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Explore the intricate world of actuarial science with our comprehensive course on Mathematical Foundations. From deterministic models to stochastic life contingencies, delve into key concepts like cash flow valuation, life insurance principles, and premium calculation. Master risk management, taxation, and inflation considerations, and equip yourself with the mathematical tools essential for success in the dynamic field of actuarial science. Elevate your skills and embark on a rewarding career as a knowledgeable and proficient actuary.

Are you someone who wants to become an ideal lawyer to secure intellectual and financial properties of your clients? Or are you someone who is finding one? If yes, then this course in finding the perfect lawyer will be able to help you in your journey toward secured intellectual and financial property ownership or assist you in becoming the ideal lawyer anyone would want! Description: What are the characteristics you need to find a lawyer for you to feel safe and secure? In this course, you will be able to learn why you or your business needs to have their lawyer. This course is designed to make you realise what type of lawyer you need. You will also know the different kinds of lawyers in this course and be taught about each type. Lastly, you will be trained to search the ideal lawyer or how lawyers can promote themselves for the potential clients to check. Who is the course for? Businessmen and other professionals who are in need of lawyers to protect their financial and intellectual properties. Lawyers who want to become the ideal lawyer clients would prefer. Entry Requirement: This course is available to all learners, of all academic backgrounds. Learners should be aged 16 or over to undertake the qualification. Good understanding of English language, numeracy and ICT are required to attend this course. Assessment:  At the end of the course, you will be required to sit an online multiple-choice test. Your test will be assessed automatically and immediately so that you will instantly know whether you have been successful. Before sitting for your final exam you will have the opportunity to test your proficiency with a mock exam. Certification: After you have successfully passed the test, you will be able to obtain an Accredited Certificate of Achievement. You can however also obtain a Course Completion Certificate following the course completion without sitting for the test. Certificates can be obtained either in hardcopy at a cost of £39 or in PDF format at a cost of £24. PDF certificate's turnaround time is 24 hours and for the hardcopy certificate, it is 3-9 working days. Why choose us? Affordable, engaging & high-quality e-learning study materials; Tutorial videos/materials from the industry leading experts; Study in a user-friendly, advanced online learning platform; Efficient exam systems for the assessment and instant result; The UK & internationally recognised accredited qualification; Access to course content on mobile, tablet or desktop from anywhere anytime; The benefit of career advancement opportunities; 24/7 student support via email. Career Path: Finding the Perfect Lawyer is a useful qualification to possess, and would be beneficial for the following careers: Businessmen Entrepreneurs Financial Advisers Lawyers Legal Advisers Top Executives. Finding the Perfect Lawyer Introduction 00:15:00 Why A Perfect Lawyer? 01:00:00 Types Of A Perfect Lawyer 01:00:00 How to Find For an Attorney 01:00:00 Why You Need for an Attorney 01:00:00 Interviewing For A Potential Attorneys 01:00:00 Build A Good Business Relationship 01:00:00 How Will I Know When It's Time to See a Specialist 00:30:00 Doing Your Own Footwork 01:00:00 Saving Money on an Attorney 01:00:00 Essential Information Resources 01:00:00 Certificate and Transcript Order Your Certificates and Transcripts 00:00:00

Overview Self Isolation and Self Distancing during COVID 19 is yet another 'Teacher's Choice' course from Teachers Training for a complete understanding of the fundamental topics. You are also entitled to exclusive tutor support and a professional CPD-accredited certificate in addition to the special discounted price for a limited time. Just like all our courses, this Self Isolation and Self Distancing during COVID 19 and its curriculum have also been designed by expert teachers so that teachers of tomorrow can learn from the best and equip themselves with all the necessary skills. Consisting of several modules, the course teaches you everything you need to succeed in this profession. The course can be studied part-time. You can become accredited within 04 Hours studying at your own pace. Your qualification will be recognised and can be checked for validity on our dedicated website. Why Choose Teachers Training Some of our website features are: This is a dedicated website for teaching 24/7 tutor support Interactive Content Affordable price Courses accredited by the UK's top awarding bodies 100% online Flexible deadline Entry Requirements No formal entry requirements. You need to have: Passion for learning A good understanding of the English language Be motivated and hard-working Over the age of 16. Certification CPD Certification from The Teachers Training Successfully completing the MCQ exam of this course qualifies you for a CPD-accredited certificate from The Teachers Training. You will be eligible for both PDF copy and hard copy of the certificate to showcase your achievement however you wish. You can get your digital certificate (PDF) for £4.99 only Hard copy certificates are also available, and you can get one for only £10.99 You can get both PDF and Hard copy certificates for just £12.99! The certificate will add significant weight to your CV and will give you a competitive advantage when applying for jobs. Module 01: COVID-19 - The Pandemic COVID-19 - The Pandemic 00:20:00 Module 02: Social Distancing Social Distancing 00:21:00 Module 03: Self Isolation Self Isolation 00:23:00 Module 04: Quarantine and Its Mental Impacts Quarantine and Its Mental Impacts 00:25:00 Module 05: Anxiety and the Feeling of Loneliness Anxiety and the Feeling of Loneliness 00:25:00 Module 06: Young Generation's Mental Health during COVID-19 Young Generation's Mental Health during COVID-19 00:25:00 Module 07: Challenges of Older Generations during COVID-19 Challenges of Older Generations during COVID-19 00:24:00 Module 08: Connectivity during Self-Isolation Connectivity during Self-Isolation 00:28:00 Module 09: Community Response and Reliance on Others Community Response and Reliance on Others 00:25:00 Module 10: Productivity during Self-Isolation Productivity during Self-Isolation 00:22:00 Module 11: Applications of Technology Applications of Technology 00:19:00

Are you looking to elevate your professional skills to new heights? Introducing our Admin, Secretarial & PA at QLS Level 5 Diploma, a QLS-endorsed course bundle that sets a new standard in online education. This prestigious endorsement by the Quality Licence Scheme (QLS) is a testament to the exceptional quality and rigour of our course content. The bundle comprises 11 CPD-accredited courses, each meticulously designed to meet the highest standards of learning. This endorsement not only highlights the excellence of our courses but also assures that your learning journey is recognised and valued in the professional world. The purpose of Admin, Secretarial & PA at QLS Level 5 Diploma is to provide learners with a comprehensive, skill-enriching experience that caters to a variety of professional needs. Each course within the bundle is crafted to not only impart essential knowledge but also to enhance practical skills, ensuring that learners are well-equipped to excel in their respective fields. From gaining cutting-edge industry insights to mastering critical thinking and problem-solving techniques, this bundle is an amalgamation of learning experiences that are both enriching and empowering. Moreover, Admin, Secretarial & PA at QLS Level 5 Diploma goes beyond just online learning. Upon completion of the bundle, learners will receive a free QLS Endorsed Hardcopy Certificate & 11 CPD Accredited PDF Certificate, a tangible acknowledgement of their dedication and hard work. This certificate serves as a powerful tool in showcasing your newly acquired skills and knowledge to potential employers. So, why wait? Embark on this transformative learning journey today and unlock your potential with Admin, Secretarial & PA at QLS Level 5 Diploma! This premium bundle comprises the following courses, QLS Endorsed Course: Course 01: Admin, Secretarial & PA at QLS Level 5 Diploma CPD QS Accredited Courses: Course 02: Legal Secretary and Office Skills Diploma Course 03: HR Management Course Course 04: UK Employment Law Course 05: Leadership and Management Course Course 06: Operations Management Course 07: Minute Taking Course Course 08: Payroll Management Course Course 09: GDPR Course 10: Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 Course 11: Decision-Making in High-Stress Situations Course 12: Time Management Training - Online Course Learning Outcomes Upon completion of the bundle, you will be able to: Acquire industry-relevant skills and up-to-date knowledge. Enhance critical thinking and problem-solving abilities. Gain a competitive edge in the job market with QLS-endorsed certification. Develop a comprehensive understanding of Admin, Secretarial & PA. Master practical application of theoretical concepts. Improve career prospects with CPD-accredited courses. The Admin, Secretarial & PA at QLS Level 5 Diploma offers an unparalleled learning experience endorsed by the Quality Licence Scheme (QLS). This endorsement underlines the quality and depth of the courses, ensuring that your learning is recognised globally. The bundle includes 11 CPD-accredited courses, each meticulously designed to cater to your professional development needs. Whether you're looking to gain new skills, enhance existing ones, or pursue a complete career change, this bundle provides the tools and knowledge necessary to achieve your goals. The Quality Licence Scheme (QLS) endorsement further elevates your professional credibility, signalling to potential employers your commitment to excellence and continuous learning. The benefits of this course are manifold - from enhancing your resume with a QLS-endorsed certification to developing skills directly applicable to your job, positioning you for promotions, higher salary brackets, and a broader range of career opportunities. Embark on a journey of professional transformation with Admin, Secretarial & PA at QLS Level 5 Diploma today and seize the opportunity to stand out in your career. Enrol in Admin, Secretarial & PA now and take the first step towards unlocking a world of potential and possibilities. Don't miss out on this chance to redefine your professional trajectory! Certificate of Achievement: QLS-endorsed courses are designed to provide learners with the skills and knowledge they need to succeed in their chosen field. The Quality Licence Scheme is a distinguished and respected accreditation in the UK, denoting exceptional quality and excellence. It carries significant weight among industry professionals and recruiters. Upon completion, learners will receive a Free Premium QLS Endorsed Hard Copy Certificate titled 'Admin, Secretarial & PA at QLS Level 5 Diploma' & 11 Free CPD Accredited PDF Certificates. These certificates serve to validate the completion of the course, the level achieved, and the QLS endorsement. Please Note: NextGen Learning is a Compliance Central approved resale partner for Quality Licence Scheme Endorsed courses. CPD 150 CPD hours / points Accredited by CPD Quality Standards Who is this course for? The Admin, Secretarial & PA at QLS Level 5 Diploma bundle is ideal for: Professionals seeking to enhance their skills and knowledge. Individuals aiming for career advancement or transition. Those seeking CPD-accredited certification for professional growth. Learners desiring a QLS-endorsed comprehensive learning experience. Requirements You are cordially invited to enroll in this bundle; please note that there are no formal prerequisites or qualifications required. We've designed this curriculum to be accessible to all, irrespective of prior experience or educational background. Career path Upon completing the Admin, Secretarial & PA at QLS Level 5 Diploma course bundle, each offering promising prospects and competitive salary ranges. Whether you aspire to climb the corporate ladder in a managerial role, delve into the dynamic world of marketing, explore the intricacies of finance, or excel in the ever-evolving field of technology. Certificates CPD Quality Standard Certificate Digital certificate - Included Free 11 CPD Accredited PDF Certificates. QLS Endorsed Certificate Hard copy certificate - Included

Managing your finances as a self-employed professional shouldn’t feel like decoding ancient scrolls. Our QuickBooks Self-Employed Course is designed to make numbers less terrifying and taxes far less confusing. This expertly structured course helps freelancers, sole traders, and independent contractors understand how to keep their finances in order, track expenses efficiently, and manage income without losing sleep over spreadsheets. Whether you’re logging miles for client visits or sorting receipts for the hundredth time, this course guides you through QuickBooks Self-Employed step-by-step—minus the jargon overload. Learn how to organise your records, stay HMRC-ready, and take charge of your tax responsibilities with confidence. It's not about becoming an accountant; it's about making sure you don't need one every time a tax return looms. Why People Love And Enrol The QuickBooks Self-Employed Course From One Education Eligibility for an CPD accredited certificate on successful completion of Course Learning materials of our course contains engaging voiceover and visual elements for your comfort Freedom to study at your own pace 24/7 access to the course materials for 12 months Full Tutor support on weekdays (Monday - Friday) This training course is designed by industry experts and will give you an in-depth understanding of this topic. The course features easy-to-digest modules that break down each topic and ensure all our students receive an unrivalled and thorough learning experience. If you want to work in this rapidly growing sector and stand out from the competition, then our QuickBooks Self-Employed is the perfect place to kickstart your dream career. On the course, we guarantee that you will gain relevant skills and acquire tremendous knowledge on the subject. The certificate you'll achieve after completing the course will help you land the job you want in a related field. Enjoy a pleasant and professional 100% online learning experience and enrol in our QuickBooks Self-Employed today and take control of your career! Course Curriculum: Here is a curriculum breakdown of the course: Module 01: User of QuickBooks Self-Employed Module 02: QBSE - Features Module 03: Pros Module 04: Cons Module 05: Comparison Module 06: Tax Profile Module 07: Vechile Module 08: Health Insurance Module 09: Bank Account Module 10: Create an Invoice Module 11: Manage Invoice Module 12: Expense Receipts Module 13: Adding Transactions Module 14: Import Transactions Module 15: Exclude a Duplicate Module 16: Export Data Module 17: Categorization Module 18: Income and Expenses Module 19: Transfers Module 20: Rules Module 21: Split a Transaction Module 22: Miles Module 23: Profit and Loss Report Module 24: Tax Summary Exam & Retakes: It is to inform our learners that the initial exam for this online course is provided at no additional cost. In the event of needing a retake, a nominal fee of £9.99 will be applicable. Certification Upon successful completion of the assessment procedure, learners can obtain their certification by placing an order and remitting a fee of £9 for PDF Certificate and £15 for the Hardcopy Certificate within the UK ( An additional £10 postal charge will be applicable for international delivery). Who is this course for? The training course is ideal for highly motivated individuals who want to enhance their professional skills and train for the job they want! This course also suits people aspiring for some in-depth knowledge on this topic and keep up to date with the latest information. Study the QuickBooks Self-Employed course today and increase your professional skillset from the comfort of your home! Requirements There are no formal entry requirements for the course, with enrollment open to anyone! Anyone and everyone with a knack for learning can enrol on this course without any hesitation. Learn online from any internet device, including your computer, tablet or smartphone. Study when it suits you and complete the QuickBooks Self-Employed course at your own pace. All students must have a passion for learning and literacy, as well as being over the age of 16. Career path Studying the course is designed to help you get the job of your dreams, or even that promotion you've always wanted! Learn the essential skills and knowledge you need to exceed in your professional life with the help & guidance from our QuickBooks Self-Employed course.

Gain the skills and credentials to kickstart a successful career and learn from the experts with this step-by-step

Health and social care remain a top priority in the UK, particularly for the current pandemic, and staff are always needed to assist the sick and socially disaffected. Worldwide every employer is required by law to monitor their employees' health and social care. Every employee at every level and management, team leaders, and business owners should be aware of the most important health and safety fundamentals. Our Health & Social Care course provides an excellent introduction to working in care and broadens your understanding of working with people of all ages. The Health & Social Care course includes basic human development, legislative frameworks and protocols, how care is accessed and delivered in the UK, and core approaches to service users. By the end of this Health & Social Carecourse, you will be confident enough to take the next step on the career ladder, as you will learn everything you need to know to successfully work in a care setting and provide assistance to those with a wide range of needs. Learning Outcomes By the end of the Health & Social Care Bundle course, the learner will be able to: Understand Equality, Diversity and Rights in Health and Social Care. Understand Human Growth and Development. Understand safeguarding in Health and Social Care. Why Choose Health & Social Care Course from Us Self-paced course, access available from anywhere. Easy to understand, high-quality study materials. This Course developed by industry experts. MCQ quiz after each module to assess your learning. Health & Social Care Automated and instant assessment results. 24/7 support via live chat, phone call or email. Free PDF certificate as soon as completing the course. ***Benefits of Health & Social Care Course*** Course 01: Health & Social Care Course 02: Diploma in Health and Wellbeing Course 03: Level 4 Early Years Course ***Other Benefits of Health & Social Care*** Free 3 PDF Certificate Access to Content - Lifetime Exam Fee - Totally Free Free Retake Exam [ Note: Free PDF certificate as soon as completing the Health & Social Care course] Course Curriculum of Level 3 Award in Health and Social Care Module 01: Equality, Diversity and Rights in Health and Social care Module 02: Human Growth and Development Module 03: Safeguarding in Health and Social Care >> ------------- << Assessment Method After completing each module of the Health & Social Care Course, you will find automated MCQ quizzes. To unlock the next module, you need to complete the quiz task and get at least 60% marks. Certification After completing the MCQ/Assignment assessment for this Health & Social Care course, you will be entitled to a Certificate of Completion from Training Tale. The certificate is in PDF format, which is completely free to download. A printed version is also available upon request. It will also be sent to you through a courier for £13.99. Who is this course for? This course is designed for individuals who want to work in Health & Social care or who are already working in health and social care and are looking to reinforce their knowledge. Requirements There are no specific requirements for this Health & Social Care Bundle course because it does not require any advanced knowledge or skills. Students who intend to enrol in this Health & Social Care course must meet the following requirements: Good command of the English language Must be vivacious and self-driven Basic computer knowledge A minimum of 16 years of age is required Career path Individuals who wish to pursue a career in the Health & Social Care industry should take this course. Popular job roles include Senior Care Assistants, Support Workers, key workers in residential settings, domiciliary services, and day services. Certificates Certificate of completion Digital certificate - Included

Enterprise Resource Planning (ERP) is a vital component for businesses looking to streamline their processes and increase efficiency. With a wide range of modules covering everything from accounting to human resources, ERP systems integrate different aspects of a business, creating a cohesive environment. By learning ERP, you can gain a deep understanding of how businesses optimise resources and improve day-to-day operations. This course is designed to provide you with a clear and solid understanding of the fundamentals, making ERP accessible for beginners and those looking to enhance their knowledge. The course will guide you through the inner workings of ERP software, focusing on how it can help businesses reduce costs, improve decision-making, and increase productivity. Whether you're looking to enter the field of business technology or aiming to upgrade your skills, ERP knowledge can open doors to various career opportunities. With businesses increasingly relying on ERP solutions, this course is an excellent opportunity to tap into a growing demand. Join this course to understand the architecture, features, and advantages of ERP systems that drive success in businesses worldwide. Key Features CPD-Accredited Enterprise Resource Planning (ERP) course Instant e-certificate Fully online, interactive Enterprise Resource Planning (ERP) course with audio voiceover Self-paced learning and laptop, tablet, smartphone-friendly 24/7 Learning Assistance Discounts on bulk purchases Enrol now in this Enterprise Resource Planning (ERP) course to excel! ERP is a rapidly growing field that is in high demand. Businesses of all sizes are looking for ERP professionals to help them improve their efficiency, reduce their costs, and make better decisions. This bundle is the perfect way to get started in a career in ERP. It includes 10 courses that will teach you the essential skills you need to succeed. This bundle includes the following courses: Course 01: Operations Management - Advanced Diploma Course 02: Employee Engagement Course 03: CRM - Customer Relationship Management Course 04: Business Analyst Training Course 05: Supply Chain Management Course 06: Financial Management Course 07: Change Management Course 08: Compliance and Risk Management Course Course 09: Level 3 Diploma in Project Management Course 10: CSR - Corporate Social Responsibility Learning Outcome Understand the basics of ERP Understand the principles of business management Apply business management techniques to improve efficiency and productivity Manage and optimise business processes Develop and implement business strategies Measure and track business performance Communicate effectively with stakeholders Accreditation All of our courses, including this Enterprise Resource Planning (ERP) course, are fully accredited. Certification Once you've successfully completed your Enterprise Resource Planning (ERP) course, you will immediately be sent a digital certificate. Also, you can have your printed certificate delivered by post (shipping cost £3.99). Who is this course for? Anyone who wants to learn about ERP Anyone who wants to start a career in ERP Anyone who wants to advance their career in ERP Requirements Learners do not require any prior qualification to enrol in this course Career path ERP analyst: £30,000 - £50,000 ERP consultant: £40,000 - £60,000 ERP project manager: £50,000 - £70,000 ERP director: £70,000 - £100,000+ Certificates Certificate of completion Digital certificate - Included Certificate of completion Hard copy certificate - Included You will get the hard copy certificates for Free! The delivery charge of the hard copy certificate inside the UK is £3.99 each.

Course Overview The comprehensive Turbocharging Course: Basic to Advanced has been designed by industry experts to provide learners with everything they need to enhance their skills and knowledge in their chosen area of study. Enrol on the Turbocharging Course: Basic to Advanced today, and learn from the very best the industry has to offer! This best selling Turbocharging Course: Basic to Advanced has been developed by industry professionals and has already been completed by hundreds of satisfied students. This in-depth Turbocharging Course: Basic to Advanced is suitable for anyone who wants to build their professional skill set and improve their expert knowledge. The Turbocharging Course: Basic to Advanced is CPD-accredited, so you can be confident you're completing a quality training course will boost your CV and enhance your career potential. The Turbocharging Course: Basic to Advanced is made up of several information-packed modules which break down each topic into bite-sized chunks to ensure you understand and retain everything you learn. After successfully completing the Turbocharging Course: Basic to Advanced, you will be awarded a certificate of completion as proof of your new skills. If you are looking to pursue a new career and want to build your professional skills to excel in your chosen field, the certificate of completion from the Turbocharging Course: Basic to Advanced will help you stand out from the crowd. You can also validate your certification on our website. We know that you are busy and that time is precious, so we have designed the Turbocharging Course: Basic to Advanced to be completed at your own pace, whether that's part-time or full-time. Get full course access upon registration and access the course materials from anywhere in the world, at any time, from any internet-enabled device.  Our experienced tutors are here to support you through the entire learning process and answer any queries you may have via email.

48-Hour Knowledge Knockdown! Prices Reduced Like Never Before! This Child Development at QLS Level 4 course is endorsed by The Quality Licence Scheme and accredited by CPDQS (with 120 CPD points) to make your skill development & career progression more accessible than ever! Are you looking to improve your current abilities or make a career move? If yes, our unique Telemarketing & Sales Training at QLS Level 4 course might help you get there! It is an expertly designed course which ensures you learn everything about the topic thoroughly. Expand your expertise with high-quality training from the Telemarketing & Sales Training at QLS Level 4 course. Due to Telemarketing & Sales Training at QLS Level 4's massive demand in the competitive market, you can use our comprehensive course as a weapon to strengthen your knowledge and boost your career development. Learn Telemarketing & Sales Training at QLS Level 4 from industry professionals and quickly equip yourself with the specific knowledge and skills you need to excel in your chosen career. The Telemarketing & Sales Training at QLS Level 4 course is broken down into several in-depth modules to provide you with the most convenient and rich learning experience possible. Upon successful completion of the Telemarketing & Sales Training at QLS Level 4 course, an instant e-certificate will be exhibited in your profile that you can order as proof of your skills and knowledge. Add these amazing new skills to your resume and boost your employability by simply enrolling in this Telemarketing & Sales Training at QLS Level 4 course. This Telemarketing & Sales Training at QLS Level 4 training can help you to accomplish your ambitions and prepare you for a meaningful career. So, join us today and gear up for excellence! Why Prefer This Telemarketing & Sales Training at QLS Level 4 Course? Opportunity to earn a certificate endorsed by the Quality Licence Scheme & another accredited by CPDQS which is completely free. Get a free student ID card! (£10 postal charge will be applicable for international delivery) Innovative and engaging content. Free assessments 24/7 tutor support. Take a step toward a brighter future! *** Course Curriculum *** Here is the curriculum breakdown of the Telemarketing & Sales Training at QLS Level 4 course: Module 1: Introduction to Tele Sales Executive Training Module 2: All About Telemarketing Module 3: Elevate Sales on Telephone Module 4: Prospective Telephone-Sales Expert Module 5: The Right Words and Phrases to Use on a Sales Call Module 6: Preparing the Call Module 7: Opening the Call Module 8: Structuring the Call Module 9: Verbal Communication Skills Module 10: Dealing with Objections Module 11: Closing the Sale/ Gaining Commitment Module 12: Dealing with Rejection Module 13: Close a Sale Call Module 14: Increasing your Earnings by Expanding Sales Assessment Process You have to complete the assignment questions given at the end of the course and score a minimum of 60% to pass each exam. Our expert trainers will assess your assignment and give you feedback after you submit the assignment. You will be entitled to claim a certificate endorsed by the Quality Licence Scheme after you have completed all of the Child Development at QLS Level 4 exams. CPD 120 CPD hours / points Accredited by CPD Quality Standards Who is this course for? This Telemarketing & Sales Training at QLS Level 4 course is perfect for highly motivated people who want to improve their technical skills and prepare for the career they want! Requirements Telemarketing & Sales Training at QLS Level 4 No prior background or expertise is required. Career path The Telemarketing & Sales Training at QLS Level 4 course will boost your CV and aims to help you get the job or even the long-awaited promotion of your dreams. Certificates Child Development at QLS Level 4 Hard copy certificate - Included Show off Your New Skills with a Certificate of Completion After successfully completing the Child Development at QLS Level 4, you can order an original hardcopy certificate of achievement endorsed by the Quality Licence Scheme and also you can order CPDQSAccredited Certificate that is recognised all over the UK and also internationally. The certificates will be home-delivered, completely free of cost. CPDQS Accredited Certificate Digital certificate - Included