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ICA Essentials - Compliance Compliance is a critical business function. Whilst the downside risks of failing to comply with regulation are generally well known, it is less frequently recognised that, if done well, Compliance provides organisations with a significant competitive advantage. 3-hour live, instructor-led virtual workshop Gain a solid understanding of core compliance issues Earn a certificate of completion and receive a £100 discount on the ICA Certificate in Compliance (if you choose to go onto further study). Understanding the regulatory environment Regulation in practice Compliance in practice Principles of risk management Financial crime compliance oversight

Overview The Detective: Private Investigator Diploma course offers comprehensive training in private investigation, criminology, and forensic psychology. It covers essential modules on the introduction to private investigation, the skills of a successful investigator, criminal psychology, the investigation process, interviews and interrogation techniques, required equipment, records research, surveillance, marital investigation, and establishing a private investigation business. Learning Outcomes: Gain a thorough understanding of the principles and practices of private investigation. Develop essential skills for conducting successful investigations, including interviews, interrogation, and statement taking. Understand criminal psychology and its relevance to investigative work. Learn about the process of private investigation and the various stages involved. Acquire knowledge of the necessary equipment and tools used in private investigation. Master techniques for conducting research and accessing public records to gather relevant information. Learn the art of surveillance and counter-surveillance to gather evidence discreetly. Develop specialized skills for conducting marital investigations and handling sensitive cases. Explore miscellaneous investigation areas and their unique challenges. Gain insights into establishing and managing a private investigation business effectively. Why buy this Detective: Private Investigator Diploma? Unlimited access to the course for a lifetime. Opportunity to earn a certificate accredited by the CPD Quality Standards and CIQ after completing this course. Structured lesson planning in line with industry standards. Immerse yourself in innovative and captivating course materials and activities. Assessments designed to evaluate advanced cognitive abilities and skill proficiency. Flexibility to complete the Course at your own pace, on your own schedule. Receive full tutor support throughout the week, from Monday to Friday, to enhance your learning experience. Unlock career resources for CV improvement, interview readiness, and job success. Certification After studying the course materials of the Detective: Private Investigator Diploma there will be a written assignment test which you can take either during or at the end of the course. After successfully passing the test you will be able to claim the pdf certificate for £5.99. Original Hard Copy certificates need to be ordered at an additional cost of £9.60. Who is this course for? Aspiring private investigators seeking foundational and advanced knowledge in various investigation techniques. Law enforcement personnel aiming to enhance their investigative skills beyond standard police training. Legal professionals desiring a deeper understanding of investigation processes to aid their legal practice. Journalists and researchers interested in developing investigative skills for in-depth reporting and information gathering. Individuals passionate about understanding criminal psychology and applying this knowledge in real-world scenarios. Prerequisites This Detective: Private Investigator Diploma does not require you to have any prior qualifications or experience. You can just enrol and start learning.This Detective: Private Investigator Diploma was made by professionals and it is compatible with all PC's, Mac's, tablets and smartphones. You will be able to access the course from anywhere at any time as long as you have a good enough internet connection. Career path Private Investigator: £25,000 - £50,000 Per Annum Forensic Psychologist (applying criminal psychology): £31,000 - £60,000 Per Annum Legal Investigator (for law firms): £28,000 - £55,000 Per Annum Corporate Investigator (for businesses): £30,000 - £70,000 Per Annum Fraud Investigator (financial sector): £32,000 - £60,000 Per Annum Criminal Intelligence Analyst: £27,000 - £45,000 Per Annum Course Curriculum Detective: Private Investigator Diploma Introduction to Private Investigation 00:15:00 Skills of a Successful Investigator 00:10:00 Understanding Criminal Psychology 00:10:00 Private Investigation Process 00:15:00 Interviews, Interrogation and Taking Statements 00:15:00 Required Equipment for Private Investigation 00:10:00 Records Research and Public Records Search 00:10:00 Surveillance and Counter-Surveillance 00:10:00 Marital Investigation 00:10:00 Miscellaneous Investigations 00:15:00 Miscellaneous Investigations 00:10:00 Assignment Assignment - Detective: Private Investigator Diploma 00:00:00

Embark on a journey through the intricate realm of central banking and monetary policy with our comprehensive course. Delve into the captivating history of central banking, tracing its evolution alongside the international monetary system. Explore modern roles and functions, understanding central banks' pivotal role in global economic landscapes. From dissecting monetary policy implementation to unravelling the complexities of money creation in the modern economy, this course offers a nuanced understanding essential for navigating the financial realm with expertise. Unlock the secrets of the monetary policy transmission mechanism and gain insights into maintaining financial stability amidst dynamic market conditions. Navigate through challenges confronting central banking institutions, equipping yourself with the insight to address them effectively. In times of crisis, learn optimal monetary policy operations strategies to mitigate risks and foster economic resilience. Through engaging modules led by industry experts, immerse yourself in a transformative learning experience that equips you with the knowledge and skills to thrive in central banking and monetary policy. Learning Outcomes: Grasp the historical evolution of central banking and its significance within the international monetary system. Understand the multifaceted roles and functions of modern central banking institutions. Analyze the intricacies of monetary policy implementation and its impact on financial markets. Evaluate the mechanisms of money creation in the contemporary economic landscape. Identify challenges facing central banking and develop strategies for effective crisis management. Why buy this Central Banking Monetary Policy Course? Unlimited access to the course for a lifetime. Opportunity to earn a certificate accredited by the CPD Quality Standards and CIQ after completing this course. Structured lesson planning in line with industry standards. Immerse yourself in innovative and captivating course materials and activities. Assessments designed to evaluate advanced cognitive abilities and skill proficiency. Flexibility to complete the Course at your own pace, on your own schedule. Receive full tutor support throughout the week, from Monday to Friday, to enhance your learning experience. Unlock career resources for CV improvement, interview readiness, and job success. Certification After studying the course materials of the Central Banking Monetary Policy there will be a written assignment test which you can take either during or at the end of the course. After successfully passing the test you will be able to claim the pdf certificate for £5.99. Original Hard Copy certificates need to be ordered at an additional cost of £9.60. Who is this Central Banking Monetary Policy course for? Financial analysts seeking a deeper understanding of central banking dynamics. Economics students aiming to specialize in monetary policy and financial markets. Professionals in banking and finance industries exploring career advancement opportunities. Policy makers and government officials involved in economic decision-making processes. Individuals interested in gaining insights into global economic systems and financial stability. Prerequisites This Central Banking Monetary Policy does not require you to have any prior qualifications or experience. You can just enrol and start learning.This Central Banking Monetary Policy was made by professionals and it is compatible with all PC's, Mac's, tablets and smartphones. You will be able to access the course from anywhere at any time as long as you have a good enough internet connection. Career path Central Bank Economist: £40,000 - £70,000 Per Annum Financial Analyst: £30,000 - £50,000 Per Annum Monetary Policy Advisor: £45,000 - £80,000 Per Annum Risk Management Specialist: £35,000 - £60,000 Per Annum Economic Researcher: £35,000 - £55,000 Per Annum Financial Regulatory Analyst: £35,000 - £65,000 Per Annum Course Curriculum Module 01: The History of Central Banking and International Monetary System The History of Central Banking and International Monetary System 00:09:00 Module 02: Modern Central Banking Roles and Functions Modern Central Banking Roles and Functions 00:12:00 Module 03: Monetary Policy Implementation in Financial Market Operations Monetary Policy Implementation in Financial Market Operations 00:08:00 Module 04: Money Creation in the Modern Economy Money Creation in the Modern Economy 00:09:00 Module 05: The Monetary Policy Transmission Mechanism The Monetary Policy Transmission Mechanism 00:14:00 Module 06: Financial Stability: Monitoring and Identifying Risks Financial Stability Monitoring and Identifying Risks 00:11:00 Module 07: Challenges for Central Banking Challenges for Central Banking 00:10:00 Module 08: Optimal Monetary Policy Operations in Crisis Times Optimal Monetary Policy Operations in Crisis Times 00:08:00

Discover the mysteries of Level 7 Advanced Diploma in Xero Accounting and Bookkeeping Advanced Diploma-a life-changing experience that will improve your accounting skills. Learn all about the complexities of handling bills, invoices, bank accounts, products and services, fixed assets, payroll, and VAT returns as you delve deeply into the world of Xero accounting and bookkeeping. Take part in a curriculum that has been carefully designed to improve your knowledge of Xero Accounting & Bookkeeping. This Xero Accounting and Bookkeeping course provides essential skills and knowledge that can significantly enhance your employability in various financial roles. Whether individuals are entering the field or aiming for career progression, finishing the Xero Accounting and Bookkeeping course provides them with the necessary skills, self-assurance, and industry applicability to thrive in the ever-evolving domain of finance and accounting. Level 7 Advanced Diploma in Xero Accounting and Bookkeeping Learning Outcomes Become highly proficient in the concepts of bookkeeping and accounting with Xero. Gain a thorough understanding of accurately managing sales and invoices. Learn how to manage purchases, bills, and smooth bank account maintenance. Gain experience in fixed assets, effective payroll systems, and the management of goods and services. Accurately and confidently handle the complexity of VAT returns. Utilise your in-depth knowledge of financial concepts to help you make wise judgements. Level 7 Advanced Diploma in Xero Accounting and Bookkeeping Module 01: Introduction Module 02: Getting Started Module 03: Invoices and Sales Module 04: Bills and Purchases Module 05: Bank Accounts Module 06: Products and Services Module 07: Fixed Assets Module 08: Payroll Module 09: VAT Returns Certificate of Achievement Endorsed Certificate of Achievement from the Quality Licence Scheme Learners will be able to achieve an endorsed certificate after completing the course as proof of their achievement. You can order the endorsed certificate for Free to be delivered to your home by post. For international students, there is an additional postage charge of £10. Endorsement The Quality Licence Scheme (QLS) has endorsed this course for its high-quality, non-regulated provision and training programmes. The QLS is a UK-based organisation that sets standards for non-regulated training and learning. This endorsement means that the course has been reviewed and approved by the QLS and meets the highest quality standards. Disclaimer This course will teach you about Xero accounting software and help you improve your skills using it. It's created by an independent company, & not affiliated with Xero Limited. Upon completion, you will earn a CPD accredited certificate, it's not an official Xero certification. Who is this course for? Level 7 Advanced Diploma in Xero Accounting and Bookkeeping Senior Accountant Financial Analyst Audit Manager Payroll Specialist Finance Manager Bookkeeping Supervisor Tax Consultant Requirements Level 7 Advanced Diploma in Xero Accounting and Bookkeeping To enrol in this Level 7 Advanced Diploma in Xero Accounting and Bookkeeping, Purchasing & Procurement course, all you need is a basic understanding of the English Language and an internet connection. Career path Level 7 Advanced Diploma in Xero Accounting and Bookkeeping Bookkeeper: £20,000 to £35,000 per year Accounts Assistant: £18,000 to £30,000 per year Xero Certified Advisor: £25,000 to £40,000 per year Finance Administrator: £20,000 to £32,000 per year Tax Assistant: £22,000 to £35,000 per year Certificates CPD Accredited PDF Certificate Digital certificate - Included QLS Endorsed Hard Copy Certificate Hard copy certificate - Included CPD Accredited Hard Copy Certificate Hard copy certificate - £9.99 CPD Accredited Hard Copy Certificate Delivery Charge: Inside the UK: Free Outside of the UK: £9.99 each

Imagine mastering the rapid-paced world of Forex trading with our 'Forex Scalping Strategy Course.' This course is your golden ticket to understanding the nuances of quick, short-term trading strategies that can significantly enhance your financial acumen. Initiating your journey with a fundamental introduction to Forex scalping, the course paves the way for an in-depth exploration of this thrilling trading method. As you progress, you'll delve into the vital role of indicators, learning to interpret them to make swift, yet astute trading decisions. Each section builds upon the last, culminating in advanced techniques that will elevate your trading prowess to new heights. Advancing through the course, you'll uncover the core of our scalping strategy, a treasure trove of insights and methodologies designed to sharpen your trading skills. The course is more than just theoretical knowledge; it's a practical guide to real-world Forex trading. You'll have the opportunity to apply your learning in simulated scenarios, providing a safe yet realistic environment to hone your skills. By the end of this course, you will not only understand the intricacies of Forex scalping but also be equipped to apply these strategies in live trading scenarios, turning knowledge into profitable action. Learning Outcomes Grasp the fundamental concepts and techniques of Forex scalping. Analyse and apply various indicators for effective short-term trading. Master the primary Forex scalping strategy taught in the course. Navigate and leverage advanced Forex trading methods and concepts. Translate theoretical learning into practical Forex trading applications. Why choose this Forex Scalping Strategy course? Unlimited access to the course for a lifetime. Opportunity to earn a certificate accredited by the CPD Quality Standards and CIQ after completing this course. Structured lesson planning in line with industry standards. Immerse yourself in innovative and captivating course materials and activities. Assessments designed to evaluate advanced cognitive abilities and skill proficiency. Flexibility to complete the Course at your own pace, on your own schedule. Receive full tutor support throughout the week, from Monday to Friday, to enhance your learning experience. Unlock career resources for CV improvement, interview readiness, and job success. Who is this Forex Scalping Strategy course for? Novice traders eager to learn the basics and intricacies of Forex scalping. Experienced traders looking to refine and expand their short-term trading strategies. Finance students or professionals aiming to diversify their trading skill set. Individuals interested in a comprehensive understanding of Forex market indicators. Any trader seeking to transform their theoretical knowledge into actionable trading tactics. Career path Forex Trader - £35,000 - £60,000 Market Analyst - £40,000 - £65,000 Trading Strategy Consultant - £45,000 - £70,000 Financial Analyst - £38,000 - £58,000 Investment Advisor - £50,000 - £75,000 Risk Manager - £42,000 - £67,000 Prerequisites This Forex Scalping Strategy Course does not require you to have any prior qualifications or experience. You can just enrol and start learning.This Forex Scalping Strategy Course was made by professionals and it is compatible with all PC's, Mac's, tablets and smartphones. You will be able to access the course from anywhere at any time as long as you have a good enough internet connection. Certification After studying the course materials, there will be a written assignment test which you can take at the end of the course. After successfully passing the test you will be able to claim the pdf certificate for £4.99 Original Hard Copy certificates need to be ordered at an additional cost of £8. Course Curriculum Section 01: Introduction Introduction 00:02:00 How to Choose a Broker for Scalping 00:01:00 How to Set up Chart 00:02:00 Section 02: Indicators Indicator Part 1 00:05:00 Indicator Part 2 00:06:00 Support and Resistance 00:05:00 Section 03: The Strategy The Secret Scalping Strategy 00:06:00 Section 04: Advance Stuff Golden Rules 00:05:00 Risk Management 00:02:00 Examples 00:10:00 Assignment Assignment - Forex Scalping Strategy Course 00:00:00

Ensuring effective customer due diligence is vital in managing the risk of all forms of financial crime. However, this presents increasing challenges, particularly when dealing with customers remotely. 3-hour live, instructor-led virtual workshop Suitable for anyone who wants to learn more about KYC/CDD Gain a solid understanding of and practical ability to deliver robust due diligence Earn a certificate of completion and receive a £100 discount on the ICA Certificate in KYC and CDD (if you choose to go on to further study). What will I learn? CDD - what is it and why bother? The risk-based approach to CDD CDD requirements, skills, and good practice Core 'Know Your Customer' frameworks What is like working in 'Know Your Customer'

Boost Your Career with Apex Learning and Get Noticed By Recruiters in this Hiring Season! Get Hard Copy + PDF Certificates + Transcript + Student ID Card worth £160 as a Gift - Enrol Now Give a compliment to your career and take it to the next level. This Paralegal Training and UK Legal System will provide you with the essential knowledge and skills required to shine in your professional career. Whether you want to develop skills for your next job or want to elevate skills for your next promotion, this Paralegal Training and UK Legal System will help you keep ahead of the pack. The Paralegal Training and UK Legal System incorporates basic to advanced level skills to shed some light on your way and boost your career. Hence, you can reinforce your professional skills and practical knowledge, reaching out to the level of expertise required for your position. Further, this Paralegal Training and UK Legal System will add extra value to your resume to stand out to potential employers. Throughout the programme, it stresses how to improve your competency as a person in your profession while at the same time it outlines essential career insights in this job sector. Consequently, you'll strengthen your knowledge and skills; on the other hand, see a clearer picture of your career growth in future. By the end of the Paralegal Training and UK Legal System, you can equip yourself with the essentials to keep you afloat into the competition. Along with this course, you will get 10 other premium courses. Also, you will get an original Hardcopy and PDF certificate for the title course and a student ID card absolutely free. This Bundle Consists of the following Premium courses: Course 1: Workplace Confidentiality Course 2: Employment Law Level 3 Course 3: Contract Manager Diploma Course 4: Document Control Course 5: GDPR Data Protection Level 5 Course 6: Financial Investigator Course 7: Fraud Management & Anti Money Laundering Awareness Complete Diploma Course 8: Security Management Advanced Diploma Course 9: Decision Making and Critical Thinking Course 10: Workplace Safety Course As one of the top course providers in the UK, we're committed to providing you with the best educational experience possible. Our industry experts have designed the Paralegal Training and UK Legal System to empower you to learn all at once with accuracy. You can take the course at your own pace - anytime, from anywhere. So, enrol now to advance your career! Benefits you'll get choosing Apex Learning for this Paralegal Training and UK Legal System: One payment, but lifetime access to 11 CPD courses Certificate, student ID for the title course included in a one-time fee Full tutor support available from Monday to Friday Free up your time - don't waste time and money travelling for classes Accessible, informative modules taught by expert instructors Learn at your ease - anytime, from anywhere Study the course from your computer, tablet or mobile device CPD accredited course - improve the chance of gaining professional skills How will I get my Certificate? After successfully completing the course you will be able to order your CPD Accredited Certificates (PDF + Hard Copy) as proof of your achievement. PDF Certificate: Free (Previously it was £10 * 11 = £110) Hard Copy Certificate: Free (For The Title Course) If you want to get hardcopy certificates for other courses, generally you have to pay £20 for each. But this Fall, Apex Learning is offering a Flat 50% discount on hard copy certificates, and you can get each for just £10! P.S. The delivery charge inside the U.K. is £3.99 and the international students have to pay £9.99. Curriculum of the Bundle Course 1: Paralegal Module 01: Understanding the Concept of Paralegal Module 02: Key Legal Terminology Module 03: Effective Communication Skills for Paralegals Module 04: The Legal Workplace & Professionals Module 05: Law & Legal Systems Module 06: Contract & Business Law Module 07: Property Law Module 08: Wills, Probate, Estate Law Module 09: Criminal Law Module 10: Common Paralegal Legal Matters Module 11: Human Rights Module 12: Conflict and Conflict Resolution Module 13: Professional Conduct and Ethics of Paralegals Module 14: Mandatory Knowledge Fields and Survival Tips for Paralegals Course 2: Workplace Confidentiality Module 01: Introduction to workplace confidentiality Module 02: Business Etiquettes and Types of Confidentiality Module 03: The Importance of Confidentiality Module 04: Confidentiality with Co-workers Module 05: Preventing Confidentiality Breach Module 06: How Employers Can Protect Confidential Information Course 3: Employment Law Level 3 Module 01: Basic of Employment Law Module 02: Legal Recruitment Process Module 03: Employment Contracts Module 04: Employee Handbook Module 05: Disciplinary Procedure Module 06: National Minimum Wage & National Living Wage Module 07: Parental Right, Sick Pay & Pension Scheme Module 08: Discrimination in the Workplace Module 09: Health & Safety at Work Module 10: Dismissal, Grievances and Employment Tribunals Module 11: Workplace Monitoring & Data Protection Course 4: Contract Manager Diploma Module 01: Introduction to Contract Management Module 02: Classification of Contracts Module 03: Contract Lifecycle - Understanding The Stages Module 04: Principles of English Contract Law Module 05: Contract Management Plan & Efficiency Module 06: Contract Manager's Roles, Responsibilities & Career Opportunities Module 07: Risks, Disputes & Supplier Relation In Contract Management Module 08: Negotiation, Variation & Changes in Contract Management Module 09: Contract Management Process Evaluation & KPI Module 10: Contract Review, Challenges and Future Course 5: Document Control Module 1: Introduction to Document Control Module 2: Principles of Document Control and Elements of Document Control Environment Module 3: Document Control Lifecycle Module 4: Document Control Strategies and Instruments Module 5: Document Management Module 6: Quality Assurance and Controlling Quality of Documents Module 7: Project Document Control Module 8: Electronic Document Management Systems and Soft Copy Documentation Course 6: GDPR Data Protection Level 5 Module 01: GDPR Basics Module 02: GDPR Explained Module 03: Lawful Basis for Preparation Module 04: Rights and Breaches Module 05: Responsibilities and Obligations Course 7: Financial Investigator Module 01: Introduction to Financial Investigator Module 02: Introduction to Financial Investigation Module 03: Characteristics of Financial Crimes Module 04: Categories of Financial Crimes Module 05: Financial Crime Response Plan Module 06: Collecting, Preserving and Gathering Evidence Module 07: Laws against Financial Fraud Course 8: Fraud Management & Anti Money Laundering Awareness Complete Diploma Module 01: Introduction to Money Laundering Module 02: Proceeds of Crime Act 2002 Module 03: Development of Anti-Money Laundering Regulation Module 04: Responsibility of the Money Laundering Reporting Office Module 05: Risk-based Approach Module 06: Customer Due Diligence Module 07: Record Keeping Module 08: Suspicious Conduct and Transactions Module 09: Awareness and Training Course 9: Security Management Advanced Diploma Module 01: Introduction to Security Management Module 02: Organisational Security Management Module 03: Security Risk Analysis and Risk Reduction Module 04: Physical and Information Security Protection Module 05: Business Resilience and Crisis Management Module 06: Cyber Security and Fraud Prevention Module 07: Security Investigations and Threat Awareness Module 08: Laws and Regulations Course 10: Decision Making and Critical Thinking Module 01: Introduction to Critical Thinking Module 02: Critical Thinking and the Judgment of Claims Module 03: Benefits and Barriers of Critical Thinking Module 04: Importance of Critical Thinking Module 05: Recognising a Critical Thinker Module 06: What Are the Critical Thinking Steps? Module 07: Critical Thinking Strategies Module 08: Problem-Solving Through Critical Thinking Module 09: Decision Making with Critical Thinking Course 11: Workplace Safety Course Module 01 : Health and Safety at Work and the Laws Module 02 : Managing for Health and Safety Module 03 : Risk Assessment and Common Risks Module 04 : Workplace Health, Safety and Welfare Module 05 : Accidents and Ill Health at Work Module 06 : Electrical, Fire and Gas Safety Module 07 : Safety in Different Work Settings Module 08 : Work Equipment Hazards and Risk Control Module 09 : Other Health and Safety Hazards at Work CPD 110 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Anyone from any background can enrol in this Paralegal Training and UK Legal System bundle. Persons with similar professions can also refresh or strengthen their skills by enrolling in this course. Students can take this course to gather professional knowledge besides their study or for the future. Requirements Our Paralegal Training and UK Legal System is fully compatible with PC's, Mac's, Laptop, Tablet and Smartphone devices. This course has been designed to be fully compatible with tablets and smartphones so you can access your course on Wi-Fi, 3G or 4G. There is no time limit for completing this course, it can be studied in your own time at your own pace. Career path Having these various expertise will increase the value in your CV and open you up to multiple job sectors. Certificates Certificate of completion Digital certificate - Included

Motorsport is as much a business as it is a sport. Our new Master’s Degree programme will provide students with a broad range of modules which examine the national and international aspects of the industry from a commercial perspective. Study an individual module from the MA Business of Motorsport for Continuing Professional Development (CPD).

Explore the intricacies of Depreciation Accounting with our comprehensive course. Master traditional methods, analyze real-world case studies, and stay ahead with emerging trends. Enhance your financial reporting skills and compliance knowledge. Join now for a strategic approach to asset depreciation.

ICA Specialist Certificate in Conduct Risk Do you know what good conduct looks like for a firm and what it looks like for customers? Are you aware of the impacts of poor conduct? Equip yourself with the knowledge and skills to be able to answer these questions and more. Discover conduct and conduct risk in the context of governance risk and compliance (GRC) frameworks Review examples of good conduct and how they contribute to good customer and market outcomes Get to grips with conduct in practice including the UK Senior Managers and Certification Regime, MiFID II, GDPR, handling complaints and vulnerable customers ICA Specialist Certificates, awarded in association with Alliance Manchester Business School, the University of Manchester, will help you quickly gain actionable knowledge to boost your confidence and credibility. What will I learn? Development of the conduct agenda Core components of conduct risk What does good conduct look like for a firm? Know your responsibilities and accountabilities What does good conduct look like for customers? Meeting the customer's objectives ~ the outcomes-focused approach The importance of good market conduct Non-financial misconduct Understanding a conduct framework in practice - the Senior Managers & Certification Regime (UK)