accounting and Finance: 00:22:00 •The Role of an Accountant: 00:23:00 •Accounting Process and Mechanics: 00:27:00 •Introduction to Financial Statements: 00:15:00 •Financial Statement Analysis: 00:30:00 •Budgeting and Budgetary Control: 00:19:00 •Financial Markets: 00:21:00 •Financial Risk Management: 00:25:00 •Investment Management: 00:19:00 •Auditing: 00:18:00

2 QLS Endorsed Course | CPD Certified | Free PDF + Hardcopy Certificates | 80 CPD Points | Lifetime Access

Course Overview Enhance your economic expertise and learn how to read to global financial markets with this exploration of Stock Trading & Investing: Technical Analysis Masterclass. Most people remain unaware of how to 'play' the stock market, but with this expert guidance, you will understand each stage of trade and investment assessment as you work towards a tidy profit. This introductory but still advanced Trading & Investing tutorial takes you behind the scenes of the monetary marketplace and explains all dealing procedures in easy to understand learning modules. Take this training to discover a professionally presented masterclass for budding investors, traders, and entrepreneurs. You will be empowered to analyse and venture into this exciting world of fiscal opportunities. It's likely that you will never step foot on a trading room floor, but you will become a talented trader nonetheless. This best selling Stock Trading & Investing | Technical Analysis Masterclass has been developed by industry professionals and has already been completed by hundreds of satisfied students. This in-depth Stock Trading & Investing | Technical Analysis Masterclass is suitable for anyone who wants to build their professional skill set and improve their expert knowledge. The Stock Trading & Investing | Technical Analysis Masterclass is CPD-accredited, so you can be confident you're completing a quality training course will boost your CV and enhance your career potential. The Stock Trading & Investing | Technical Analysis Masterclass is made up of several information-packed modules which break down each topic into bite-sized chunks to ensure you understand and retain everything you learn. After successfully completing the Stock Trading & Investing | Technical Analysis Masterclass, you will be awarded a certificate of completion as proof of your new skills. If you are looking to pursue a new career and want to build your professional skills to excel in your chosen field, the certificate of completion from the Stock Trading & Investing | Technical Analysis Masterclass will help you stand out from the crowd. You can also validate your certification on our website. We know that you are busy and that time is precious, so we have designed the Stock Trading & Investing | Technical Analysis Masterclass to be completed at your own pace, whether that's part-time or full-time. Get full course access upon registration and access the course materials from anywhere in the world, at any time, from any internet-enabled device.  Our experienced tutors are here to support you through the entire learning process and answer any queries you may have via email.

Level 4 QLS Endorsed Course with FREE Certificate | CPD & CiQ Accredited | 120 CPD Points | Lifetime Access