262 Accounting & Finance courses

Choosing the right dog food for your pet is an important decision. Two popular options on the market are Pure Balance Dog Food and Pure Balance Pro Dog Food. Both offer high-quality ingredients and balanced nutrition, but they have some differences. In this article, we’ll compare the two and help you decide which one is best for your pet. What is pure balance dog food? Pure Balance Dog Food is a premium dog food brand known for using high-quality ingredients to provide a balanced diet for dogs. It is made with real meat as the first ingredient and contains a mix of vegetables, fruits, and whole grains. This food is designed to support your dog’s health and provide the essential nutrients needed for a healthy life. What is pure balance pro dog food? Pure Balance Pro Dog Food is an upgraded version of the original Pure Balance formula. It’s designed to offer even more targeted nutrition, with a focus on providing higher levels of protein and specialized formulas for different life stages and dog needs. The Pro version is often recommended for more active dogs or those who require additional support for things like joint health, coat condition, or energy levels. Key differences between pure balance and pure balance pro While both formulas are made by the same brand, there are a few key differences between Pure Balance Dog Food and Pure Balance Pro Dog Food. Protein content One of the main differences between the two is the protein content. Pure Balance Pro generally has a higher percentage of protein compared to the regular Pure Balance Dog Food. This makes it a better option for active dogs or those who need more muscle support. Specialized formulas Pure Balance Pro offers more specialized formulas, such as those designed for puppies, seniors, or dogs with specific health needs like sensitive stomachs or joint issues. This allows you to choose a food that fits your dog’s particular needs, while the regular Pure Balance Dog Food is a one-size-fits-all option. Ingredients Both formulas are made with high-quality ingredients, but Pure Balance Pro tends to have a higher level of specific nutrients, like omega-3 and omega-6 fatty acids, which support skin health and a shiny coat. The Pro version may also include more joint-supporting ingredients, such as glucosamine and chondroitin. Price Since Pure Balance Pro offers a more specialized formula, it is typically priced higher than the regular Pure Balance Dog Food. If you’re on a budget, the original Pure Balance might be a more affordable choice. Which is better for your dog? When deciding between Pure Balance Dog Food and Pure Balance Pro, it really depends on your dog’s individual needs. Pure Balance Dog Food is a great option if you’re looking for a nutritious, affordable, and well-balanced diet for your dog. It’s suitable for dogs of all life stages and provides solid nutrition. Pure Balance Pro Dog Food is a better choice if your dog is more active, needs more protein, or has special health concerns. It’s also ideal if you have a dog with specific nutritional needs, such as joint health or skin problems. What do pure balance dog food reviews say? Many pure balance dog food reviews highlight the brand’s focus on high-quality ingredients and balanced nutrition. Pet owners appreciate the natural ingredients and the variety of formulas available to meet different dietary needs. However, some reviews mention that the price of Pure Balance Pro can be higher, which might not fit everyone’s budget. If you’re considering switching your dog’s food, checking out pure balance dog food reviews can give you an idea of how well the food works for other pets and help you make a more informed decision. Pet-related information to consider When choosing the best food for your dog, it’s important to gather pet-related information from reliable sources. This includes reading reviews, understanding your dog’s health needs, and consulting with your vet. Knowing your dog’s age, activity level, and any health concerns will help you select the right food to support their well-being. Always keep up with the latest updates on pet health and nutrition to ensure you are providing the best care for your dog. Conclusion Both Pure Balance Dog Food and Pure Balance Pro Dog Food offer excellent nutrition and high-quality ingredients, but the Pro version is more specialized and tailored to active dogs or those with health concerns.

As digital transformation accelerates globally, online gambling is experiencing significant growth in emerging markets. These regions, driven by increasing smartphone penetration and improved internet connectivity, are becoming hotspots for betting platforms. Many industry leaders, including mostbetcasino, are capitalizing on this trend by offering accessible and localized gaming solutions. The rapid development of digital payment systems has also contributed to the expansion of online gambling. Players in regions such as Southeast Asia, Africa, and Latin America now have access to diverse transaction methods, from mobile wallets to cryptocurrency. This shift removes barriers that previously hindered participation in online betting, allowing a broader audience to engage with gambling platforms. Regulatory landscapes in emerging markets vary significantly, with some governments embracing the industry while others impose restrictions. Countries that introduce clear licensing frameworks create opportunities for operators to establish legitimate and secure platforms. On the other hand, regulatory uncertainties can slow down the expansion of digital gambling, forcing operators to navigate complex legal challenges. Technological advancements, including artificial intelligence and blockchain, have further enhanced the user experience in online gambling. AI-driven algorithms help personalize content, while blockchain ensures transparency and security in transactions. These innovations build trust among players, an essential factor for the sustained growth of the industry in developing regions. Mobile gaming plays a crucial role in the expansion of online betting. In many emerging markets, smartphones are the primary device for internet access. Betting platforms now optimize their websites and apps for mobile use, ensuring seamless experiences regardless of device specifications. The introduction of 5G technology in some areas has also improved connectivity, allowing for high-speed, uninterrupted gaming sessions. Localization strategies are key to attracting and retaining users in new markets. Gambling operators focus on adapting their platforms to meet regional preferences, such as offering language support, culturally relevant promotions, and region-specific betting options. This approach not only improves engagement but also fosters loyalty among players. One of the primary drivers of online gambling growth is the rising interest in sports betting. Many emerging markets have strong sports cultures, with football, cricket, and basketball being particularly popular. Betting platforms that integrate real-time data, live streaming, and interactive betting features provide an engaging experience for sports enthusiasts. The growing interest in live dealer games and social gambling further influences market expansion. Players in developing regions often seek interactive gaming experiences that replicate land-based casino environments. Online platforms cater to this demand by offering multiplayer options, chat functions, and live-streamed table games. Responsible gambling measures remain a priority as digital betting gains traction. Operators must implement tools to promote responsible gaming, including self-exclusion options, deposit limits, and access to support services. Ensuring ethical practices will be critical for maintaining industry credibility in new markets. As online gambling continues to evolve, mostbet az casino is among the platforms leading the charge in these regions. By leveraging technology, adapting to regulatory changes, and prioritizing user experience, the industry is set to thrive in developing economies. With further advancements on the horizon, emerging markets will play an increasingly important role in shaping the future of online betting.

It is essential that those charged with responsibility for credit control and debt recovery have a full appreciation of the relevant law: no-one can negotiate effectively to recover a debt if they don't understand the ultimate sanctions they can apply. This programme is designed to give them a practical, up-to-date understanding of the law as it applies to your particular organisation. This course will help ensure that participants: Understand the relevant laws Know how and when to invoke legal processes Avoid legal pitfalls in debt collection negotiations Specific, practical learning points include: Definition of 'harassment' How to set up an in-house collection identity Whether cheques in 'full and final settlement' are binding The best steps to trace a 'gone away'... and many, many more. 1 Data protection and debt recovery There are a whole range of things which can be checked on members of the public and which are not affected by the restraints of the Data Protection Act. These will be explained in simple, clear terms so that staff can use this information immediately. 2 County Court suing The expert trainer will show how to sue for money owed, obtain judgment and commence enforcement action without leaving your desk. This module is aimed at showing how to make the Courts work for you instead of the other way around! 3 Enforcement of judgments There are many people who have a County Court Judgment (CCJ) against their debtor but who still remain unpaid. This session explains each of the enforcement methods and how to use them to best effect. Enforcement methods covered include: Warrant of Execution Using the sheriff (now known as High Court Enforcement Officers) Attachment of earnings Third Party Debt Orders Charging Orders (over property and goods) Winding-up companies and making individuals bankrupt 4 Office of Fair Trading rules on debt recovery Surprisingly few people are aware of the Office of Fair Trading rules on debt recovery and many of those that do know think they don't apply to them - but they do. Make sure you know what you need to! 5 New methods to trace elusive, absentee and 'gone away' debtors Why write the money off when you can trace the debtor and collect the money you are owed? 6 Credit checking of new and existing customers It makes sense to credit check would-be, new and existing customers to evaluate the likelihood of payment delays or perhaps not being paid at all. This session shows a range of credit checking steps, many of which can be done completely free of charge, including a sample credit application/ account opening form. 7 Late Payment of Commercial Debts Regulations Do your staff understand this legislation and how to use it to make people pay quicker than ever before? The trainer shows how. 8 The Enterprise Act The Enterprise Act made some startling changes to corporate and personal insolvency. What are the implications for credit control and debt recovery within your organisation?

How to protect your cash flow In the current economic climate more and more companies are finding that their customers are taking longer to pay - or are not even paying at all. As cash flow is key to the survival of any business, effective debt collection tactics are vital for all businesses. This workshop concentrates on the telephone skills and techniques you can use to achieve the most positive outcome in any debt collection situation - payment of money owed, as soon as possible, whilst keeping the collection cost as low as possible. The course will help you: Understand your debtors and communicate with them accordingly Develop a strategy for more effective debt collection Make every call count Handle difficult calls Reduce the amount of time you need to spend on chasing payment Increase your collection rates 1 The debt collection process Understanding the reasons behind payment default Looking at the debt situation from the customer's point of view Developing a strategy for effective debt collection 2 Advanced telephone communication skills Techniques for speaking to the person responsible for paying the debt How to gain the customer's trust when discussing debt Telephone collection skills best practice Key phrases that keep the conversation positive and open 3 Questioning and listening skills for gathering information Different types of question Using high-gain questions to uncover key information Active listening that will help you understand what customers are really saying Leading with examples and high-impact questions Summarising and restating 4 Overcoming objections and excuses Identifying objections Preparing suitable responses Probing objections and ways to overcome them 5 Gaining commitment and ending the call Learn how to negotiate an agreement to suit both parties Summarising actions for you and the customer Ending the call professionally 6 Dealing with difficult and challenging situations Understand different personality types The correct way to respond to an upset customer Ways to calm angry customers (and handle verbal attacks) 7 Action plans Course summary and presentation of action plans

This is not a single course but a set of menu options from which you can 'pick and mix' to create a draft programme yourself, as a discussion document which we can then fine-tune with you. For a day's training course, simply consider your objectives, select six hours' worth of modules and let us do the fine-tuning so that you get the best possible training result. Consider your objectives carefully for maximum benefit from the course. Is the training for new or experienced credit control staff? Are there specific issues to be addressed within your particular sector (eg, housing, education, utilities, etc)? Do your staff need to know more about the legal issues? Or would a practical demonstration of effective telephone tactics be more useful to them? Menu Rather than a generic course outline, the expert trainer has prepared a training 'menu' from which you can select those topics of most relevance to your organisation. We can then work with you to tailor a programme that will meet your specific objectives. Advanced credit control skills for supervisors - 1⁄2 day Basic legal overview: do's and don'ts of debt recovery - 2 hours Body language in the credit and debt sphere - 1⁄2 day County Court suing and enforcement - 1⁄2 day Credit checking and assessment - 1 hour Customer visits and 'face to face' debt recovery skills - 1⁄2 day Data Protection Act explained - 1⁄2 day Dealing with 'Caring Agencies' and third parties - 1 hour Debt counselling skills - 2 hours Elementary credit control skills for new staff - 1⁄2 day Granting credit and collecting debt in Europe - 1⁄2 day Identifying debtors by 'type' to handle them accurately - 1 hour Insolvency: Understanding bankruptcy / receivership / administration / winding-up / liquidation / CVAs and IVAs - 2 hours Late Payment of Commercial Debts Interest Act explained - 2 hours Liaison with sales and other departments for maximum credit effectiveness - 1 hour Suing in Scottish Courts (Small Claims and Summary Cause) - 1⁄2 day Telephone techniques for successful debt collection - 11⁄2 hours Terms and conditions of business with regard to credit and debt - 2 hours Tracing 'gone away' debtors (both corporate and individual) - 11⁄2 hours What to do if you/your organisation are sued - 1⁄2 day Other topics you might wish to consider could include: Assessment of new customers as debtor risks Attachment of Earnings Orders Bailiffs and how to make them work for you Benefit overpayments and how to recover them Cash flow problems (business) Charging Orders over property/assets Credit policy: how to write one Council and Local Authority debt recovery Consumer Credit Act debt issues Using debt collection agencies Director's or personal guarantees Domestic debt collection by telephone Exports (world-wide) and payment for Emergency debt recovery measures Education Sector debt recovery Forms used in credit control Factoring of sales invoices Finance Sector debt recovery needs Third Party Debt Orders (Enforcement) Government departments (collection from) Harassment (what it is - and what it is not) Health sector debt recovery skills Hardship (members of the public) Insolvency and the Insolvency Act In-house collection agency (how to set up) Instalments: getting offers which are kept Judgment (explanation of types) Keeping customers while collecting the debt Late payment penalties and sanctions Letter writing for debt recovery Major companies as debtors Members of the public as debtors Monitoring of major debtors and risks Negotiation skills for debt recovery Old debts and how to collect them Out of hours telephone calls and visits Office of Fair Trading and collections Oral Examination (Enforcement) Pro-active telephone collection Parents of young debtors Partnerships as debtors Positive language in debt recovery Pre-litigation checking skills Power listening skills Questions to solicit information Retention of title and 'Romalpa' clauses Sale of Goods Act explained Salesmen and debt recovery Sheriffs to enforce your judgment Students as debtors Statutory demands for payment Small companies (collection from) Sundry debts (collection of) Terms and Conditions of Contract Tracing 'gone away' debtors The telephone bureau and credit control Taking away reasons not to pay Train the trainer skills Utility collection needs Visits for collection and recovery Warrant of execution (enforcement)

This course is designed specifically to help improve your collection rates. The UK's leading trainer in the subject uses practical examples and case studies to show how to use debt collection techniques that really work. This programme will help participants to: Understand debtors and communicate with them effectively Improve their telephone and writing skills Appreciate the key legal issues Track down 'gone-aways' Improve their collection rates 1 Giving credit and collecting debts The benefits when you get it right The cost of getting it wrong 2 Analysing yourself The importance of making the right 'first impression' Assessing your own personal communication style and how this affects your results How do you (or might you) look in the debtor's eyes? What would you like to change? 3 Analysing your debtors Types of debtorThe delaying debtorThe genuine debtorThe cashflow or hardship problem debtorThe ones who never intended to pay Spot the most common reasons and excuses for non-payment - and learn how to deal with them 4 Understanding debt recovery and the law Data protection issues County Court suing enforcement methods Human rights and debt recovery Retention of title matters 5 Telephone skills for debt recovery A 7-point plan which works every time Learning by example: listening to and analysing some pre-recorded (or live) collection callsWhat was done well?What should have been done differently?Did the collector recognise opportunities?Did the collector create opportunities where seemingly none existed?Did the collector negotiate well or not at all? 6 Writing skills for debt recovery Key phrases to avoid What to include A sample letter which gets results in over 90% of cases 7 Tracking down the 'gone aways' A unique debtor-tracing plan Why spend money on external tracers when you can find those 'gone away' debtors for yourself? 8 Course review The traps to avoid Key personal learning points

Our banking and risk management courses are aimed at empowering finance professionals with the knowledge and skills needed in banking, risk management, financial services and regulation. Our courses are suitable for a wide range of audience including bank executives/directors, senior managers, financial risk managers, credit officers, relationship managers, bank operational staff, treasury/asset managers, compliance officers, investment bankers, and financial services regulators and supervisors.

Finance doesn't have to be a puzzle. And if you want to get anywhere with your career, it had better not be! Whatever your role, you have an impact on the financial wellbeing of the organisation you work for, whether you've got specific financial responsibilities or not. This thoroughly practical, fun and enjoyable one-day workshop will help unpuzzle finance for you. It's an ideal opportunity to master the terminology, get to grips with the concepts, learn how 'the finance department' works and understand the part you play. This course will help participants: Appreciate the role and importance of Finance within organisations Be able to recognise and describe some of the common items and jargon used Identify the elements of the Profit & Loss and the Balance Sheet Understand cashflow Make better decisions Manage budgets 1 Introduction Expectations Terminology Key financial principlesAccrualsConsistencyPrudenceGoing concern 2 The three main financial statements Profit & Loss accountIncomeCost of salesGross profitAdministrative expenses ('overheads')Net profit/(loss) for the financial year (the 'bottom line')P&L format Balance SheetTerminologyFixed AssetsCurrent AssetsCurrent LiabilitiesLong-term LiabilitiesCapitalB/S format Cashflow Statement Financial and management information systems 3 Budgets and forecasts Why budget? Types of budget - incremental or zero-based Budgeting for costs - fixed and variable Budgeting for income An eight point plan for budgeting for your department Case study: Small Brother Ltd Problems and solutions 4 Accruals Accruals - what and why? Prepayments 5 Open forum

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Trade barriers are going up across the globe. And cybercrime is on the increase. The link between the two? The value of trade secrets. As countries become increasingly protectionist as regards international trade, so their IP law has been changing, with the result that companies that previously would have sought protection through patents are opting to go down the trade secret route instead. But is this a high-risk strategy? Technology is changing and this is having an impact on forms of commercial co-operation. Collaborative or open forms of innovation by their very nature involve the sharing of intellectual property (IP), and in many instances this IP is in the form of valuable confidential business information (ie, trade secrets). Little surprise, then, that trade secrets disputes have increased accordingly. At the same time, the changes in technology make trade secrets more vulnerable to attack, misappropriation, theft. So just how effective are the legal protections for trade secrets? How can organisations safeguard the value in their IP (increasingly, the single biggest line in their balance sheets)? This programme is designed to help you address these issues. Note: this is an indicative agenda, to be used as a starting point for a conversation between client and consultant, depending on the organisation's specific situation and requirements. This session is designed to give you a deeper understanding of: Emerging trends in trade secrets protection and exploitation The current situation in key jurisdictions Recent case law How leading companies are responding The importance of trade secret metadata Different external stakeholders and their interests Key steps for effective protection of trade secrets Note: this is an indicative agenda, to be used as a starting point for a conversation between client and consultant, depending on the organisation's specific situation and requirements. 1 What are trade secrets? Definitions Examples Comparison with other forms of IP (patents, confidential information, know-how, copyright) 2 Current trends The various changes taking place affecting trade secrets - legal changes, trade wars, cybercrime, technology, commercial practice The current position in the UK, Europe, USA, China, Japan, Russia Corporate best practice 3 Trade secret disputes - how to avoid them Trade secret policies, processes and systems Administrative, legal and technical protection mechanisms The role of employees The sharing of trade secrets with others 4 Trade secret disputes - how to manage them Causes Anatomy of a trade secret court case 'Reasonable particularity' 5 Related issues Insurance Tax authorities and investigations Investor relations 6 Trade secret asset management roadmap Maturity ladder First steps Pilot projects