421 Courses delivered Online

Description Approved Persons Regime awareness course for all members of firms NOT subject to the Senior Managers & Certification Regime (SM&CR) which came into effect on 7 March 2016, applying to banks, building societies, credit unions and investment firms that are subject to dual regulation by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA). Please note that, if your firm is currently regulated solely by the FCA under the Approved Persons Regime, this will be replaced by SM&CR in 2019 (or December 2018 for insurers). Training Duration This course may take up to 1 hour to be completed. However, actual study time differs as each learner uses their own training pace. Training Method The course is offered fully online using a self-paced approach. The learning units consist of reading material. Learners may start, stop and resume their training at any time. At the end of each session, participants take a Quiz to complete their learning unit and earn a Certificate of Completion upon completion of all units. Accreditation and CPD Recognition This programme has been developed by the London Governance and Compliance Academy (LGCA), a UK-recognised training institution. The syllabus is verified by external subject matter experts and can be accredited by regulators and other bodies for 1 CPD Unit that approve education in financial regulation, such as the FCA. The course may be also approved for CPD Units by institutions which approve general financial training, such as the CISI. Eligibility criteria and CPD Units are verified directly by your association, regulator or other bodies which you hold membership. Registration and Access To register to this course, click on the Get this course button to pay online and receive your access instantly. If you are purchasing this course on behalf of others, please be advised that you will need to create or use their personal profile before finalising your payment. If you wish to receive an invoice instead of paying online, please contact us at info@lgca.uk. Access to the course is valid for 365 days.

You have deregistered your child and you know that unschooling is for you. But, what should you do first? Where do you start? And is it possible to reignite playful times in your child who has had less and less time to actually play since they began going to school? There are lots of things that you can do to move towards unschooling. This webinar concentrates on 5 steps to unschooling that will reconnect your child with their playful selves and provide a solid foundation for future learning.  This webinar is FREE for LPL Monthly Members along with a back catalogue of Unschooling Webinars, 2 live webinars a month, and discounts on coaching and mentoring services. Sign up for just £20 per month. Yes! I want to join the LPL Monthly Membership

Master the techniques of creating and selling course with Thinkific by enrolling the Sell Online Courses with Thinkific course. Thinkific is the all-in-one platform that empowers experts, trainers, and companies to quickly create and deliver a stunning course. The online course works as your complete guide to convert your courses into a full-time business. Selling online course has reached its popularity as modern people are very busy and hardly find time for going to the schools for learning their desired skill. Therefore, the rise of the online course is blooming. The course teaches you how to create and sell your courses using Thinikfic. The course starts from the beginning covering how to create a self-hosted Website with WordPress, how to choose and use the right theme for your site. Then the course shows you the procedures for creating host video courses with Thinkific. By the end of the course, you will gain a strong command over the creating and selling of the online course using Thinkific. What Will I Learn? build your own online course site with Teachable or Thinkific write email sequences that make sales create a sales funnel that gets more people onto your email list drive more traffic to your website, funnel, and email sequences Requirements Students should sign up for either Thinkific or Teachable to be able to follow along with the course content (the free plan is fine). Students should have a website with an email marketing tool like ConvertKit, AWeber, or Mailchimp to create email sequences. Students should create a website, YouTube channel, and social media channels for your brand. Who is the target audience? Udemy instructors Anyone with an online course that wants to increase their revenue from that course Anyone who wants to create online courses and host them on your own site Section 01 - Let's Build a Business Teaching Introduction to Self-Hosting Courses FREE 00:04:00 Basics of Self-Hosting Courses 00:03:00 How to Start a WordPress.org Blog 00:03:00 How to Purchase a WordPress.org Theme 00:05:00 Skillhance Blog with OptimizePress 00:04:00 How to Create a WordPress Blog using OptimizePress 00:05:00 How to Download, Install, and Activate WordPress Plugins 00:02:00 How to Configure WordPress Settings 00:05:00 Section 02 - Building a Wordpress Website Designing a Homepage with OptimizePress 00:04:00 Resources Page with OptimizePress 00:04:00 About Page Setup 00:02:00 Review Page Setup 00:01:00 Coaching Page with OptimizePress 00:07:00 Publishing Blog Posts with WordPress 00:06:00 Publishing Pages with OptimizePress 00:08:00 OptimizePress Page Builder 00:03:00 Sumome Plugin - Smart Bar and Sharing 00:05:00 Backup WordPress 00:02:00 Section 03 - Host Video Courses with Thinkific Hosting Courses with Thinkific 00:02:00 Building a Course Bundle 00:03:00 Setup a Course Membership 00:03:00 Building a Premium Monthly Membership 00:01:00 Hosting a Podcast 00:01:00 Hosting a Lead Magnet 00:01:00 Setup a Course using Thinkific 00:09:00 Thinkific Site Settings 00:05:00 Setup Course Categories with Thinkific 00:02:00 Thinkific Sales Widgets 00:03:00 Thinkific Help Center 00:02:00 Thinkific Plans 00:02:00 Course Certification

Reddit Marketing Certification Reddit is critical for your advertising methodology and can help direct people to your business. Positioned 6th internationally as far as month to month guests (as indicated by Wikipedia - February 2018), Reddit's notoriety and segment set up it as a valuable advertising device. At the point when you figure out how to utilize the various highlights of Reddit, you can rely on getting countless hits - generally as much as 100,000 and surprisingly up to 1 million. Additionally, the vast majority who use Reddit are likewise prone to impart your data to other people. The main thing subsequent to building your business is to promote your items, substance and administrations, so that individuals know about how they can profit by you. What's Covered in the Course? This video seminar on Reddit will clarify the accompanying significant data: The most effective method to pursue a record and why you should post on Reddit - benefits for your business promoting; Instructions to build your remark karma, just as post karma on Reddit, by posting great substance; Instructions to make drawing in and fascinating posts, just as Reddit adverts; Instructions to follow rules, do's and don'ts on Reddit, to gather upvotes; Step by step instructions to utilize the Reddit gold membership, and the advantages of utilizing it, The most effective method to sell your substance on Reddit and acquire income from Fiverr utilizing Reddit; The most effective method to make and advocate subreddits. This video course offers the accompanying advantages Acquainting yourself with Reddit offers a few advantages, including: With 60 million clients consistently, Reddit is a solid online device to advertise your substance or item; You can adequately figure out how to use the devices, to explore your intended interest group; Broad client effort and lead age; Setting up your image picture, fabricating a standing and making a local area.

Become a financial crime prevention superhero with LGCA’s help! Pick up everything you need to know to join a company’s AML function and start fighting crime with your newfound knowledge and skills. The Certificate in AML provides participants with a thorough understanding of what constitutes Money Laundering (ML) and how financial institutions should respond to increasingly complex attempts by criminal individuals and entities to process proceedings from illegal activities in a manner that enables them to enjoy such illegal proceedings.

Getting Started The CMI Level 2 Diploma in Team Leading covers team-leading skills and knowledge and is designed for practising or aspiring team leaders who wish to develop their knowledge and team-leading skills. A wide range of units allows individuals and employers to tailor the elements and size of the qualification to their needs specifically. The CMI Level 2 Diploma in Team Leading is a broad and extensive learning course that gives you an extensive knowledge of core team-leading skills while focusing on the specific leadership areas appropriate to you and your workplace. You'll have a wide range of units to choose from, and depending on your career goals, you can select the modules that will be most effective for your progression. Key Benefits This course will bring you many vital benefits, such as; Development of your skills in effective team leading Ensuring teams can meet organisational objectives Improve problem-solving skills Effective decision making Develop your knowledge of the roles and responsibilities of a team leader Key Highlights Are you a practising or aspiring team leader who wishes to develop team-leading skills and knowledge? Then, the CMI Level 2 qualification in Team Leading is the ideal starting point for your career journey. Remember! The assessment for the qualification is done based on assignments only, and you do not need to worry about writing any exam. With the School of Business and Technology London, you can complete the qualification at your own pace, choosing online or blended learning from the comfort of your home. Learning and pathway materials and study guides developed by our CMI-approved tutors will be available around the clock in our cutting-edge learning management system. Most importantly, at the School of Business and Technology London, we will provide you with comprehensive tutor support through our dedicated support desk. If you choose your course with blended learning, you will also enjoy live sessions with an assigned tutor, which you can book at your convenience.   Career Pathways The CMI Level 2 Team Leading can open many career pathways including, but not limited to: Team Leader, with an estimated average salary of £27,835 per annum Supervisor, with an estimated average salary of £22,480 per annum Team Coordinator, with an estimated average salary of £25634 per annum   About Awarding Body Chartered Management Institute established over 60 years ago as the British Institute of Management back then; it has developed the UK's very first diploma in management studies. In the years that followed CMI has consistently been at the forefront of all aspects of management and leadership. Today CMI is the only chartered professional awarding body committed to offering the highest standards in management and leadership excellence. Presently over 100,000 managers use its unique services daily. CMI qualifications aim for managers and leaders at any level, and it remains the only Awarding Body which can award Chartered Manager status - the ultimate management accolade. Employers highly value the qualifications awarded by CMI, and boost your career prospects. What is included? Learn 100% online at your own pace Dedicated support from expert tutors Dedicated Support Desk Portal: You can raise queries, request tutor support and ask for a call back whenever you need guidance and assistance. Elevate Knowledge: Your tutors will provide formative assessment feedback for each module, helping you improve your achievements throughout the program Schedule online personal tutor meetings whenever you want, which will help you get the most out of your studies and provide guidance, support and encouragement 12 months support period 24-hour access to the online learning platform 'MyLearnDirect' Schedule live online classes for each module at your convenience. (Blended learning only) Quality learning resources and study guides developed by CMI-approved tutors. All assessment materials are conveniently accessible through the online learning platform 'MyLearnDirect' Induction: We offer online and flexible learning induction to help you settle in and prepare for your online studies Access to CMI Management Direct. It has 100,000s of reliable and validated management and leadership resources, including company and industry reports, videos, checklists, E-books, and journals. You have access to CMI Membership and Support for the duration of your study. Assessment For each module you study, you will complete a written assignment of 1500 to 2,000 words and submit it online at your MyLearnDirect learning portal. The submitted assignments will be assessed by your CMI-approved tutor. Entry Requirements This course is designed for practising or aspiring team leaders who wish to develop their knowledge and team-leading skills. You don't need any formal qualifications to study this course. However, to be eligible for this course, you must:  Be 18 years of age and over Possess the ability to complete the Level 2 course Our friendly admissions advisors will provide the best advice, considering your needs and goals.  Progression On successful completion of a Level 2 qualification in Team Leading, a number of progression opportunities become available: Enhance your professional status by upgrading your CMI membership Progress to other qualifications at the same level (e.g. from Level 2 Award to Level 2 Certificate Etc.) Progress to other qualifications at the next level (e.g. from Level 2 Certificate to Level 3 Certificate) Why gain a CMI Qualification? This course is perfect for you if you are a current or aspiring team leader and want to take your career to the next level. You will develop extensive knowledge of core team-leading skills while focusing on the specific leadership areas appropriate to you and your workplace. This course is designed for team leaders; to support the development of their skills in leading a team, making sure that team's work achieves organisational objectives, and contributing to planning, problem solving and decision making. Upon completing this course, you can progress to: CMI Level 3 Qualifications in First Line Management CMI Level 3 Coaching and Mentoring Studying for a CMI qualification offers you more than just academic standing. When you enrol with us for the CMI Level 2 Diploma in Team Leading, you will have access to CMI Membership and Support for the duration of your study alongside your qualification. CMI graduates achieve remarkable things: 72% agree that their CMI qualification gave them a competitive edge in the job application process. 89% agree they use the skills learnt on their accredited qualification in their current role. 88% agree that the accredited qualification gave them good career prospects. Recent CMI graduates earn a median of 28k compared to just 21k for a typical business studies graduate. Employers highly value the qualifications awarded by CMI, and over 80% of managers agree that a CMI qualification is essential to becoming a professional manager. Learners need to complete all Group A units and any combination of units to a minimum of 5 credits from Group B. Learners need to complete a total of 38 credits to achieve this qualification. The minimum Total Qualification Time is 380 hours, including 115 Guided Learning Hours. Learners must request before enrolment to interchange unit(s) other than the preselected units shown in the SBTL website because we need to make sure the availability of learning materials for the requested unit(s). SBTL will reject an application if the learning materials for the requested interchange unit(s) are unavailable. Learners are not allowed to make any request to interchange unit(s) once enrolment is complete. UNIT1- Controlling resources Reference No : Unit 2004V1 Credit : 6 || TQT : 60 LEARNING OUTCOMES 1. Be able to identify and source resources needed to achieve team objectives. 2. Be able to manage the resources effectively and efficiently to achieve team objectives. 3. Be able to identify and reduce resource wastage. UNIT2- Communicating with a team Reference No : Unit 2002V1 Credit : 5 || TQT : 50 LEARNING OUTCOMES 1. Understand the role of communication in leading a team. 2. Understand how to organise team briefings. 3. Understand how to lead team briefings. UNIT3- Personal development as a team leader Reference No : Unit 2001V1 Credit : 6 || TQT : 60 LEARNING OUTCOMES 1. Be able to identify work objectives and the skills and knowledge required to meet them. 2. Be able to agree, implement and review the development plan to meet work objectives. 3. Understand team leader's responsibility for welfare in the work area. UNIT4- Building work relationships Reference No : Unit 2005V1 Credit : 5 || TQT : 50 LEARNING OUTCOMES 1. Understand how to communicate and maintain working relationships with the manager. 2. Understand how to develop work relationships outside the team. UNIT5- Developing team needs Reference No : Unit 2006V1 Credit : 6 || TQT : 60 LEARNING OUTCOMES 1. Understand how to plan and implement induction for a new team member. 2. Understand how to identify and plan the training needs of team members. 3. Be able to train a team member to carry out a task. UNIT6- Providing customer service Reference No : Unit 2007V1 Credit : 5 || TQT : 50 LEARNING OUTCOMES 1. Be able to identify the team's customers and the level of service required. 2. Be able to identify and resolve customer service issues. UNIT7- Monitoring team performance Reference No : Unit 2003V1 Credit : 5 || TQT : 50 LEARNING OUTCOMES 1. Understand the team objective(s) and plan for achievement. 2. Be able to plan to achieve team objective(s). 3. Be able to monitor and review the team's performance. Delivery Methods School of Business & Technology London provides various flexible delivery methods to its learners, including online learning and blended learning. Thus, learners can choose the mode of study as per their choice and convenience. The program is self-paced and accomplished through our cutting-edge Learning Management System. Learners can interact with tutors by messaging through the SBTL Support Desk Portal System to discuss the course materials, get guidance and assistance and request assessment feedbacks on assignments. We at SBTL offer outstanding support and infrastructure for both online and blended learning. We indeed pursue an innovative learning approach where traditional regular classroom-based learning is replaced by web-based learning and incredibly high support level. Learners enrolled at SBTL are allocated a dedicated tutor, whether online or blended learning, who provide learners with comprehensive guidance and support from start to finish. The significant difference between blended learning and online learning methods at SBTL is the Block Delivery of Online Live Sessions. Learners enrolled at SBTL on blended learning are offered a block delivery of online live sessions, which can be booked in advance on their convenience at additional cost. These live sessions are relevant to the learners' program of study and aim to enhance the student's comprehension of research, methodology and other essential study skills. We try to make these live sessions as communicating as possible by providing interactive activities and presentations. Resources and Support School of Business & Technology London is dedicated to offering excellent support on every step of your learning journey. School of Business & Technology London occupies a centralised tutor support desk portal. Our support team liaises with both tutors and learners to provide guidance, assessment feedback, and any other study support adequately and promptly. Once a learner raises a support request through the support desk portal (Be it for guidance, assessment feedback or any additional assistance), one of the support team members assign the relevant to request to an allocated tutor. As soon as the support receives a response from the allocated tutor, it will be made available to the learner in the portal. The support desk system is in place to assist the learners adequately and streamline all the support processes efficiently. Quality learning materials made by industry experts is a significant competitive edge of the School of Business & Technology London. Quality learning materials comprised of structured lecture notes, study guides, practical applications which includes real-world examples, and case studies that will enable you to apply your knowledge. Learning materials are provided in one of the three formats, such as PDF, PowerPoint, or Interactive Text Content on the learning portal. Management Direct As part of the program, you will get access to CMI Management Direct, which provides a rich foundation of management and resource for students. The Management Direct is packed with content, including: E-Books Articles Leader videos Idea for leaders Models and so much more... How does the Online Learning work at SBTL? We at SBTL follow a unique approach which differentiates us from other institutions. Indeed, we have taken distance education to a new phase where the support level is incredibly high.Now a days, convenience, flexibility and user-friendliness outweigh demands. Today, the transition from traditional classroom-based learning to online platforms is a significant result of these specifications. In this context, a crucial role played by online learning by leveraging the opportunities for convenience and easier access. It benefits the people who want to enhance their career, life and education in parallel streams. SBTL's simplified online learning facilitates an individual to progress towards the accomplishment of higher career growth without stress and dilemmas. How will you study online? With the School of Business & Technology London, you can study wherever you are. You finish your program with the utmost flexibility. You will be provided with comprehensive tutor support online through SBTL Support Desk portal. How will I get tutor support online? School of Business & Technology London occupies a centralised tutor support desk portal, through which our support team liaise with both tutors and learners to provide guidance, assessment feedback, and any other study support adequately and promptly. Once a learner raises a support request through the support desk portal (Be it for guidance, assessment feedback or any additional assistance), one of the support team members assign the relevant to request to an allocated tutor. As soon as the support receive a response from the allocated tutor, it will be made available to the learner in the portal. The support desk system is in place to assist the learners adequately and to streamline all the support process efficiently. Learners should expect to receive a response on queries like guidance and assistance within 1 - 2 working days. However, if the support request is for assessment feedback, learners will receive the reply with feedback as per the time frame outlined in the Assessment Feedback Policy.

This Level 4 course encourages individuals in digital and technical roles to enhance their skills by exploring different techniques, formats, and tools to communicate and understand the impact of their communication choices.

🌟 Unlock the Power of Online Transactions with 'Introduction to PayPal Basics' Course! 🌟   Are you ready to harness the convenience and potential of secure online payments? Dive into the world of digital transactions and elevate your financial prowess with our comprehensive 'Introduction to PayPal Basics' course!   🚀 Transform Your Payment Experience: Learn the ins and outs of PayPal, the globally trusted platform for seamless online transactions. Whether you're a budding entrepreneur, an established business owner, or simply looking to navigate the digital landscape effortlessly, this course is your gateway to mastering PayPal's essential features and functionalities.   💡 What You'll Gain: 🔹 Understanding PayPal's Interface: Navigate with ease and confidence through PayPal's user-friendly interface. 🔹 Setting Up Your Account: From personal to business accounts, discover step-by-step guidance on establishing your presence on PayPal. 🔹 Sending and Receiving Payments: Learn the art of sending invoices, requesting funds, and accepting payments hassle-free. 🔹 Security Measures: Safeguard your transactions with best practices in PayPal's security protocols. 🔹 Exploring Additional Features: Uncover advanced functionalities like currency conversion, refunds, and managing disputes.   👨‍🏫 Expert Guidance, Anytime, Anywhere: Led by industry experts, this course offers engaging video tutorials, practical demonstrations, and insightful resources. Access the materials at your convenience, fitting your learning into your busy schedule.   🎓 Who Can Benefit? 🌐 Entrepreneurs venturing into the online marketplace 🏢 Small business owners seeking efficient payment solutions 👩‍💻 Freelancers and professionals navigating digital transactions 💼 Individuals aiming to streamline personal online payments   🌈 Embrace the Future of Transactions: Join us on this enlightening journey and unlock the potential of PayPal. Say goodbye to transactional hassles and embrace the future of seamless online payments! Enroll now in the 'Introduction to PayPal Basics' course and embark on your journey towards financial efficiency and confidence in the digital realm! Sign up today to start your PayPal mastery! 💳💻✨ Course Curriculum Basic Overview 00:00 Account Fees and Account Types 00:00 Terms of Service 00:00 Account Opening 00:00 Profile Account Settings - Part 1 00:00 Proifle Account Settings - Part 2 00:00 Profile Account Settings - Part 3 00:00 Funding Account Set Up 00:00 Profle Account Settings - Part 5 - Setting Up Payment Preferences 00:00 Adding Funds To Your Paypal Account 00:00 Requesting Funds Through PayPal 00:00 Transferring Funds Through PayPal 00:00 Sending Funds With PayPal 00:00 Mobile App Set Up 00:00 Making Payments With PayPal 00:00 Business Set Up - Sending Invoices 00:00 Business Set Up - Selling on a Marketplace 00:00 Business Set Up - Selling On Your Website 00:00 Getting Help From PayPal 00:00 Conclusion 00:00 Advanced Overview 00:00 Set Up Paypal Here 00:00 Set Up PayPal Buttton - Part 1 00:00 Set Up Paypal Button - Part 2 00:00 Set Up PayPal Button - Part 3 00:00 Setting Up Funnels With PayPal 00:00 PayPal and Autoresponder Integration 00:00 PayPal and Other Autoresponders 00:00 Direct Connection to Webinars - Zoom 00:00 Direct Connection to WordPress 00:00 Direct Connection to Membership Platforms - Part 1 00:00 Direct Connection to Membership Platform - Amember 00:00 Integration with Zapier 00:00 Integration To Autoresponder Through Zapier 00:00 Integration To GoToWebinar Through Zapier 00:00 Live Example - Create A Subcription Product 00:00 Live Example - Integrate wtih WordPress 00:00 Live Example - Integrate with Autoresponder 00:00 Live Example - Integrate with Webinars 00:00 Conclusion 00:00

Description CDD is an ongoing process and, as such, a critical element for effectively managing the risks posed by existing clients, thus protecting the organization against their possible dubious actions. This course outlines basic CDD procedures requires to assess customer risk and a legal requirement to comply with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) laws. Effective CDD involves ongoing monitoring of customers' business activities, identifying and mitigating the AML/CFT risk a business relationship may pose to a regulated entity. Training Duration This course may take up to two (2) hours to complete. Keep in mind, however, that actual study time varies based on each learner's training pace. Who Should Enrol? This course is addressed to all individuals who practice AML such as compliance and/or AML managers in banks, investment firms, investment funds, ASPs, trust service corporate providers, and lawyers. Training Method The course is offered online using a self-paced approach. The learning units consist of video presentations and reading material. Learners may start, stop, and resume their training at any time. At the end of the training, participants take a quiz to complete their learning and earn a Certificate of Completion. Accreditation and CPD Recognition The syllabus is verified by external subject matter experts and can be accredited by regulators and other bodies for two (2) CPD units that approve education in financial regulation. The course may be also approved for CPD units by institutions that approve general financial training such as CISI and ACAMS. Eligibility criteria and CPD units are verified directly by your association, regulator, or other any other body for which you hold membership. Registration and Access To register for this course, click on the button above to pay online and receive instant access. If you are purchasing this course on behalf of others, please be advised that you will need to create or use their personal profile before finalising your payment. Access to the course is valid for 180 days. If you wish to receive an invoice instead of paying online, please email us at info@lgca.uk. Also, please get in touch if you'd like to discuss special corporate group rates.

Description KYC/CDD is a critical element for effectively managing the risks posed by potential clients, thus protecting the organization against criminals, terrorists, and Politically Exposed Persons (PEPs) who might present a higher risk, and possible dubious actions by existing customers that need to be regularly reassessed. This course provides an introduction to KYC and CDD procedures, both key tools in assessing customer risk and a legal requirement to comply with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) laws. Training Duration This course may take up to two (2) hours to complete. Keep in mind, however, that actual study time varies based on each learner's training pace. Who Should Enrol? This course is addressed to all individuals who practice AML such as compliance and/or AML managers in banks, investment firms, investment funds, ASPs, trust service corporate providers, and lawyers. Training Method The course is offered online using a self-paced approach. The learning units consist of video presentations and reading material. Learners may start, stop, and resume their training at any time. At the end of the training, participants take a quiz to complete their learning and earn a Certificate of Completion. Accreditation and CPD Recognition The syllabus is verified by external subject matter experts and can be accredited by regulators and other bodies for two (2) CPD units that approve education in financial regulation. The course may be also approved for CPD units by institutions that approve general financial training such as CISI and ACAMS. Eligibility criteria and CPD units are verified directly by your association, regulator, or other any other body for which you hold membership. Registration and Access To register for this course, click on the button above to pay online and receive instant access. If you are purchasing this course on behalf of others, please be advised that you will need to create or use their personal profile before finalising your payment. Access to the course is valid for 180 days. If you wish to receive an invoice instead of paying online, please email us at info@lgca.uk. Also, please get in touch if you'd like to discuss special corporate group rates.