pennysmart cic
Chester Cheshire
The past decade has been tough for the poorest households. First the financial
crash of 2008, then welfare reforms, years of austerity followed by the
disproportionate impact of the pandemic on low-paid households who now face an
energy bill crisis and soaring costs of living. Making it near impossible for
low-income households juggling bills and problem debt to achieve financial
stability without support from specialist advice services.