A course aims to provide students with an understanding of the processes and activities involved in managing the flow of goods and services from suppliers to customers. The course typically covers the entire supply chain, including procurement, production, transportation, warehousing, distribution, and customer service.After the successful completion of the course, you will be able to learn about the following, Learn how Sales Management is carried out during different business cycles. Understand the whole mechanism of Supply chain Management and its practical implications. Understand the Management Information System, its different tools and the difference between MIS and IT. The primary goal of a course on Supply Chain Management is to equip students with the knowledge and skills necessary to design, implement, and optimize supply chain systems. By understanding the various components of a supply chain and the interrelationships between them, students can develop a holistic view of how supply chains operate and how they can be improved. The aim of a course on Sales and Supply Chain Management is to provide students with an understanding of the processes and activities involved in managing the flow of goods and services from suppliers to customers. The course typically covers the entire supply chain, including procurement, production, transportation, warehousing, distribution, and customer service. The primary goal of a course on Supply Chain Management is to equip students with the knowledge and skills necessary to design, implement, and optimize supply chain systems. By understanding the various components of a supply chain and their interrelationships, students can develop a holistic view of how supply chains operate and how they can be improved. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Understanding Sales and Supply Chain Managements This course explores concepts and inculcates skill in managing sales and supply chains for your business. Understanding Sales and Supply chain Managements Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Supply Chain Manager Logistics Manager Procurement Manager Inventory Control Manager Operations Manager Distribution Manager Transportation Manager Warehouse Manager Production Planner/Scheduler Purchasing Agent Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
This course explores the dynamics of organizational change and its relationship to behaviour and culture within the workplace. Learners will gain insights into the factors that drive organizational change and learn how to navigate the complexities of change management effectively. Through case studies and interactive discussions, students will develop strategies for creating a culture of change readiness and driving sustainable business growth. To develop an understanding of the interplay between organizational change, behaviour, and culture and their impact on achieving business goals.After the successful completion of the course, you will be able to learn about the following, Different causes of organizational change. What are the types of organizational change? Why is change management important? What is the manager's role in organizational change? Understanding about preparing for organizational change. Understand different types of organizational change management strategies. Why do organizational change management strategies fail? Different types of models of organizational behaviour. What are the elements of organizational behaviour? Why organizational culture is important? What are the three levels of organizational culture? Understand the factors of organizational culture. This course explores the dynamics of organizational change and its relationship to behaviour and culture within the workplace. Learners will gain insights into the factors that drive organizational change and learn how to navigate the complexities of change management effectively. Through case studies and interactive discussions, students will develop strategies for creating a culture of change readiness and driving sustainable business growth. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Organizational Change, Behaviour & Culture Self-paced pre-recorded learning content on this topic. Understanding Organizational Change Behavior and Culture Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Change Management Consultant Organizational Development Specialist Culture Transformation Leader Human Resources Business Partner Talent Management Director Leadership and Development Manager Employee Engagement Specialist Learning and Development Manager Transformation Program Manager Change Communications Manager. Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
The Professional Certificate Course in Public Health Regulations Ethics and Policies covers key topics such as public health regulations, reforms, federal budget process, health programs, ethics, accreditation board, performance management, standards, and areas of practice for public health specialists. By the end of this course, you will have a comprehensive understanding of the policies and regulations that govern public health and be equipped to effectively navigate the complex landscape of public health regulations and ethics. You will also gain practical skills in performance management and learn about the standards and areas of practice that are essential for successful public health practice. The Professional Certificate Course in Public Health Regulations, Ethics and Policies covers many topics, including public health regulations, ethics, and accreditation. Through this course, you will gain practical skills and knowledge to navigate the complex landscape of public health regulations and policies.After the successful completion of the course, you will be able to learn about the following, Public Health Regulations Reforms in Public Health Regulations The Federal Budget Process Health Programs What is Ethics in Public Health Public health accreditation Board Performance Management in Public Health Public health standards. Areas of practice for public health specialists The Professional Certificate Course in Public Health Regulations Ethics and Policies covers key topics such as public health regulations, reforms, federal budget process, health programs, ethics, accreditation board, performance management, standards, and areas of practice for public health specialists. By the end of this course, you will have a comprehensive understanding of the policies and regulations that govern public health and be equipped to effectively navigate the complex landscape of public health regulations and ethics. You will also gain practical skills in performance management and learn about the standards and areas of practice that are essential for successful public health practice. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Public Health Regulations, Ethics and Policies Self-paced pre-recorded learning content on this topic. Public Health Regulations, Ethics and Policies Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Healthcare providers Policymakers Regulators Public health practitioners Researchers Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
This course offers a comprehensive approach to workplace safety, focusing on ergonomics, fire prevention, and protection management. Participants will delve into the importance of ergonomics in health science, learning to evaluate operator-machine systems, classify body movements, and understand the impact of environmental variables on employee health. After the successful completion of the course, you will be able to learn about the following; Explore the Definition of 'Ergonomics' and its importance in health science. Learn how to Apply Ergonomics. Evaluate Operator-Machine Systems. Understand the classification of Body Movement, Postures, and Positions. Explore Cumulative Trauma Disorders or CTD. Understand Machine Variables and Environmental Variables affecting the health and safety of employees. Explore Workplace Layout and Design. Appreciate FIRE PREVENTION AND PROTECTION techniques. Explore the Categories of Fires and Extinguishers. This course covers essential topics in workplace safety, including ergonomics principles, operator-machine system evaluation, body movement classification, cumulative trauma disorders, machine and environmental variables affecting employee health, workplace layout and design considerations, fire prevention techniques, categories of fires, and proper extinguisher usage. Through practical examples and case studies, participants will learn how to identify and mitigate workplace hazards to create a safer and healthier work environment. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Ergonomics, Fire Prevention, and Protection Management Self-paced pre-recorded learning content on this topic. Ergonomics, Fire Prevention, and Protection Management Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. CEO, Director, Manager, Supervisor Health and safety officer Occupational therapist Physical therapist Safety engineer Human factors engineer Industrial designer Ergonomics consultant Workplace safety coordinator Health and safety manager Facility manager Occupational health specialist Environmental health and safety specialist Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
The course explores investment decision prerequisites in a globalised economy. The learner will be equipped to make sound investment decisions based on the tools and strategies discussed in this course. After the successful completion of this lecture, you will be able to understand the following: Understanding investment & motives of investment. Understanding the money market, its functions, and its instruments. Understanding investment appraisal and techniques. Understanding global financial management and its objectives. The concept of capital investment, types, and impact of investment appraisal on global financing. Global business activities. Global financial investment strategies. Aspects of global strategy development. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Understanding Potential Investment Decisions & Global Strategies Quiz: Understanding Potential Investment Decisions & Global Strategies Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the knowledge of the learner in the field. This certificate is for everyone eager to know more and gets updated on current ideas in their respective field. We recommend this certificate for the following audience. CEO, Director, Manager, Supervisor Finance Manager Investment Manager Financial Analyst Stock Broker Operations Manager Team Lead Average Completion Time 2 Weeks Accreditation 1 CPD Hour Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
This course aims to provide a comprehensive understanding of agency and sales law, with a focus on the formation of agency relationships, different types of agency relationships, the distinction between employees and independent contractors, fiduciary duties, and liability for torts of agents. The course will also cover product liability, sales of goods, legal issues in international transactions, the nature of securities regulation, and franchising licensing outside the technological context. Upon completion of this course, students will have a solid foundation in the legal principles governing agency and sales, and will be equipped with the knowledge necessary to navigate the legal landscape in these areas. After the successful completion of the course, you will be able to learn about the following, Agency: Formation of agency Relationship. Types of agency relationship. Distinguish between employees and independent contractors. Fiduciary duty. Liability for torts of agents. Sales, Licensing, and E-Commerce: Product Liability Sales of goods. Legal issues in international transactions. The Nature of Securities Regulation. Franchising: Licensing outside the technological context. The aim of this course is to provide an understanding of the legal principles governing agency relationships and sales transactions in various contexts, including e-commerce, international trade, and franchising. By the end of this course, students will be able to identify the different types of agency relationships, distinguish between employees and independent contractors, recognize fiduciary duties, and understand the liability for torts of agents. Students will also gain knowledge on product liability, sales of goods, legal issues in international transactions, securities regulation, and franchising, including licensing outside of the technological context. This course aims to provide students with an in-depth understanding of the legal principles that govern agency relationships and sales transactions in diverse contexts, such as e-commerce, international trade, and franchising. By the end of this course, students will have the ability to distinguish between different types of agency relationships, identify the differences between employees and independent contractors, acknowledge fiduciary duties, and comprehend the liability for agents' torts. Students will also acquire knowledge on product liability, sales of goods, legal issues in international transactions, securities regulation, and franchising, including licensing beyond the technological domain. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Legal Considerations in E-Commerce, Licencing and Sales Self-paced pre-recorded learning content on this topic. Legal Considerations In E-Commerce Licencing And Sales Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. E-commerce Legal Counsel Licensing Attorney Sales Contract Specialist Corporate Counsel for E-Commerce International Trade Lawyer Franchise Attorney Intellectual Property Counsel Online Marketplace Legal Advisor Commercial Transactions Lawyer Consumer Protection and Privacy Attorney Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
The Essentials of National and International Healthcare Policies course seeks to investigate crucial legislation, objectives, and challenges within healthcare policies. It assesses their influence and suggests solutions for their impact. After the successful completion of the course, you will be able to learn about the following, Identify and describe governing legislation and agreements, including constitutional provisions, laws, regulations, and treaties. Summarize objectives, principles, and provisions of national and international healthcare policies. Evaluate the impact of political, legal, and cultural factors on policy design and enforcement. Analyze challenges in healthcare policy implementation, covering governance, financing, delivery, and evaluation. Identify solutions, encompassing best practices, innovations, and international cooperation. Discuss the implications of these factors on healthcare policies, systems, and their design and implementation. Uncover the intricacies of healthcare policies, from constitutional provisions to international treaties. Summarize national and international policy objectives and principles. Evaluate the impact of political, legal, and cultural factors on policy design and enforcement. Analyze challenges in governance, financing, delivery, and evaluation, and explore solutions through best practices, innovations, and international collaboration. Delve into the core of national and international healthcare policies, dissecting governing legislation, policy objectives, and the nuanced influence of political, legal, and cultural factors. Assess challenges in policy implementation across governance, financing, delivery, and evaluation, exploring solutions through best practices, innovations, and international collaboration. Gain insights into the implications of these factors on healthcare policies, systems, and their design and implementation. Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. National and International Healthcare Policies Self-paced pre-recorded learning content on this topic. Essentials of National and International Healthcare Policies Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be an added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Healthcare Policy Analyst Policy Researcher in Global Health International Health Policy Consultant Healthcare Legislation Specialist Global Health Governance Advisor Health Policy Advocacy Manager Healthcare Compliance Officer International Health Regulations Coordinator Policy Implementation Strategist Legislative Affairs Specialist in Healthcare Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
The aim of this course is to provide participants with an understanding of the impact of reward management on performance, the relationship between talent and performance management, the performance management cycle, goal setting theory, expectancy theories, external and internal factors influencing reward management, linking human resource strategy with reward management, and linking reward management with learning and development strategy. After the successful completion of the course, you will be able to learn about the following, Impact of reward management on performance. Relationship between talent and performance management. Performance management cycle. Goal setting theory. Expectancy theories. External and Internal Factors influencing reward management. Linking Human Resource Strategy with Reward management. Linking Reward management with Learning and Development Strategy. The aim of this course is to provide participants with an understanding of the impact of reward management on performance, the relationship between talent and performance management, the performance management cycle, goal setting theory, expectancy theories, external and internal factors influencing reward management, and the link between Human Resource Strategy and reward management, as well as the link between reward management and Learning and Development Strategy. The aim of this course is to provide participants with an understanding of the impact of reward management on performance, the relationship between talent and performance management, the performance management cycle, goal setting theory, expectancy theories, external and internal factors influencing reward management, linking human resource strategy with reward management, and linking reward management with learning and development strategy. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Relationship Between Talent, Performance And Reward Management Self-paced pre-recorded learning content on this topic. Relationship between Talent Performance and Reward Management Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Talent Management Specialist Performance and Rewards Analyst HR Business Partner Rewards Program Manager Total Rewards Consultant HR Generalist Talent Acquisition Manager Compensation and Benefits Specialist Organizational Development Consultant Performance Improvement Coordinator. Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
The aim of this course is to provide students with a comprehensive understanding of the different working capital investment policies and their impact on a company's financial performance. Students will learn how to analyze and evaluate the risks and benefits of different policies, and how to develop strategies to optimize working capital investments. After the successful completion of the course, you will be able to learn the following: Understand the different types of Working Capital Investment Policies including Conservative, Aggressive, Highly Aggressive, and Hedging policies Understand the different sources of Working Capital Finance including Spontaneous and Negotiated Sources. Understand the time and money concept in Working Capital Management. Understand the need for Working Capital and its importance in the success of a business. Estimation of Amount of Different Components of Current Assets and Current Liabilities: Learn how to estimate the number of different components of Current Assets and Current Liabilities in order to manage Working Capital effectively. The course "Understanding the Working Capital Investment Policies" covers various policies and sources of working capital finance, time and money concepts in working capital, and the estimation of different components of current assets and liabilities. The course is designed to provide learners with a comprehensive understanding of working capital management and investment policies. The course Understanding the Working Capital Investment Policies explores the concept of working capital investment policies and their importance in managing the short-term assets and liabilities of a business. It covers various strategies and techniques to optimize the use of working capital and improve profitability. VIDEO - Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Understanding the Working Capital Investment Policies Self-paced pre-recorded learning content on this topic. Understanding the Working Capital Investment Policies Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Financial Analyst Treasury Manager Cash Manager Credit Analyst Working Capital Manager Business Analyst Financial Controller CFO (Chief Financial Officer) Accountant Management Accountant Financial Consultant Risk Manager Operations Manager Supply Chain Manager Procurement Manager. Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.
This Professional Certificate Course in Implementing Agile within the Organization offers a comprehensive understanding of Agile integration. Explore organizational culture impact, strategies for implementation, and creating Agile plans. Learn to train teams, tackle implementation challenges, and measure Agile benefits. Additionally, delve into expanding Agile organization-wide, scaling frameworks, managing dependencies, implementing governance, fostering a culture of continuous improvement, and addressing scaling challenges. After the successful completion of the course, you will be able to learn about the following, Understand the importance of organizational culture and structure in Agile implementation. Identify strategies for introducing Agile methods to an organization, including pilot projects and executive sponsorship. Learn how to create an Agile implementation plan and identify success metrics. Understand how to train and coach team members in Agile practices. Identify common challenges in Agile implementation and strategies for addressing them. Understand how to measure and communicate the benefits of Agile to stakeholders. "Expanding Agile across the Organization'. Understand how to scale Agile beyond individual teams to the entire organization. Identify different scaling frameworks, such as SAFe and LeSS. Learn how to manage dependencies and align work across multiple teams. Understand how to implement Agile governance and manage risks at the organizational level. Learn how to create a culture of continuous improvement and innovation in the organization. Identify common challenges in scaling Agile and strategies for addressing them. This Professional Certificate Course in Implementing Agile within the Organization offers a comprehensive understanding of Agile implementation strategies. Explore the significance of organizational culture and structure, while learning to introduce Agile through pilot projects and executive sponsorship. Develop skills in creating Agile implementation plans, coaching team members, and addressing common challenges. The course delves into expanding Agile across the organization, covering scaling frameworks, dependency management, and organizational-level governance. Gain insights into fostering a culture of continuous improvement and innovation, measuring Agile benefits, and implementing strategies for scaling challenges. This Professional Certificate Course in Implementing Agile within the Organization provides insights into fostering Agile culture. Learn strategies for introducing Agile, create implementation plans, and measure success metrics. Gain skills in training, coaching, and overcoming common implementation challenges. Explore the expansion of Agile across the organization, covering scaling frameworks, dependency management, governance, risk mitigation, and establishing a culture of continuous improvement. Course Structure and Assessment Guidelines Watch this video to gain further insight. Navigating the MSBM Study Portal Watch this video to gain further insight. Interacting with Lectures/Learning Components Watch this video to gain further insight. Implementing Agile within the Organization Self-paced pre-recorded learning content on this topic. Implementing Agile Within The Organization Put your knowledge to the test with this quiz. Read each question carefully and choose the response that you feel is correct. All MSBM courses are accredited by the relevant partners and awarding bodies. Please refer to MSBM accreditation in about us for more details. There are no strict entry requirements for this course. Work experience will be added advantage to understanding the content of the course. The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience. Project Managers Executives Organizational Leaders Agile Coaches Change Management Professionals Team Leads Human Resources Professionals Agile Practitioners Continuous Improvement Specialists Anyone Leading or Influencing Organizational Change Professionals Involved in Agile Transformation Individuals Responsible for Organizational Culture Project Management Office (PMO) Members Average Completion Time 2 Weeks Accreditation 3 CPD Hours Level Advanced Start Time Anytime 100% Online Study online with ease. Unlimited Access 24/7 unlimited access with pre-recorded lectures. Low Fees Our fees are low and easy to pay online.