***24 Hour Limited Time Flash Sale*** Level 2 Certificate in the Principles of Dementia Care Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Are you a professional feeling stuck in your career, struggling to keep up with the ever-changing demands of the industry? Or perhaps you're a beginner, unsure of where to start or how to break into your desired field. Whichever stage you're in, our exclusive Level 2 Certificate in the Principles of Dementia Care Bundle provides unique insights and tools that can help you achieve your goals. Designed to cater to the needs of both seasoned professionals and aspiring newcomers, our Level 2 Certificate in the Principles of Dementia Care bundle is a comprehensive program that will equip you with the essential skills and knowledge you need to succeed. Whether you're looking to advance in your current role or embark on a new career journey, this bundle has everything you need to take your professional life to the next level. But that's not all. When you enrol in the Level 2 Certificate in the Principles of Dementia Care Online Training, you'll receive 30 CPD-Accredited PDF Certificates, Hard Copy Certificates, and our exclusive student ID card, all absolutely free. Courses Are Included In this Level 2 Certificate in the Principles of Dementia Care Career Bundle: Course 01: Level 2 Certificate in the Principles of Dementia Care Course 02: Dementia Awareness Course 03: Mandatory Training For Domiciliary Workers Course 04: Safeguarding Adults Level 1 Course 05: Person-centred Practice in Adult Care Course 06: Senior Adult Care Support Worker Course 07: Level 2 Certificate in Dignity & Safeguarding in Adult Health and Social Care Course 08: Supervision in Adult Care Course 09: Preparing to Work in Adult Social Care Course 10: End-of-Life Care and Support Diploma Course 11: Basic Cardiac (Heart) Care Course Course 12: Basic Life Support Course 13: Ambulance Care Assistant Course 14: Emergency Care Assistant - (First Aid) Course 15: Diploma in Phlebotomy - Level 4 Course 16: Infection Control & Medicine Handling Course 17: Safety & Precautions in Medication Management Course 18: Oxygen First Aid Training - Online Course Course 19: EDI in Adult Care Course 20: Pain Management Course 21: Clinical Governance in Adult Care Course 22: Research in Adult Care Course 23: Diabetes Awareness Training Course 24: Psychology of Anxiety and Stress Course 25: Positive Mental Health Awareness Course 26: Mental Health Nursing Course 27: Compassion Focused Therapy Course 28: Healthcare GDPR Training Course 29: Mandatory Training For Care Assistants & Care Staff Course 30: Risk Management in Adult Care With a Level 2 Certificate in the Principles of Dementia Care, you'll embark on an immersive learning experience that combines interactive lessons with voice-over audio, ensuring that you can learn from anywhere in the world, at your own pace. And with 24/7 tutor support, you'll never feel alone in your journey, whether you're a seasoned professional or a beginner. Don't let this opportunity pass you by. Enrol in the Level 2 Certificate in the Principles of Dementia Care today and take the first step towards achieving your goals and dreams. Why buy this Level 2 Certificate in the Principles of Dementia Care? Free CPD Accredited Certificate upon completion of Level 2 Certificate in the Principles of Dementia Care Get a free student ID card with Level 2 Certificate in the Principles of Dementia Care Lifetime access to the Level 2 Certificate in the Principles of Dementia Care course materials Get instant access to this Level 2 Certificate in the Principles of Dementia Care course Learn Level 2 Certificate in the Principles of Dementia Care from anywhere in the world 24/7 tutor support with the Level 2 Certificate in the Principles of Dementia Care course. Start your learning journey straightaway with our Level 2 Certificate in the Principles of Dementia Care Training! Level 2 Certificate in the Principles of Dementia Care premium bundle consists of 30 precisely chosen courses on a wide range of topics essential for anyone looking to excel in this field. Each segment of the Level 2 Certificate in the Principles of Dementia Care is meticulously designed to maximise learning and engagement, blending interactive content and audio-visual modules for a truly immersive experience. Certification You have to complete the assignment given at the end of the Level 2 Certificate in the Principles of Dementia Care course. After passing the Level 2 Certificate in the Principles of Dementia Care exam You will be entitled to claim a PDF & Hardcopy certificate accredited by CPD Quality standards completely free. CPD 300 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Level 2 Certificate in the Principles of Dementia Care course is ideal for: Students seeking mastery in Level 2 Certificate in the Principles of Dementia Care Professionals seeking to enhance Level 2 Certificate in the Principles of Dementia Care skills Individuals looking for a Level 2 Certificate in the Principles of Dementia Care-related career. Anyone passionate about Level 2 Certificate in the Principles of Dementia Care Requirements This Level 2 Certificate in the Principles of Dementia Care doesn't require prior experience and is suitable for diverse learners. Career path This Level 2 Certificate in the Principles of Dementia Care bundle will allow you to kickstart or take your career in the related sector to the next stage. Certificates CPD Accredited Digital certificate Digital certificate - Included CPD Accredited Hard copy certificate Hard copy certificate - Included If you are an international student, then you have to pay an additional 10 GBP for each certificate as an international delivery charge.
***24 Hour Limited Time Flash Sale*** Level 2 Certificate in Understanding Climate Change and Environmental Awareness Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Are you a professional feeling stuck in your career, struggling to keep up with the ever-changing demands of the industry? Or perhaps you're a beginner, unsure of where to start or how to break into your desired field. Whichever stage you're in, our exclusive Level 2 Certificate in Understanding Climate Change and Environmental Awareness Bundle provides unique insights and tools that can help you achieve your goals. Designed to cater to the needs of both seasoned professionals and aspiring newcomers, our Level 2 Certificate in Understanding Climate Change and Environmental Awareness bundle is a comprehensive program that will equip you with the essential skills and knowledge you need to succeed. Whether you're looking to advance in your current role or embark on a new career journey, this bundle has everything you need to take your professional life to the next level. But that's not all. When you enrol in Level 2 Certificate in Understanding Climate Change and Environmental Awareness Online Training, you'll receive 30 CPD-Accredited PDF Certificates, Hard Copy Certificates, and our exclusive student ID card, all absolutely free. Courses Are Included In this Level 2 Certificate in Understanding Climate Change and Environmental Awareness Career Bundle: Course 01: Level 2 Certificate in Understanding Climate Change and Environmental Awareness Course 02: Environmental Health Course 03: Environment Manager Course 04: Environmental Law Course Course 05: Heatwave: Health and Safety Tips Course 06: Ecology Course 07: Forestry Course 08: Sustainable Living Course 09: Wildlife Rescue and Rehabilitation Course Course 10: Carbon Literacy Knowledge Course Course 11: Diploma in Water Treatment Course Course 12: Renewables Energy Consultant Course 13: Conservation Course 14: Renewable Energy: Solar Course 15: Diploma in Sustainable Energy at QLS Level 4 Course 16: Energy Engineer Course Course 17: Energy Management Course 18: Meteorology Course 19: Geology and Natural Resources Course 20: Oceanography Course 21: Organic Chemistry Course 22: Introduction to Petroleum Engineering and Exploration Course 23: Petroleum Refining Demystified Course 24: Oil and Gas Management Course 25: Piping & Instrumentation Diagram (P&ID) Course 26: Process Improvement: Reduce Waste Course 27: Spill Management Training Course 28: COSHH Training and Safety - Level 2 Course 29: RIDDOR Awareness Course 30: Health and Safety at Workplace With a Level 2 Certificate in Understanding Climate Change and Environmental Awareness, you'll embark on an immersive learning experience that combines interactive lessons with voice-over audio, ensuring that you can learn from anywhere in the world, at your own pace. And with 24/7 tutor support, you'll never feel alone in your journey, whether you're a seasoned professional or a beginner. Don't let this opportunity pass you by. Enrol in the Level 2 Certificate in Understanding Climate Change and Environmental Awareness today and take the first step towards achieving your goals and dreams. Why buy this Level 2 Certificate in Understanding Climate Change and Environmental Awareness? Free CPD Accredited Certificate upon completion of Level 2 Certificate in Understanding Climate Change and Environmental Awareness Get a free student ID card with Level 2 Certificate in Understanding Climate Change and Environmental Awareness Lifetime access to the Level 2 Certificate in Understanding Climate Change and Environmental Awareness course materials Get instant access to this Level 2 Certificate in Understanding Climate Change and Environmental Awareness course Learn Level 2 Certificate in Understanding Climate Change and Environmental Awareness from anywhere in the world 24/7 tutor support with the Level 2 Certificate in Understanding Climate Change and Environmental Awareness course. Start your learning journey straightaway with our Level 2 Certificate in Understanding Climate Change and Environmental Awareness Training! Level 2 Certificate in Understanding Climate Change and Environmental Awareness premium bundle consists of 30 precisely chosen courses on a wide range of topics essential for anyone looking to excel in this field. Each segment of the Level 2 Certificate in Understanding Climate Change and Environmental Awareness is meticulously designed to maximise learning and engagement, blending interactive content and audio-visual modules for a truly immersive experience. Certification You have to complete the assignment given at the end of the Level 2 Certificate in Understanding Climate Change and Environmental Awareness course. After passing the Level 2 Certificate in Understanding Climate Change and Environmental Awareness exam You will be entitled to claim a PDF & Hardcopy certificate accredited by CPD Quality standards completely free. CPD 300 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Level 2 Certificate in Understanding Climate Change and Environmental Awareness course is ideal for: Students seeking mastery in Level 2 Certificate in Understanding Climate Change and Environmental Awareness Professionals seeking to enhance Level 2 Certificate in Understanding Climate Change and Environmental Awareness skills Individuals looking for a Level 2 Certificate in Understanding Climate Change and Environmental Awareness-related career. Anyone passionate about the Level 2 Certificate in Understanding Climate Change and Environmental Awareness Requirements This Level 2 Certificate in Understanding Climate Change and Environmental Awareness doesn't require prior experience and is suitable for diverse learners. Career path This Level 2 Certificate in Understanding Climate Change and Environmental Awareness bundle will allow you to kickstart or take your career in the related sector to the next stage. Certificates CPD Accredited Digital certificate Digital certificate - Included CPD Accredited Hard copy certificate Hard copy certificate - Included If you are an international student, then you have to pay an additional 10 GBP for each certificate as an international delivery charge.
Get to enter the field of education and training with the most in-demand skill set! The Level 3 Award in Education and Training (RQF) qualification will be your surefire way to achieve more incredible things in your professional life. Level 3 Award in Education and Training (RQF) qualification has all the extensive and all-embracing resources developed by industry experts and education enthusiasts. It will introduce you to various essential teaching topics, allowing you to begin building a successful teaching career. Furthermore, you will gain a globally recognised certificate that will add immense value to your personal and professional growth. The Level 3 Award in Education and Training (RQF) is a level 3 Award in Education and Training AET (previously PTLLS) that has been regulated by the UK government and granted by Focus, the UK's fastest-growing awarding organisation. Focus is a well-known awarding body controlled by Ofqual, ensuring professionalism and respect for the qualifications. Enrol today and grab this once-in-a-lifetime opportunity. Qualification Summary Qualification type: Focus Level 3 Award Qualification title: Focus Level 3 Award in Education and Training (RQF) Accreditation status: Accredited Level: 3 Guided Learning Hours (GLH): 48 Total Qualification Time (TQT): 120 Qualification number (QN): 601/6099/8 ****Qualification Curriculum**** **Level 3 Award in Education and Training (RQF)** Unit 1: Understanding Roles, Responsibilities and Relationships in Education and Training Unit 2: Understanding and Using Inclusive Teaching and Learning Approaches in Education and Training Unit 5: Understanding Assessment in Education and Training Course Duration Total Qualification Time This is an estimate of the total length of time it is expected that a learner will typically take to achieve and demonstrate the level of attainment necessary for the award of the qualification i.e. to achieve all learning outcomes. Total Qualification Time is GLH and an estimate of the number of hours a learner is likely to spend in preparation, study, or any other learning including assessment, which takes place as directed by, but not under the supervision of a lecturer, supervisor, or tutor. The credit value, where given, for qualification, is determined by TQT, as one credit corresponds to 10 hours of learning. Total Qualification Time for this qualification is 120 hours. Guided Learning Hours These hours are made up of all contact time, guidance, or supervision of a learner by a lecturer, supervisor, tutor, trainer, or other appropriate provider of education or training. Guided Learning Hours for this qualification is 48. Assessment Unit 1: Understanding Education and Training Roles, Responsibilities, and Relationships You will be required to submit a written assignment that demonstrates your understanding of legal duties, equality and diversity, individual learning requirements, keeping a safe and helpful learning environment, and your position as a teacher and superior. Unit 2: Using and understanding comprehensive teaching and learning strategies in the classroom You must provide a written assignment that demonstrates your knowledge and comprehension of inclusive teaching and learning, as well as your grasp of your own role's strengths and limitations, how to inspire learners, ground rules, and teaching and learning resources. You'll need to do a 15-minute to one-hour micro-teach (which will be filmed and uploaded to your online learning account) teaching a session of your choosing to a group of at least three people. Unit 5 - Education and Training Assessment You will be required to submit a written assignment demonstrating your awareness of the goal of assessment, different assessment kinds, how to conduct assessments, understanding learner involvement in assessment, reasons for constructive feedback, and good assessment recording keeping. Video Assessment You have to plan many things, such as observation, questioning/ professional discussion, and inspection of supporting work product evidence. Detailed assignment instructions will be made available to you in the 'Guidance for Achieving the Unit' section of your learning portal with a careful and clear explanation. You have to submit all your assignments via the online portal. Certification Successful candidates will be awarded a Level 3 Award in Education and Training (RQF) from Focus Awards Limited. Progression Level 4 Certificate in Education and Training Level 5 Diploma in Education and Training Level 3 Award in Understanding the Principles and Practices of Assessment Level 3 Award in Assessing Competence in the Work Environment Level 3 Award in Assessing Vocational Related Achievement Level 3 Certificate in Assessing Vocational Achievement Level 4 Award in Understanding the Internal Quality Assurance of Assessment Processes and Practice Level 4 Award in the Internal Quality Assurance of Assessment Processes and Practice Level 4 Certificate in Leading the Internal Quality Assurance of Assessment Processes and Practice Level 4 Award in Learning and Development Level 4 Diploma in Learning and Development Who is this course for? Those who have already worked in the teaching profession The aspiring professionals who want to add new skills to their CV Individuals who want to start their career as a teaching assistant Requirements Level 3 Award in Education & Training (RQF) qualification does not have any specific entry requirements for students. However, you must be at least 19 years old or above to register and undergo an initial assessment. Career path Level 3 Award in Education & Training (RQF) You will have the ability to accomplish a lot of things with this certificate. Here are just a few examples: Primary School Teacher Secondary School Teacher Private Tutor Freelance Teacher/ Trainer Consultant Job hunters & School leavers Educational Psychologist Office clerk & Administration Assistant College or University Student
ICA Specialist Certificate in Conduct Risk Do you know what good conduct looks like for a firm and what it looks like for customers? Are you aware of the impacts of poor conduct? Equip yourself with the knowledge and skills to be able to answer these questions and more. Discover conduct and conduct risk in the context of governance risk and compliance (GRC) frameworks Review examples of good conduct and how they contribute to good customer and market outcomes Get to grips with conduct in practice including the UK Senior Managers and Certification Regime, MiFID II, GDPR, handling complaints and vulnerable customers ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? Development of the conduct agenda Core components of conduct risk What does good conduct look like for a firm? Know your responsibilities and accountabilities What does good conduct look like for customers? Meeting the customer's objectives ~ the outcomes-focused approach The importance of good market conduct Non-financial misconduct Understanding a conduct framework in practice - the Senior Managers & Certification Regime (UK)
ICA Specialist Certificate in Trade Based Money Laundering Trade-based money laundering is a highly effective way to launder the proceeds of crime or finance terrorism. By exploiting the complexities of international trade, criminals can transmit vast amounts of value across borders and fund wider organised crime. This course will enable you to understand and compare trade-based money laundering typologies such as variable pricing and goods, understand how financial crime risk can manifest and be mitigated against in this huge global marketplace. ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? In addition to the essential concepts of AML and CTF, you will also cover the following areas: International trade and receivables finance Introduction to money laundering, terrorist financing and proliferation International laws, regulations and industry guidance Managing risk Money laundering typologies Terrorist financing, resourcing and sanctions Further financial crime risk considerations
ICA Specialist Certificate in Combating the Financing of Terrorism Firms have a crucial role to play in identifying activity linked to terrorism. This course will examine the key motivating factors and ideologies that drive terrorists and explore how they raise and use funds to advance their goals and achieve their objectives. You will examine the global CFT environment, explore sources of financing, identify red-flag indicators and consider proliferation issues (dual-use goods and WMD). ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? Introduction to terrorism Terrorism threats and risk assessment Hierarchy of international and regional legislative and regulatory framework Risk management Red flag indicators
***24 Hour Limited Time Flash Sale*** Level 2 Certificate in Adverse Childhood Experiences Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Are you a professional feeling stuck in your career, struggling to keep up with the ever-changing demands of the industry? Or perhaps you're a beginner, unsure of where to start or how to break into your desired field. Whichever stage you're in, our exclusive Level 2 Certificate in Adverse Childhood Experiences Bundle provides unique insights and tools that can help you achieve your goals. Designed to cater to the needs of both seasoned professionals and aspiring newcomers, our Level 2 Certificate in Adverse Childhood Experiences bundle is a comprehensive program that will equip you with the essential skills and knowledge you need to succeed. Whether you're looking to advance in your current role or embark on a new career journey, this bundle has everything you need to take your professional life to the next level. But that's not all. When you enrol in Level 2 Certificate in Adverse Childhood Experiences Online Training, you'll receive 30 CPD-Accredited PDF Certificates, Hard Copy Certificates, and our exclusive student ID card, all absolutely free. Courses Are Included In this Level 2 Certificate in Adverse Childhood Experiences Career Bundle: Course 01: Child Sexual Exploitation and Interventions Course 02: Child Sexual Exploitation (CSE) Awareness Course 03: Domestic Violence and Abuse Awareness Diploma Course 04: Impact of Poverty on Young Children Course 05: Crisis and Trauma Counselling in Early Childhood Course 06: Factors that Impact Life Chances of Children and Support Course 07: SEN Teaching Course 08: Autism in Early Childhood Course 09: ADHD Awareness Training Course 10: Learning Disability Awareness Course 11: Improving Intelligibility in Apraxia and Dysarthria Course Course 12: Challenging Behaviour in Children Course 13: Neuropsychology & Development of Children Course 14: Child Development & Psychology Diploma Course 15: Environmental Impact Assessment Course 16: Social and Emotional Development for Early Childhood Course 17: Montessori and Waldorf Approaches for Early Childhood Course 18: Child Protection and Safeguarding Course 19: Safeguarding Children Course Course 20: Introduction to Caring for Children and Young People Course 21: The Whole Brain Learning Approach in Child Development Course 22: Child Neglect Awareness Course 23: Child Attachment Course Course 24: Paediatric First Aid (Emergency Care) Course 25: Personality Development Course 26: Childhood Moral, Personality and Sexual Development in Young Children Course 27: Early Childhood: Child Care Course 28: The Importance of Sleep in Early Childhood Course 29: Impact of Play on Early Childhood Learning Course 30: Fundamentals of Language Development in Early Childhood With Level 2 Certificate in Adverse Childhood Experiences, you'll embark on an immersive learning experience that combines interactive lessons with voice-over audio, ensuring that you can learn from anywhere in the world, at your own pace. And with 24/7 tutor support, you'll never feel alone in your journey, whether you're a seasoned professional or a beginner. Don't let this opportunity pass you by. Enrol in Level 2 Certificate in Adverse Childhood Experiences today and take the first step towards achieving your goals and dreams. Why buy this Level 2 Certificate in Adverse Childhood Experiences? Free CPD Accredited Certificate upon completion of Level 2 Certificate in Adverse Childhood Experiences Get a free student ID card with Level 2 Certificate in Adverse Childhood Experiences Lifetime access to the Level 2 Certificate in Adverse Childhood Experiences course materials Get instant access to this Level 2 Certificate in Adverse Childhood Experiences course Learn Level 2 Certificate in Adverse Childhood Experiences from anywhere in the world 24/7 tutor support with the Level 2 Certificate in Adverse Childhood Experiences course. Start your learning journey straightaway with our Level 2 Certificate in Adverse Childhood Experiences Training! Level 2 Certificate in Adverse Childhood Experiences premium bundle consists of 30 precisely chosen courses on a wide range of topics essential for anyone looking to excel in this field. Each segment of Level 2 Certificate in Adverse Childhood Experiences is meticulously designed to maximise learning and engagement, blending interactive content and audio-visual modules for a truly immersive experience. Certification You have to complete the assignment given at the end of the Level 2 Certificate in Adverse Childhood Experiences course. After passing the Level 2 Certificate in Adverse Childhood Experiences exam You will be entitled to claim a PDF & Hardcopy certificate accredited by CPD Quality standards completely free. CPD 300 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Level 2 Certificate in Adverse Childhood Experiences course is ideal for: Students seeking mastery in Level 2 Certificate in Adverse Childhood Experiences Professionals seeking to enhance Level 2 Certificate in Adverse Childhood Experiences skills Individuals looking for a Level 2 Certificate in Adverse Childhood Experiences-related career. Anyone passionate about Level 2 Certificate in Adverse Childhood Experiences Requirements This Level 2 Certificate in Adverse Childhood Experiences doesn't require prior experience and is suitable for diverse learners. Career path This Level 2 Certificate in Adverse Childhood Experiences bundle will allow you to kickstart or take your career in the related sector to the next stage. Certificates CPD Accredited Digital certificate Digital certificate - Included CPD Accredited Hard copy certificate Hard copy certificate - Included If you are an international student, then you have to pay an additional 10 GBP for each certificate as an international delivery charge.
ICA Specialist Certificate in Anti Money Laundering and Art Art market participants now face further regulatory requirements under 5AMLD. Implementing these requirements and dealing with regulators can be daunting. This unique qualification will give you the knowledge, skills and practical tools to carry out your role with confidence. Essential AML concepts - understand the fundamentals of money laundering and customer due diligence The risks for the art market - find out where participants are most vulnerable and the legal and regulatory requirements for the market Risk-based approach - discover how to assess and mitigate the risks AML in operation - see what good controls, monitoring, and customer due diligence look like ICA Specialist Certificates are awarded in association with Alliance Manchester Business School, the University of Manchester. This specialist qualification covers: Essential AML concepts Money laundering risks in the art market The art market - a summary AML in operation Risk-based approach, culture and governance
ICA Specialist Certificate in Money Laundering Risk in Correspondent Banking Analyse the fundamentals of correspondent banking and the vulnerabilities that may allow for money laundering. Explore the risk assessment and management approaches and the importance of robust due diligence as risk control. ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? When you undertake the course, in addition to the essential concepts of AML and CTF, you will cover the following areas: Essential AML concepts Fundamentals of correspondent banking Regulatory frameworks Money laundering risk is inherent in correspondent banking Approaching due diligence in correspondent banking Monitoring Sanctions
ICA Specialist Certificate in Financial Crime Risk and New Technology Explore the landscape of new and emerging technology in today's world, viewed through the lens of financial crime risk management. This practical course is ideal for compliance professionals and will help you: understand innovations impacting the financial sector understand the definitions and subsets of RegTech and FinTech and how to potentially leverage big data to prevent financial crime assess the benefits and risks of new technologies adopt the horizon-scanning approach to emerging technologies. ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? Applying financial crime concepts to emerging technology Emerging technologies and financial crime risk The impact of innovation on financial services Harnessing RegTech to minimise financial crime Predicting the next wave of disruptive technology for financial services