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***24 Hour Limited Time Flash Sale*** Accounts Payable and Receivable Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Are you a professional feeling stuck in your career, struggling to keep up with the ever-changing demands of the industry? Or perhaps you're a beginner, unsure of where to start or how to break into your desired field. Whichever stage you're in, our exclusive Accounts Payable and Receivable Bundle provides unique insights and tools that can help you achieve your goals. Designed to cater to the needs of both seasoned professionals and aspiring newcomers, our Accounts Payable and Receivable bundle is a comprehensive program that will equip you with the essential skills and knowledge you need to succeed. Whether you're looking to advance in your current role or embark on a new career journey, this bundle has everything you need to take your professional life to the next level. 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Courses Are Included In this Accounts Payable and Receivable Career Bundle: Course 01: Accounts Payable and Receivable Course 02: SAP S4HANA Controlling - Cost Center Accounting Course 03: SAP Controlling (CO) - Product Costing S4HANA Course 04: Cost Control Process and Management Course 05: Accounting and Finance Course 06: Financial Management For Financial Advisors Course 07: Accounting & Bookkeeping Masterclass Course 08: Basic Business Finance Course 09: Finance and Budgeting Diploma Course 10: Corporate Finance: Working Capital Management Course 11: Capital Budgeting & Investment Decision Rules Course 12: Financial Forecasting Model for New Business Course 13: Financial Analysis Course Course 14: Xero Accounting - Complete Training Course 15: Financial Ratio Analysis for Business Decisions Course 16: Secure Your Finance by Creating a Robust Financial Plan Course 17: Banking and Finance Accounting Statements Financial Analysis Course 18: Finance and Budgeting Diploma Course 19: Finance: Financial Risk Management Course 20: Central Banking Monetary Policy Course 21: Business Law: Applied Fundamentals Course 22: Raise Money and Valuation for Business Course 23: Business Manager Training Course Course 24: Strategic Business Management Course 25: Credit Control Course 26: Learn to Read, Analyse and Understand Annual Reports Course 27: Financial Analysis for Finance Reports Course 28: Financial Modeling Using Excel Course 29: Microsoft Excel Complete Course Course 30: Ultimate Microsoft Excel For Business Bootcamp Course 31: Excel Data Analysis Course 32: Craft Excel Pivot Tables for Data Reporting Course 33: Microsoft Excel Training: Depriciation Accounting Course 34: Microsoft Excel: Automated Dashboard Using Advanced Formula, VBA, Power Query Course 35: Internal Audit Analyst Training Course 36: Inflation: Modern Economies Course 37: Contract Law & Consumer Protection Course 38: Anti Money Laundering (AML) And KYC Concepts Course 39: Internal Compliance Auditor Course 40: Workplace Confidentiality With Accounts Payable and Receivable, you'll embark on an immersive learning experience that combines interactive lessons with voice-over audio, ensuring that you can learn from anywhere in the world, at your own pace. 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It has been designed by our Cyber Security specialists in a manner that you will be likely to find yourself head and shoulders above the others. For better learning, one to one assistance will also be provided if it's required by any learners. The Level 5 Diploma in Cyber Security Bundle is one of the most prestigious training offered at StudyHub and is highly valued by employers for good reason. This Level 5 Diploma in Cyber Security bundle course has been created with forty premium courses to provide our learners with the best learning experience possible to increase their understanding of their chosen field. This Level 5 Diploma in Cyber Security Course, like every one of Study Hub's courses, is meticulously developed and well researched. Every one of the topics is divided into Level 5 Diploma in Cyber Security Elementary modules, allowing our students to grasp each lesson quickly. The Level 5 Diploma in Cyber Security course is self-paced and can be taken from the comfort of your home, office, or on the go! With our Student ID card you will get discounts on things like music, food, travel and clothes etc. CPD 400 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Level 5 Diploma in Cyber Security training is suitable for - Students Recent graduates Job Seekers Individuals who are already employed in the relevant sectors and wish to enhance their knowledge and expertise in Level 5 Diploma in Cyber Security Please Note: Studyhub is a Compliance Central approved resale partner for Quality Licence Scheme Endorsed courses. Requirements To participate in this Level 5 Diploma in Cyber Security course, all you need is - A smart device A secure internet connection And a keen interest in Level 5 Diploma in Cyber Security Career path You will be able to kickstart your Level 5 Diploma in Cyber Security career because this course includes various courses as a bonus. This Level 5 Diploma in Cyber Security is an excellent opportunity for you to learn multiple skills from the convenience of your own home and explore Level 5 Diploma in Cyber Security career opportunities. Certificates CPD Accredited Certificate Digital certificate - Included CPD Accredited e-Certificate - Free CPD Accredited Hardcopy Certificate - Free Enrolment Letter - Free Student ID Card - Free
***24 Hour Limited Time Flash Sale*** Level 3, 4 & 5 Diploma in Site Management & Construction Safety - QLS Endorsed Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Elevate your career with our Site Management & Construction Safety courses, offering certification at QLS Level 3, 4, and 5. In the UK, the demand for professionals skilled in Site Management is booming, with an expected 9% job growth by 2025. Don't miss your opportunity to lead and secure your future in the construction industry. Enrol today and take the first step towards a rewarding career in Site Management! This Bundle Contains 20 of Our Premium Courses for One Discounted Price: Course 01: Diploma in Site Management at QLS Level 5 Course 02: Site Management Safety Training Scheme (SMSTS) at QLS Level 5 Course 03: Diploma in Construction Safety at QLS Level 5 Course 04: Certificate in Construction Site Supervisor at QLS Level 3 Course 05: Construction Project Management Level 4 Course 06: Diploma in Health and Safety at Workplace at QLS Level 4 Course 07: Diploma in Construction Industry Scheme (CIS): QLS Endorsed Course 08: Workplace First Aid Level 4 Course 09: Fire Risk Assessment With Health and Safety Training Course 10: Working at Height Course 11: Lone Worker Safety Course 12: Electrical Safety Course 13: Ladder Safety Course 14: RIDDOR Training Course 15: LOLER Training Course 16: Building Surveying Practice Course 17: Minimum Requirements of Building Design and Construction Course 18: Construction Cost Estimation Course 19: Building Quantity Surveying Course 20: Career Development Plan Fundamentals Learning outcome of this Bundle: Upon Successful Completion of these courses you'll be able to: Attain a comprehensive understanding of site management principles Master site management safety through the Site Management Safety Training Achieve a high-level diploma in construction safety, emphasising site management expertise. Gain proficiency as a Construction Site Supervisor, a vital role in site management. Develop skills in Construction Project Management, enhancing site management capabilities. Acquire in-depth knowledge of health and safety at the workplace, integral to effective site management. Prepare for a successful career in site management with a focus on Construction Industry Scheme (CIS) Why Prefer Us for this bundle? All-in-one package of 20 premium courses bundle Earn a certificate accredited by CPDQS. Get a free student ID card! (£10 postal charge will be applicable for international delivery) Get instant access to this bundle course. Learn from anywhere in the world Site Management is affordable and simple to understand Site Management is entirely online, interactive lesson with voiceover audio Lifetime access to the Site Management course materials Site Management comes with 24/7 tutor support Our Site Management & Construction Safety at QLS Level 3, 4 & 5 Endorsed Diploma Bundle is your gateway to a thriving career in the construction industry. With 20 premium courses, this comprehensive package covers everything from site management and safety to project management, health and safety, and much more. Designed to equip you with the expertise needed to excel in site management, this bundle offers QLS Level 5 diplomas, SMSTS certification, and comprehensive knowledge in construction safety and supervision. As the demand for skilled site management professionals continues to rise, this bundle provides the ideal opportunity to secure your future and unlock rewarding career prospects in the construction field. In a rapidly growing construction sector, site management skills are in high demand. This bundle empowers you with the knowledge and credentials required to excel in site management roles. With a strong emphasis on site management principles, safety, and project management, you'll be well-prepared to lead and oversee construction projects while ensuring compliance with industry standards. Don't miss this chance to invest in your future and become a site management expert with our comprehensive bundle. CPD 200 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Site Management & Construction Safety at QLS Level 3, 4 & 5 Endorsed Diploma bundle is suitable for everyone. Requirements You will not need any prior background or expertise. Career path Site Manager: £35,000 - £60,000 Construction Project Manager: £40,000 - £70,000 Health and Safety Manager (Construction): £40,000 - £70,000 Construction Site Supervisor: £25,000 - £45,000 Building Surveyor: £30,000 - £55,000 Quantity Surveyor: £30,000 - £55,000 Safety Officer: £25,000 - £45,000 Certificates Digital certificate Digital certificate - Included Hard copy certificate Hard copy certificate - Included
Want to make a positive difference in the lives of the people? Try out teaching and guide countless individuals to achieve their individual successes! Bring the best out of them and become the hero they've all been waiting for! We've designed our Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools qualification in a way that covers your unique specifications and needs. Our general teaching assistant qualification (RQF) is further improved with the addition of a distinctive SEN course so you can cater to individuals with special needs that may require more care and observation than others. This Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools qualification is offered and awarded by an Ofqual-regulated Awarding Organisation called Focus Awards, ensuring that you are capable of demonstrating vital competency and then given acknowledgement from it. You will gain the necessary skills to allow yourself to make a start with a promising teaching career. More so, you will get the chance to claim a certificate for SEN by completing the free SEN course that comes with this qualification. Enrol now to seize rich opportunities to make a difference in many lives by achieving our nationally accredited certification! Qualification Summary Qualification Type: Focus Awards Level 3 Award Qualification Title: Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Level: 3 Guided Learning Hours: 80 Total Qualification Time (TQT): 120 Qualification Number (QN): 601/6103/6 Why This Qualification? Make promising advancements in your career - Our regulated qualification holds immense value, allowing you to climb up the ladder to success in no time. Upgrade your skillset - Gain the skills to become the best in your role and add more value to your current educational profile. Enhance credibility - Regulated by Ofqual and awarded by Focus Awards, value is added to your educational profile. Make changes to your career - Gain unique knowledge to transform your career. Cost-Efficient - With Apex Learning, you can enjoy savings of up to 80% on your educational investment. ****Qualification Curriculum**** **Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools ** To be awarded this qualification, a learner must achieve 12 credits from the following 4 mandatory units. Communication and professional relationships with children, young people and adults Schools as Organisations Understand Child and Young Person Development Understand how to safeguard the well-being of children and young people ***FREE Courses*** Course 01: Education Management Course 02: Educational Psychology and Development Course 03: Advanced Teaching Assistant Diploma Course 04: Special Education Needs (SEN) Training - Level 2 Course 05: EYFS Teaching - Level 3 Course 06: Phonics Teaching Diploma Level 3 Course 07: Leadership in Teaching Course 08: Lesson Planning for Teaching Course 09: Remote Teaching Online Course 10: Classroom Behaviour Management Course 11: Performance Management Course 12: Work Area Organisation for Increased Office Productivity Course 13: Report Writing Course 14: Domestic Violence and Abuse Awareness - Level 2 Course 15: Child Neglect Awareness Certificate Course Course 16: Level 3 Mental Health and Adolescent Course Course 17: Safeguarding Children Level 3 Course 18: Functional Skills English Practice Level 2 Course 19: Train the Trainer Course 20: Leadership & Management Diploma Course Duration Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Total Qualification Time It is an estimate of the total amount of time anticipated that a learner would spend to demonstrate mastery of all learning outcomes to achieve the award of the qualification. The whole qualification time is defined as GLH and an estimate of the time a learner will devote to preparation, study, and assessment. It does not underlie supervision by a lecturer, supervisor, or tutor. In the case of qualification, the credit value is defined by TQT, and one credit corresponds to ten hours of learning. Guided Learning Hours for this qualification is 80. Total Qualification Time (TQT) is 120 hours. The total credit value for this qualification is 12. Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Guided Learning Hours These hours comprise all real-time contact time, hours of lectures or tutorials or supervision of a learner, tutor, trainer or other education providers. Method of Assessment Assessment is done internally and externally assured by Focus Awards. Each learner will create a portfolio of evidence demonstrating achievement of all the learning outcomes and the assessment criteria associated with each unit. The main pieces of evidence for the portfolio could include: Assessor observation - completed observational checklists on related action plans Witness testimony Learner product Worksheets Assignments / projects / reports Record of oral and written questioning Learner and peer reports Recognition of prior learning (RPL) Evidence may be drawn from actual or simulated situations where appropriate and permitted by the relevant Sector Skills Council or Sector Skills Body. Certification Successful candidates will be awarded a Level 3 Award in Teaching Assistant from Focus Awards You will also get a CPD Accredited SEN Certificate alongside this qualification. Progression Level 3 Certificate in Supporting Teaching and Learning in Schools Level 3 Certificate in Cover Supervision of Pupils in Schools Level 3 Diploma in Specialist Support for Teaching and Learning in Schools Intermediate/Advanced Level Apprenticeship in Supporting Teaching and Learning in Schools Who is this course for? Level 3 Teaching Assistant Qualification (RQF) Requirements There are no specific entry requirements for this qualification. Focus Awards does not set any other entry requirements, but training providers or colleges may have their own guidelines. Career path After receiving the Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools certification, you would be eligible to function as a competent professional as: Senior Teaching Assistant Senior Learning Support Assistant Senior Special Educational Needs Assistant
Level 3 Teaching Assistant (RQF) Recognised Qualification & SEN Certificate Course Have a passion for teaching but don't know how to get further with it? Turn it into your power and make significant developments to thousands of lives! This certificate course is the ideal course for you. Our Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools is designed in a way that covers everything you require as well as what the specification desires. This Level 3 Teaching Assistant Qualification (RQF) is additionally enhanced by the free SEN course so that you can deal with a wide range of individuals that need different special educational needs. This Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools qualification is regulated by Ofqual and awarded by Focus Awards, ensuring you gain great competency and achieve all learning outcomes successfully to achieve acknowledgement through a certificate awarded by the awarding body. You will develop the essential skills that you require to gain a kick start as a professional teaching assistant. You will also get the opportunity to gain a CPD accredited SEN certificate with this qualification. Enrol now and grab hold of a valuable certificate to get further with your career. Qualification Summary Qualification Type: Focus Awards Level 3 Award Qualification Title: Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Level: 3 Guided Learning Hours: 80 Total Qualification Time (TQT): 120 Qualification Number (QN): 601/6103/6 Why This Qualification? Make promising advancements in your career - Our regulated qualification holds immense value, allowing you to climb up the ladder to success in no time. Upgrade your skillset - Gain the skills to become the best in your role and add more value to your current educational profile. Enhance credibility - Regulated by Ofqual and awarded by Focus Awards, value is added to your educational profile. Make changes to your career - Gain unique knowledge to transform your career. Cost-Efficient - With Apex Learning, you can enjoy savings of up to 80% on your educational investment. ****Qualification Curriculum**** **Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools ** To be awarded this qualification, a learner must achieve 12 credits from the following 4 mandatory units. Communication and professional relationships with children, young people and adults Schools as Organisations Understand Child and Young Person Development Understand how to safeguard the well-being of children and young people ***FREE Courses*** Course 01: Education Management Course 02: Educational Psychology and Development Course 03: Advanced Teaching Assistant Diploma Course 04: Special Education Needs (SEN) Training - Level 2 Course 05: EYFS Teaching - Level 3 Course 06: Phonics Teaching Diploma Level 3 Course 07: Leadership in Teaching Course 08: Lesson Planning for Teaching Course 09: Remote Teaching Online Course 10: Classroom Behaviour Management Course 11: Performance Management Course 12: People Management Skills Level 3 Course 13: Report Writing Course 14: Domestic Violence and Abuse Awareness - Level 2 Course 15: Child Neglect Awareness Certificate Course Course 16: Level 3 Mental Health and Adolescent Course Course 17: Safeguarding Children Level 3 Course 18: Functional Skills English Practice Level 2 Course 19: Train the Trainer Course 20: Leadership & Management Diploma Course Duration Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Total Qualification Time It is an estimate of the total amount of time anticipated that a learner would spend to demonstrate mastery of all learning outcomes to achieve the award of the qualification. The whole qualification time is defined as GLH and an estimate of the time a learner will devote to preparation, study, and assessment. It does not underlie supervision by a lecturer, supervisor, or tutor. In the case of qualification, the credit value is defined by TQT, and one credit corresponds to ten hours of learning. Guided Learning Hours for this qualification is 80. Total Qualification Time (TQT) is 120 hours. The total credit value for this qualification is 12. Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools Guided Learning Hours These hours comprise all real-time contact time, hours of lectures or tutorials or supervision of a learner, tutor, trainer or other education providers. Method of Assessment Assessment is done internally and externally assured by Focus Awards. Each learner will create a portfolio of evidence demonstrating achievement of all the learning outcomes and the assessment criteria associated with each unit. The main pieces of evidence for the portfolio could include: Assessor observation - completed observational checklists on related action plans Witness testimony Learner product Worksheets Assignments / projects / reports Record of oral and written questioning Learner and peer reports Recognition of prior learning (RPL) Evidence may be drawn from actual or simulated situations where appropriate and permitted by the relevant Sector Skills Council or Sector Skills Body. Certification Successful candidates will be awarded a Level 3 Award in Teaching Assistant from Focus Awards You will also get a CPD Accredited SEN Certificate alongside this qualification. Progression Level 3 Certificate in Supporting Teaching and Learning in Schools Level 3 Certificate in Cover Supervision of Pupils in Schools Level 3 Diploma in Specialist Support for Teaching and Learning in Schools Intermediate/Advanced Level Apprenticeship in Supporting Teaching and Learning in Schools Who is this course for? Level 3 Teaching Assistant (RQF) Requirements There are no specific entry requirements for this qualification. Focus Awards does not set any other entry requirements, but training providers or colleges may have their own guidelines. Career path After receiving the Focus Awards Level 3 Award in Supporting Teaching and Learning in Schools certification, you would be eligible to function as a competent professional as: Senior Teaching Assistant Senior Learning Support Assistant Senior Special Educational Needs Assistant
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Sale Ends Today Level 4 Financial Advisor Certification Admission Gifts FREE PDF & Hard Copy Certificate| PDF Transcripts| FREE Student ID| Assessment| Lifetime Access| Enrolment Letter Have you ever wondered how much money the average citizen of the UK is leaving on the table simply from a lack of financial guidance? A recent study by the FCA (Financial Conduct Authority) found that a staggering 40% of UK adults feel they lack the knowledge to make informed financial decisions. If you want to see yourself as someone who can bridge this gap and help others navigate the often-complex world of finance, this Financial Advisor Certification Bundle could be the perfect fit for you. This comprehensive training program covers all facets of finance, from Basic Accounting principles to advanced Investment Strategies. You will begin with foundational courses in Financial Management and Accounting, progressing to more specialised topics such as Corporate Finance, Capital Budgeting, and Financial Risk Management. The curriculum extends into niche fields like Real Estate Investment and Anti-money Laundering, ensuring you are well-versed in both broad and specific areas of finance. Courses Are Included In This Level 4 Financial Advisor Certification Training : Course 01: Level 4 Financial Advisor Certification Course 02: Financial Management Course 03: Bookkeeping for Business Accounting Course 04: Finance and Budgeting Diploma Course 05: Basic Business Finance Course 06: Financial Analysis Course Course 07: Financial Ratio Analysis for Business Decisions Course 08: Corporate Finance: Working Capital Management Course 09: Capital Budgeting & Investment Decision Rules Course 10: Financial Forecasting Model for New Business Course 11: Finance: Financial Risk Management Course 12: Secure Your Finance by Creating a Robust Financial Plan Course 13: Xero Accounting - Complete Training Course 14: Financial Modelling Using Excel Course 15: Banking and Finance Accounting Statements Financial Analysis Course 16: Central Banking Monetary Policy Course 17: Investment Course 18: Investment Banking Course 19: Real Estate Investor Training Course 20: Business Law: Applied Fundamentals Course 21: Contract Law & Consumer Protection Course 22: Contract Management Course Level 5 Course 23: Raise Money and Valuation for Business Course 24: Business Manager Training Course Course 25: Strategic Business Management Course 26: Internal Audit Analyst Training Course 27: Internal Compliance Auditor Course 28: Anti-Money Laundering (AML) And KYC Concepts Course 29: Compliance Risk Management and AML Training Course 30: Inflation: Modern Economies Step up to the challenge and get closer to becoming the financial expert you aspire to be with our Financial Advisor Certification. This course will not only enhance your analytical and decision-making skills but also expand your professional network in the financial sector. Enrol today and take control of your professional future in the ever-evolving world of finance! Learning Outcomes of Financial Advisor Diploma Course: Develop a comprehensive understanding of financial advisory and management principles. Master bookkeeping, budgeting, and essential business finance skills. Analyse corporate finance structures through working capital and capital budgeting techniques. Build proficiency in financial risk management and robust financial planning. Gain expertise in specialised financial fields such as investment banking and real estate. Apply advanced tools and methodologies in financial modelling using Excel. Why Prefer this Course? Get a Free QLS Endorsed Certificate upon completion of the course Get a Free Student ID Card with this training program (£10 postal charge will be applicable for international delivery) The course is Affordable and Simple to understand Get Lifetime Access to the course materials The training program comes with 24/7 Tutor Support Start your learning journey straight away! The "Level 4 Financial Advisor Certification" course is specifically designed to equip learners with a robust understanding of financial advisory principles that are crucial in the dynamic UK financial market. This course goes deep into the fundamental and advanced aspects of Financial Management, preparing individuals to handle a diverse range of financial scenarios with professionalism and expertise. By enroling in this course, learners will not only meet the regulatory standards but also gain a competitive edge in the finance industry. Through this course, participants will acquire and enhance their skills in creating detailed, personalised Financial Plans tailored to the specific needs of their clients. This involves mastering Wealth Management, Asset Allocation, and the strategic preparation of Personal Financial Statements. Such skills are indispensable in today's financial advisory roles, enabling professionals to provide high-quality advice that aligns with client goals and financial security. Moreover, this diploma offers learners the opportunity to acquire skills that are highly valued in the field of Financial Advisor. With this Certification, graduates are better positioned to pursue career advancements and higher responsibilities within the Financial Advisor setting. The skills and knowledge gained from this course will enable learners to make meaningful contributions to Financial Advisor related fields impacting their Financial Advisor experiences and long-term development. How will I get my Certificate? After successfully completing the course, you will be able to order your Certificates as proof of your achievement. PDF Certificate: Free (Previously it was £12.99*30 = £390) CPD Hard Copy Certificate: Free (For The First Course: Previously it was £29.99) QLS Endorsed Hard Copy Certificate: Free (For The Title Course: Previously it was £99) CPD 410 CPD hours / points Accredited by CPD Quality Standards Who is this course for? Anyone interested in learning more about the topic is advised to take this bundle. This bundle is ideal for: Aspiring financial advisors Current finance professionals Business managers Accountants Compliance officers Investment analysts Requirements You will not need any prior background or expertise to enrol in this course. Career path After completing this bundle, you are to start your career or begin the next phase of your career. Financial Advisor: £30,000 - £60,000 Investment Analyst: £35,000 - £70,000 Corporate Finance Manager: £50,000 - £90,000 Risk Manager: £40,000 - £80,000 Compliance Officer: £35,000 - £70,000 Financial Planner: £30,000 - £65,000 Certificates CPD Accredited Digital Certificate Digital certificate - Included CPD Accredited e-Certificate - Free Enrolment Letter - Free Student ID Card - Free CPD Accredited Hard Copy Certificate Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee. Diploma in Financial Advisor Training at QLS Level 4 Hard copy certificate - Included Please note that International students have to pay an additional £10 as a shipment fee.